Aeon Credit Service: Your Trusted Partner in Financial Services

Aeon Credit Service stands out as one of the leading providers of financial solutions in Malaysia. Whether you’re looking for personal finance options, motorcycle financing, easy payment plans, or credit cards, Aeon has you covered. Their seamless services, combined with competitive rates and quick processing times, have made them a go-to choice for many, especially government employees, private-sector workers, and self-employed individuals.

Why Choose Aeon Credit Service?

Aeon Credit Service is well-known for offering premier financial services with a personal touch that resonates with its customers. Let’s dive into some of the reasons why so many people trust Aeon for their financial needs.

1. Competitive Profit Rates & Quick Processing

Aeon Credit Service offers highly competitive profit rates and an efficient processing time, making it one of the top choices for personal loans in Malaysia. For example, their personal loan flat rates start as low as 0.66% per month, equating to just 7.92% per year (effective rate: 13.57%–14.31% per year).

Their personal loan schemes come with a simple application process that allows you to get approved fast, often on weekends, so you don’t have to wait long to access the funds you need.

1.1 Personal Loan Flat Rate (0.66% per month)

• Effective Rate: 13.57% – 14.31% per year
• Financing Amount: Up to RM100,000
• Repayment Tenure: Up to 84 months

1.2 Personal Loan Flat Rate (1.50% per month)

• Effective Rate: 27.46% – 31.72% per year
• Financing Amount: Up to RM100,000
• Repayment Tenure: Up to 84 months

2. High Financing Amount and Flexible Repayment Options

Whether you’re financing a large purchase or covering a financial emergency, Aeon offers financing up to RM100,000. Furthermore, you can choose from a range of repayment tenures that fit your budget, including 6, 9, 12, 15, 18, 24, 30, 36, 48, 60, 72, and 84 months.

2.1 Flexible Repayment Plans

• Select a tenure that works for you (from 6 to 84 months)
• Easy-to-manage monthly payments that suit your financial situation

3. Hassle-Free Process with Simple Documentation

One of the best aspects of applying for a loan with Aeon is the simplicity of the process. No guarantors, no collateral, and no security deposits are required, which makes it hassle-free for borrowers. All you need to do is submit the necessary documents, and you can be well on your way to getting the financial support you need.

3.1 Simple Documentation Requirements

• Quick and easy application process
• Only basic documents are needed

How to Apply for Aeon Credit Personal Loan

Applying for an Aeon Credit Service personal loan is straightforward and quick. Here’s a step-by-step guide on how to apply for your loan:

1. Check Your Eligibility

Ensure that you meet the eligibility criteria for Aeon’s personal loans. If you’re a government employee, the application process will differ from that for private-sector workers.

2. Submit Your Documents

Prepare the necessary documents, which typically include proof of income, identification, and other financial documents that support your loan application.

3. Choose Your Loan Amount and Repayment Tenure

Select the loan amount you need (up to RM100,000) and choose a repayment plan that works best for you (6 to 84 months).

4. Wait for Approval

Once your application is submitted, Aeon will review your details, and you can expect a fast approval process. Sometimes, you may even receive approval and funding on weekends!

5. Receive Your Funds

Upon approval, you will receive your funds promptly, and you can use them for whatever you need.

Important Information for Government Employees and Private Sector Workers

Please note that the website you’re visiting is exclusively for government employees. If you are a private-sector worker, soldier, trader, or government retiree, the application process for your personal loan will differ.

For those in the private sector or other categories, you should apply through the Aeon Credit Service Personal Loan Financing-I for Private Sector. Please avoid using the hotline number listed on the government employee website, as it is dedicated to public servants.

Additional Services by Aeon Credit Service

Apart from personal loans, Aeon Credit Service offers a variety of other financial services that may suit your needs.

1. Motorcycle Financing

Aeon provides financing options for motorcycles, making it easier for you to get the bike you’ve always wanted.

2. Credit Cards

Aeon also offers a wide range of credit cards with attractive benefits and features that can help you manage your finances.

3. Easy Payment Plans

With Aeon’s easy payment options, you can manage your purchases and services without breaking the bank.

4. Cash Deposit Machines (CDM)

Aeon Credit Service has a network of Cash Deposit Machines (CDM) available nationwide, enabling borrowers to make monthly payments easily. This feature provides convenience for borrowers across Malaysia.

Why Aeon Credit Service is the Right Choice for You

Aeon Credit Service offers an all-in-one financial solution for those looking to take control of their finances in Malaysia. With their competitive profit rates, quick approval times, and flexible loan options, Aeon has built a reputation as one of the most trusted financial institutions in the country.

Whether you’re a government employee or a private-sector worker, Aeon has loan options tailored to your needs. With a hassle-free application process, simple documentation, and nationwide coverage through Cash Deposit Machines (CDMs), Aeon makes it easier than ever to achieve your financial goals.

So, if you’re looking for a reliable, easy-to-work-with financial partner, Aeon Credit Service should be at the top of your list. Don’t wait—apply for your personal loan today and enjoy the benefits of working with a leading financial institution!

Contact Aeon Credit Personal Loan

Terminal helpdesk and Call Center

Call Center

+603 2719 9999

Terminal Helpdesk

Call our appointed vendor for enquiries relating to terminal matters at:

1. CardBiz Payment Services Sdn Bhd: +603-7890 3000 (24 hours)
2. Revenue Harvest Sdn Bhd: +603-9212 0500 (24 hours)
3. Ingenico Solutions (Malaysia) Sdn Bhd: +603-7610 2111 (24 hours)
4. Fass Payment Solutions Sdn Bhd: +603-9212 7900 (24 hours)
5. mPASS Mobility Sdn Bhd: +603-7890 3003 (24 hours)
6. Pine Payment Solutions Sdn Bhd: +6012-506 7883 (24 hours)

E-Mail

Email us your inquiries: customer.service@aeoncredit.com.my