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Personal Loan BSN Pinjaman Peribadi Bank Simpanan Nasional
Personal Financing Facilities: ASB Loan (SPD ASB) With Floating Rate
Get the funds you need quickly with a Personal Loan BSN Pinjaman Peribadi Bank Simpanan Nasional. Our personal loans are affordable and flexible- specially cater to your needs.
ASB Loan is another form of term loan to purchase ASB unit trust.
Product Eligibility
All qualified ASB investors under the ASNB guidelines. Aged 18 to 60 years old at the end of the loan tenure. Permanent Employee or Self-employed.
Document Required
For Permanent Employee:
One (1) copy of NRIC (front and back). One (1) copy of ASB passbook. One (1) copy of latest two (2) months pay slip.
For Self-Employed:
One (1) copy of NRIC (front and back). One (1) copy of ASB passbook. One (1) copy of latest three (3) months bank statement.
Note: All document copies to be certified by BSN’s officer.
Personal Loan BSN Limit/ Amounts
Loan amount will be in multiple of RM1, 000 and subject to the following limit :
| Minimum | Maximum |
|---|---|
| RM10,000 | RM200,000 Excluding other charges) |
Financing Rates
| Tenure | Interest Rate |
|---|---|
| 5 – 30 years or subject to the maximum age of 60 years whichever is earlier. | »BLR -1.65% Government’s servant who owns BSN’s salary account. (Installment through Standing Instruction) »BLR – 1.60%Other categories of customer (Private or Government sector) |
Late Payment Charge
Monthly installments in Arrears × 1% × Number of Days Overdue/ 365
Personal Loan BSN Executive-1
An exclusive personal loan package catered especially for executives. Applicant Eligibility must be Malaysian citizen aged 21 to 55 / 60* years old at the end of the loan tenure.
The application is dedicted to permanent & contract officers and staff that have minimum three (3) years of working experience.
Offered only to Employees of Premier Developer Panel, Private Hospital, Telecommunication Company, Licensed Financial Institution, Multinational Company, PETRONAS Group of Companies, Selected Private University & College, Statutory Body, Government Link Company, Selected Public Listed Company in Main Market Bursa Malaysia (Financial, Plantation,Property, Technology,Trading / Service, Industrial Product, Consumer Sectors only) and Professionals (Doctor, Architect, Lawyer, Accountant and other certified Professionals).
Minimum gross income of RM3,000 per month (permanent staff) & RM10,000 per month (contract staff) and BSN GIRO / GIRO-i Account holders.
Note: *Subject to employer confirmation.
Documents Required
A copy of latest three (3) months Salary Slips; A copy of your NRIC (both sides); Latest EPF Statement; AND Confirmation Letter by Employer stating the below suh as Name and NRIC, Designation and Employment Status, Monthly salary and Date of Employment OR
Latest EA / EC Statement and latest e-filing form or any verified documents by the Inland Revenue Board (LHDN).
Note: *Subject to the current Terms & Conditions.
Product Features
Mode of payment is via standing Instruction from other Financial Institutions where the customer salary account is credited. BSN Standing Instruction. ATM/CDM and IBG (Interbank Giro).
Personal Loan BSN Limit / Rate
| No | Income | Interest Rate | Loan Limit | Tenure |
| 1 | RM3,000 to RM5,000 | 7.50% | Five (5) times of monthly gross income | Minimum: 2 years Maximum: 10 years |
| 2 | > RM5,000 to RM10,000 | 6.50% | Seven (7) times of monthly gross income | |
| 3 | > RM10,000 | 5.50% | Ten (10) times of monthly gross income / maximum RM200,000 whichever is lower |
Minimum Loan: RM10,000
Late Payment Charge
Monthly Instalments in Arrears×1%× Number Of Days Overdue⁄ 365.
Exec-1 Personal Loan BSN with Floating Rate
An exclusive personal loan package offered only to employees of Premier Developer Panel, Private Hospital, Telecommunication Company, Licensed Financial Institution, Multinational Company, PETRONAS Group of Companies, selected Private University & College, Statutory Body, Government Link Company, selected Public Listed Company in Main Market Bursa Malaysia (Financial, Plantation, Property, Technology, Trading / Service, Industrial Product, Consumer Sectors only) and Professional (Doctor, Architect, Lawyer, Accountant, and other certified Professionals).
The best package for executive out there. Apply now and enjoy the benefit. All application must be subject to employer confirmation
The minimum gross salary require with great benefit to enjoy. See product eligibility below
Product Eligibility
Malaysian citizen. Aged 21 to 55 / 60* years old (subject to the retirement age). Open to Executive and above that has been employed ≥ 1 year. Minimum Gross Income: RM3,000 and above- Permanent Employee, RM10,000 and above – Contract Employee and BSN GIRO / GIRO-i account holder.
Note: *Subject to employer confirmation.
Documents Required
One (1) copy of NRIC (front and back);» One (1) copy of latest three (3) months pay slip;» Latest EPF statement; AND» Confirmation Letter by Employer stating the below:- Name- NRIC- Designation- monthly Salary- Date of Employment
OR
Latest one (1) year EA / EC statement and e-filing form or any verified documents by the Inland Revenue Board (LHDN).
Note:» All document copies to be certified by BSN’s officer.
Personal Loan BSN Limit (Minimum and Maximum)
Minimum : RM5,000
Maximum :
| No. | Income | Loan Limit |
| 1. | RM3,000 to ≤ RM5,000 | Five (5) times of monthly gross income |
| 2. | > RM5,000 to ≤ RM10,000 | Seven (7) times of monthly gross income |
| 3. | > RM10,000 | Ten (10) times of monthly gross income / maximum RM200,000 whichever is lower |
Financing Rates
| Tenure | Interest Rate |
Minimum: 2 years Maximum: 10 years subject to: i. The retirement age, whichever is earlier. ii. Customer qualification | BLR + 2% (monthly basis)Current BLR: 6.85% (effective as at 22nd July 2014) |
Late Payment Charge
»Monthly installments in Arrears × 1% × Number of Days Overdue / 365.
SPD ATM (Personal Loan for Army/ Tentera)
This personal loan BSN offer exclusively to Malaysian Armed Force Personnel. Malaysian citizen. Aged 21 to ≤ 60 years old (subject to retirement age during completion of the loan).
Malaysian Armed Force (MAF) staff- Lieutenant or equivalent and above only. Permanent employee who has been employed for ≥3 months.
Minimum gross income (basic salary + fixed allowance) of RM3,000 per month. Monthly salary payment MUST be through BSN e-Payment System. BSN GIRO/ GIRO-i account holder.
Document Required
»A certified copy of latest 2 months salary slips.»A certified copy of your NRIC (both sides).»Confirmation letter from your employer with the below details:-
Name/ NRIC No.- Designation / Status- Monthly Gross Income- Date of Employment- Date of Retirement / Tarikh Tamat Perkhidmatan (TTP).» Letter of Consent and Undertaking for Salary Account Deduction.» Proof of having GIRO / GIRO-i account.
Loan Limit Min. and Max.
Min. 5k and max is RM200,000
Interest Rate
1 to 10 years : 4.5%
The rate on the principal balance of the Facility shall be changed to the Default Rate (6.50%) if you commit any of the following events:– early retirement from MAF services;– quit or resign from MAF services;– terminated by MAF;– change BSN Salary Account to other bank or financial institutions;– fail to pay any of the Instalments in accordance with the repayment schedule as stipulated by the Bank.»Default Rate (6.50%) will remain unchanged until end of the loan tenure.
Charge (Late Payment)
»Monthly Installments in Arrears × 1% × Number Of Days Overdue ⁄ 365.
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*source from BSN bank malaysia websiter
Personal Loan BSN Pinjaman Peribadi Bank Simpanan Nasional Reviews
Customer Reviews about Personal Loan BSN Pinjaman Peribadi Bank Simpanan Nasional
Personal Loan BSN is the best financing from Bank Simpanan Nasional. Max RM200k. Penjawat awam, tentera, private sector. Call/ Whatsapp 0192983056
Mohd Azwan
https://malaysiadigit.com
Contact Personal Loan BSN Pinjaman Peribadi Bank Simpanan Nasional
- Tel: 019-2983056 / +603 2613 1900 / 03 - 21623222
- Fax: 03 - 21611429
- Kuala Lumpur Main Branch
Tingkat Bawah & Satu, Wisma BSN, 117 Jalan Ampang,
50450 Kuala Lumpur - info@personalfinancingloan.com