Pinjaman Peribadi AgroBank Cash-i Personal Loan Financing Limit

• Government Employees: Maximum RM200,000
• GLC Staff: Maximum RM200,000

Financing Tenure

10 years maximum

Profit Rates

(Subject to eligibility and current changes)

Description Eligibility Criteria

Profit rate is subjected to eligibility and current conditions changes. Profit rates are as below:

FEDERAL GOVERNMENT

Tenure Profit Rate : Up to 3 years BR + 2.85% p.a ; 4 to 10 years BR + 3.35% p.a

STATE GOVERNMENT/STATUTORY BODY/PIHAK BERKUASA TEMPATAN & GOVERNMENT LINK COMPANY

Tenure Profit Rate Up to 3 years BR + 3.22% p.a ; 4 to 10 years BR + 3.67% p.a

FOR APPLICATION THAT HAS UNSATISFACTORY CREDIT ASSESSMENT

Tenure Profit Rate Up to 10 years BR + 4.25% p.a; Profit rate charged is dependent on the following criteria:

• Existing and new customer
• Good track record as per CCRIS which not exceed MIA-2 for the past 12 months.
• Salary deduction through BPA
• No Rescheduling and Restructuring (R&R) status.
• No Special Attention Account (SAA)

Ceiling Profit Rate (CPR):- BR + 7.15% p.a or 10% p.a whichever is higher for the calculation of Sale Price

Effective Profit Rate (EPR):- At the current profit rate and did not exceed CPR and calculated based on monthly balance

Note : Current BR is at 3.60%