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  • Koperasi Nesa Pelbagai Berhad

    Koperasi Nesa Pelbagai Berhad

    Personal Loans Koperasi Nesa Pelbagai Berhad

    Personal Loan Koperasi Nesa Pelbagai Berhad Pinjaman Peribadi

    About Koperasi Nesa Pelbagai Berhad

    MISSION

    Koperasi Nesa by encouraging members to be involved in asset acquisition, especially small holdings, providing the necessary financial backing and inspiring them to engage in savings activities through Nesa as well as offering economic opportunities to members will guide them towards improving their socio-economic status.

    VISION

    Koperasi Nesa Pelbagai Berhad, as an exceptional co-operative society, is focussed towards uplifting the socio-economic status of its members through transparency, integrity and reliability

    Loan Scheme

    Mortgage and Surety Loans to Member

    Loan Categories

    Collateral

    Maximum % on Collateral

    Loan Repayment Period

    Interest Rate (Annual Rest)
    Mortgage

    Property

    70%

    5 years

    10% p.a. with rebate of 2% for repayments without default
    Surety

    Savings,Share Capital of Borrowers & 3 Sureties

     

    80%

    2 years

    8% p.a.

    • What is Koperasi Nesa Pelbagai Berhad?

      Koperasi Nesa Pelbagai Berhad personal loan scheme are mortgage and surety loans. For membership requirements must be Malaysian citizen. Click here for more info

    Other Services

    Koperasi Nesa Pelbagai Berhad Education Fund / Merit Awards

    Since 2002, the Annual Academic Merit Awards are presented to Koperasi Nesa Pelbagai Berhad members’ children who have excelled in their SPM and STPM examinations. The Awards with cash gift of RM100.00 for each subject scored with ‘A’ grade are given out to students who have scored minimum 4A in SPM and 2A in STPM.

    The student’s mother or father must be a current valid member with a minimum share capital of RM1000.00 as on 31.12.2019. Members may submit their application letters for the Awards giving their membership particulars and with certified copy of their children’s exam results and copy of children’s My Kad. Application letters for Year 2019 Awards should reach by 30th September 2020.

    Banking Facility through Bank Simpanan Nasional (BSN)

    Koperasi Nesa Pelbagai Berhad members can avail the Bank Simpanan Nasional (BSN) facilities to subscribe and make payments to through BSN A/C No.14-10029-000-4619-25. The facility is available at more than 380 BSN branches and over 600 BSN ATM centres spread nationwide.

    Housing Schemes

    Koperasi Nesa Pelbagai Berhad has been undertaking housing developments in various parts of the country. At present in Rantau (Negeri Sembilan) the development of 62 units of property of single storey semi-detached houses, 5 units of double storey bunglow houses and 1 unit of single storey bunglow is being proceeded with. Members interested in participating are requested to call Ms.Vanes @ 0172673921

    Note : 1 Double Storey Bunglow House & Single Storey Semi-Detached Houses Are Available.

    Membership Requirements

    Koperasi Nesa Pelbagai Berhad Membership Qualification

    • Applicant must be Malaysia citizen.
    • Must be above 18 years of age
    • Must be a resident or be employed or be in ownership of land in Malaysia.
    • Must not be a person against whom a conviction stands for a registrable offence or be mentally disabled, or is an undischarged bankrupt or expelled from membership of any co-operative society and a period of one (1) year has not lapsed from the date of expulsion.

    Application for Koperasi Nesa Pelbagai Berhad Membership

    • Application to become a member must be made in Nesa Membership Application Form and addressed to the Secretary.
    • The Application Form must be fully completed and duly signed.
    • The Form must also be signed by a proposer and seconder, both of them shall be members of the cooperative.
    • New Applicants who are 50 years of age and below must subscribe minimum 1,000 shares (RM 1,000.00) and applicants above 50 years of age must subscribe minimum 3,000 shares (RM 3,000.00).
    • The Application Form must also be accompanied by an Entrance Fee of RM50.00. The Entrance Fee will be refunded to the Applicant if the application is rejected.
    • Former members owho apply for re-membership are charged an Entrance Fee of RM100.00.
    • Nominee or a legal representative of a deceased member who applies for membership within six months after the death of the member will not be charged Entrance Fee.
    •  

    https://koperasinesa.com.my

    Hashtag / Keywords

     #pinjamanperibadi #personalloan #pembiayaanperibadi #personalfinancing #koperasi #KoperasiNesaPelbagaiBerhad

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    Personal Financing Loan

    Personal Loans Koperasi Nesa Pelbagai Berhad provides education fund. BSN banking facility and housing schemes. Click here for more info and membership

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  • Koperasi BUMIRA Malaysia Berhad

    Koperasi BUMIRA Malaysia Berhad

    Personal Loan Koperasi BUMIRA Malaysia Berhad

    Koperasi BUMIRA Malaysia Berhad

    About Personal Loan Koperasi BUMIRA Malaysia Berhad

    Koperasi BUMIRA (M) Berhad is wholly owned by bumiputra at Lot 3.28 & 3.29, Second Floor Medan MARA, Jalan Raja Laut, 50350 Kuala Lumpur.

    A company established on 1 September 1972 under the name Syarikat Kerjasama Serbaguna Bumira Berhad.

    Ten years later, the name of the company was changed to Koperasi Bumira Berhad. The purpose of this cooperative was to carry out the functions of credit, consumer, housing, plantation and transportation.
    More on the form of loans to members consisting of MARA office staff. Nearly 90% of its members are bumiputra. The objective of this cooperative in accordance with subsection 4 (1) of the Act is to increase the economic interest of its members in accordance with the principles of co-operatives.

    • What types of Personal Loan offered from Koperasi BUMIRA Malaysia Berhad?

      You can apply Personal Loan Koperasi BUMIRA Malaysia Berhad such as pembiayaan khas hari raya aidiladha, special financing for hari raya aidilfitri, education financing and pembiayaan khas cat kereta. Apart from that are pembiayaan khas basikan and pembiayaan khas umrah & ziarah. Get more info here and how to apply.

    COOPERATIVE PRINCIPLES

    1. Voluntary and open membership
      Cooperative Society is a voluntary organization, open to anyone who can use the services it offers and willingly accepts responsibility as a member, regardless of gender, social differences, race, political or religious beliefs.
    2. Democratic control by members
      Cooperatives are democratic organizations, controlled by their own members actively involved in police and decision making. Men and women, who are appointed as representatives have a responsibility towards the members. For basic cooperatives, members have equal voting rights (one member per vote) and cooperatives at other levels are also managed democratically.
    3. Involvement of members in economic activities
      Members contribute equally to the cooperative capital and control it democratically. At least part of the capital is property with co-operative societies. Members often receive limited compensation, if any, on capital contributed as part of the terms of membership. The members provide finance for one or all of the following purposes: developing cooperatives, by providing reserves, where a portion of the reserves cannot be divided, as well as benefiting the members according to their tranxic amount with the co-operative society, and supporting other activities agreed by the members.
    4. Freedom and autonomy
      Cooperatives are autonomous and independent organizations controlled by their members. If they enter into any agreement with other organizations, including with the government, or increase capital from outside sources, they do so on conditions that ensure democratic control is still in the hands of members while still maintaining their autonomy.
    5. Education, training and information
      The Cooperative provides education and training for its members, selected institutions, managers and employees so that they can contribute effectively to the progress of the cooperative. The cooperative conveys information to the public- especially young people and community leaders regarding the issues and benefits of cooperatives.
    6. Cooperation among cooperatives
      Cooperatives help its members more effectively while strengthening the cooperative movement by working together at local, regional, national and international levels.
    7. Concerned about the community
      While focusing on the needs of the co-operative members, they also strive to develop society in a sustainable manner through policies accepted by its members.

    Personal Loan Koperasi BUMIRA Malaysia Berhad

    You can apply personal loan Koperasi BUMIRA Malaysia Berhad based on current promotion and special financing scheme as below:-

    1. PEMBIAYAAN KHAS KOPERASI BUMIRA MALAYSIA BERHAD (HARI RAYA AIDIL ADHA) Had Maksima : RM 3,500.00 Borang : Borang Pembiayaan Khas Borang Penerimaan Pembiayaan 1 salinan MyKad, Slip Gaji Mei & Jun dan dokumen berkaitan.
    2. SPECIAL FINANCING OF HARI RAYA KOPERASI BUMIRA MALAYSIA BERHAD Had Maksima : RM 3,500.00. 1 copy of MyKad, March & April Salary Slip and related documents.
    3. KOPERASI BUMIRA SPECIAL FINANCING (EDUCATION) Maximum Limit : RM 5,000.00 Refund : 24 Months Form: Special Education Financing Form Financing Acceptance Form (2 copies) 1 copy of MyKad, latest Salary Slip and related documents.
    4. PEMBIAYAAN KHAS CAT KERETA KOPERASI BUMIRA MALAYSIA BERHAD
    5. PEMBIAYAAN KHAS BASIKAL KOPERASI BUMIRA MALAYSIA BERHAD
    6. PEMBIAYAAN KHAS (UMRAH & ZIARAH) KOPERASI BUMIRA MALAYSIA BERHAD Had Maksima : RM 10,000 Bayaran balik: 12-60 Bulan Borang : Borang Pembiayaan Khas, Borang Penerimaan Pembiayaan (2 salinan), Borang Pengakuan Penjamin 1 salinan MyKad, Slip Gaji terkini dan dokumen berkaitan. * Pembiayaan Khas dibuka apabila ada iklan

    https://bumira.com.my

    Hashtag / Keywords

     #pinjamanperibadi #personalloan #pembiayaanperibadi #personalfinancing #koperasi #KoperasiBUMIRAMalaysiaBerhad 

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    Customer Reviews about Personal Loan Koperasi BUMIRA Malaysia Berhad

    Personal Financing Loan

    Personal Loan Koperasi BUMIRA Malaysia Berhad offering financing for Hari Raya Aidilfitri and Aidiladha, education loan, umrah loan etc. Click for more info

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  • Koperasi UTM Berhad KUTMB

    Koperasi UTM Berhad KUTMB

    Personal Loan Koperasi UTM Berhad KUTMB

    Koperasi UTM Berhad KUTMB

    About Koperasi UTM Berhad KUTMB

    Mission

    To inculcate a spirit of cooperation, loyalty and responsibility among the members so as to be productive, cheerful and caring about universal life.

    Motto

    Teguh Cooperative, Prosperous Member

    Philosophy

    To purify the cooperative movement to increase the benefits to members and society based on co-operative values in accordance with Allah s.w.t’s pleasure

    All

    To make Koperasi UTM Bhd a reference co-operative.

    THE LENS

    • Increase the type and number of sales of goods and services required by members, campus residents and the general public.
    • Increase financial returns in the form of dividends, bonuses, rebates and discounts at satisfactory rates to members.
    • To increase the benefits of free khairat/insurance welfare coverage to members and their families.
    • To enhance property development and business projects to stimulate economic activities for cooperatives and the country.
    • Transferring most of the university’s responsibility to preserve and enhance the well-being and harmony of the family staff.

    • What types of personal loan offered from Koperasi UTM Berhad KUTMB?

      You can apply Personal Loan Koperasi UTM Berhad KUTMB such as Welfare Financing, Al Loan Qard, Express Loan Jomduit and Al-Tawarruq financing. You can also download loan application form from here.

    Welfare & Personal Financing

    WELFARE & PERSONAL FINANCING Financial assistance is provided to co-operatives through al-Qard and At-Tawarruq loan methods

    Al Loan Qard

    LOAN CONCEPT

    A welfare loan, or Al-Qard, is a loan issued by Koperasi UTM Berhad KUTMB with the aim of providing financial assistance to members in an emergency or reasonable matters that may be considered. The scheme is implemented in accordance with the”Qardhrul Hassan”method, which is to pay a certain amount of money and the member is required to repay within a certain period of the same amount.

    The maximum loan approved is RM2,000.00 (according to eligibility) for which repayment is made via salary deduction of RM181.82 per month and the maximum period is 11 months. This welfare loan only charges RM70.00 to successful applicants. Payment of process money by cash or deducted from the loan.

    TERMS AND CONDITIONS

    1. The applicant must be a member of Koperasi UTM Berhad (KUTMB).
    2. The number of member salary deductions, including previous loan deductions must not exceed 60% of the member’s salary.
    3. Members can no longer apply if they still have the balance (welfare financing).
    4. The total share capital must be rm1000.00.

    APPLICATION PROCEDURE

    1. Obtain the loan application form from Koperasi UTM Berhad – KUTMB office.
    2. Fill in the application form and attach it together: A copy of the applicant’s Identity Card, a copy of the applicant’s latest Salary Statement (without guarantor) and relevant documents such as supporting letter, etc.
    3. Submit the application form and related documents to the nearest Koperasi UTM Berhad – KUTMB office.

    Express Loan Jomduit

    FINANCING CONCEPT

    Express Loan is a personal loan issued by Koperasi UTM Berhad –  KUTMB with the aim of providing financial assistance to members who are in emergency or reasonable matters that may be considered.

    The maximum loan approved is RM1,000.00 whereby repayment is made via salary deduction of RM107.00 per month and the maximum tenure is 10 months.

    The scheme is implemented in accordance with the”Qardhrul Hassan”method, which is to pay a certain amount of money and the member is required to repay within a certain period of the same amount.

    This welfare loan only charges RM70.00 to successful applicants.

    TERMS AND CONDITIONS

    1. The applicant must be a member of Koperasi UTM Berhad (KUTMB).
    2. The number of member salary deductions, including previous loan deductions must not exceed 70% of the member’s salary.
    3. The total share capital must be rm1000.00.

    APPLICATION PROCEDURE

    1. Obtain the loan application form from Koperasi UTM Berhad (KUTMB) office.
    2. Fill in the application form and attach it together: A copy of the applicant’s Identity Card, a copy of the applicant’s latest Salary Statement (without guarantor) and relevant documents such as supporting letter, etc.
    3. Submit the application form and related documents to the nearest Koperasi UTM Berhad  (KUTMB) office.

    Al Tawarruq Financing

    FINANCING CONCEPT

    Tawarruq financing is a financing issued by Koperasi UTM Berhad (KUTMB) to qualified members. Minimum allowable amount RM3,000.00 up to maximum amount of RM 150,000.00. The Profit Rate charged is 6.2% per annum (subject to change to be determined by Koperasi UTM Berhad).

    The original payment was made through a salary deduction. Maximum period of payment is limited to 120 months or 10 years

    TERMS AND CONDITIONS

    1. The applicant is a member of Koperasi UTM Berhad and has a prescribed number of shares (RM1,000.00)
    2. Permanent post and confirmed position
    3. The number of member salary deductions does not exceed 60% and the Debit Service Ratio (DSR) does not exceed 50%

    APPLICATION PROCEDURE

    1. Complete the application form available at Koperasi UTM Berhad (KUTMB) office.
    2. You need to submit the following documents for the financing application:
      (a) Copy of applicant and guarantor’s identity card* if available (front and back)
      (b) Latest salary slip of applicant and guarantor* if any
      (c) Other supporting documents* if required

    KUTMB (Koperasi UTM Berhad) will contact the borrower upon review by the Financing Unit for further action.

    Lorem

     lorem

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    Hashtag / Keywords

     #pinjamanperibadi #personalloan #pembiayaanperibadi #personalfinancing #koperasi #KoperasiUTMBerhad #KUTMB 

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    Personal Loan Koperasi UTM Berhad KUTMB Reviews

    Customer Reviews about Koperasi UTM Berhad KUTMB

    Personal Financing Loan

    Apply personal loan Koperasi UTM Berhad KUTMB like Welfare Financing, Al Loan Qard, Express Loan Jomduit and Al-Tawarruq financing. Download loan form here

    Mohd Azwan

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  • Koperasi Kolej Universiti Islam Melaka KUIM

    Koperasi Kolej Universiti Islam Melaka KUIM

    Personal Loan Koperasi Kolej Universiti Islam Melaka KUIM

    Koperasi Kolej Universiti Islam Melaka KUIM

    About Personal Loan Koperasi Kolej Universiti Islam Melaka

    Koperasi Kolej Universiti Islam Melaka Vision To be the best and most prominent cooperative in Malaysia and internationally. Koperasi Kolej Universiti Islam Melaka Mission To be an excellent cooperative based on the aspirations of the university in the effort to disseminate quality products.

    • What is a personal loan Koperasi Kolej Universiti Islam Melaka (KUIM)?

      Personal Loan Koperasi Kolej Universiti Islam Melaka is a great personal financing for KUIM cooperative members. Get more info here.

    About Kolej Universiti Islam Melaka

    Kolej Universiti Islam Melaka or better known as KUIM is a university institution owned by the Melaka State Government which was established under the IPTS Act 1996. The State Government’s efforts to drive education excellence in line with Melaka Maju’s 2010 goal have been upgraded to University College on July 1, 2009 by the Ministry of Higher Education Malaysia.

    Kuim was formerly known as The Melaka International Islamic Technology College (KTIAM) has made a paradigm shift in introducing a new platform of education, namely the combination of Islamic studies integrated with the field of science and applied with the corresponding psychological disciplines.

    As an effort to rebrand, KUIM has placed its niches in psychology where it is the first private Islamic university college in Malaysia to develop studies focusing on psychology at the degree level as an intervention to reduce psychological problems among individuals and communities as well as meet the demands of the workforce in various public and private sectors. In line with this, KUIM continues to take the step of being the “Gateway of Human Psychology Studies” which continues to be based on a clear mission and vision to confront various challenges and changes.

    The philosophy of study which combines elements of faith, academic and vocational (worldly and ukhrawi) to produce the pious and progressive and highly aligned with the aspirations and goals of the Melaka State Government that wants the generation to be knowledgeable and capable in various fields of Islamic studies, technology, social sciences and the latest knowledge as well as having the high resilience to overcome the current challenges.

    In order to ensure KUIM continues to excel in line with the motto “Core Quality of Success” the programmes offered across various disciplines including Islamic studies, business studies, Islamic banking, sharia law, nursing, biotechnology and information technology are competitive and meet the Malaysian Qualifications Agency (MQA) certification. KUIM’s internationalization through academic networks both locally and internationally can be prided when KUIM now has international students from Cambodia, Sri Lanka, Singapore and Indonesia growing year on year.

    Even the delivery of KUIM students who are studying to Egypt, Jordon, Morocco and other countries in the Middle East is very encouraging. With KUIM’s highly commendable performance and achievements, KUIM is determined and continues to be committed to become an international centre of higher learning of Islamic, science and technology standards.

    •  

    https://kuim.edu.my

    Hashtag / Keywords

     #pinjamanperibadi #personalloan #pembiayaanperibadi #personalfinancing #koperasi #KoperasiKolejUniversitiIslamMelaka #KUIM 

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    Personal Financing Loan

    Personal Loan Koperasi Kolej Universiti Islam Melaka (KUIM) with low interest rate and fast approval. Unsecured personal financing. Click here for more info

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  • COOPUSMA Koperasi Warga USM Kelantan Berhad

    COOPUSMA Koperasi Warga USM Kelantan Berhad

    Personal Loan COOPUSMA Koperasi Warga USM Kelantan Berhad

    Pinjaman Peribadi COOPUSMA Koperasi Warga USM Kelantan Berhad

    About Koperasi Warga USM Kelantan Berhad

    Koperasi Warga USM Kelantan Berhad (COOPUSMA) was established on 12 June 2000 (registration No. D-3-0261). The initial general meeting was held on 16 Nov 2000, which is the First General Meeting within 6 months from the date the cooperative was established. At the beginning of the establishment, COOPUSMA was registered as Koperasi Kakitangan Universiti Sains Malaysia (USM) and changed its name to Koperasi Warga USM Kelantan Berhad in 2002.

    In 2000 to 2016, the main function of the cooperative was to provide CREDIT FACILITIES and was amended to the SERVICE function in the Special General Meeting on 29 November 2016. Membership is open to all staff of Universiti Sains Malaysia (USM) Kubang Kerian Health Campus, Kelantan only. The number of members is 3086 members until 2019.

    Members of the Cooperative Board (ALK) consist of USM staff who have a high spirit of cooperation and are more concerned with welfare than profit as well as dedicated and very experienced in governance. Koperasi Warga USM Kelantan Berhad continues to move forward to make Koperasi Warga USM Kelantan Berhad the most competitive cooperative in Malaysia in an effort to meet the needs of members and customers of the Cooperative.

    Koperasi Warga USM Kelantan Berhad consists of 170 staff led by a charismatic executive officer.

    • What is the interest rate for this Koperasi Warga USM COOPUSMA personal loan?

      The interest rate for the personal financing of Koperasi Warga USM COOPUSMA is only 4% until the 5th year (flat rate) while 6% is financing up to a maximum period of 10 years (flat rate). Apply for your personal financing now here.

    Mission And Vision

    MISSION

    “Committed to making cooperatives a leader in the tourism, personal care & health sector towards the well -being of society through human capital development, intellectual inquiry, creativity, innovation and knowledge dissemination”

    VISION

    “Creating competitive, global and ethical cooperatives as well as making them an authority through the transformation of cooperatives in the areas of Key Economic Outcomes (EPP) Tourism, Health and Personal Care.”

    Koperasi Warga USM Kelantan Berhad is wholly owned by Bumiputeras and as a whole offers the following services:

    • Credit Facility (Bai Al-Einah Loan)
    • Coop Mart (Retail)
    • Kopitiam Lestari (Food)
    • Child Development Complex (ECCE)
    • Health Services (Ambulance, Sports Rehab & Home Care)
    • Building Rental
    • Sustainable Osmosis Water Plant
    • Kays Exclusive Motel
    • E-Coopmart (E-Commerce)
    • Real estate
    • Building Rental
    • Subsidiaries
    • Sustainable Dialysis Center (Wholly Owned Subsidiary of COOPUSMA)
    • Farmasi Lestari Sdn. Bhd (Wholly Owned Subsidiary of COOPUSMA)
    • Telipot Medical Center (TMC) Sdn. Bhd. (51% owned by COOPUSMA)
    • Capital Investment
    • Nephrolife Dialysis Center (Capital Investment 49% cooperatives 51% individuals)

    Personal Loan Package

    Koperasi Warga USM Kelantan Berhad COOPUSMA provides the best personal loan package for members to apply. The following terms and conditions are as follows:-

    • The maximum loan is RM 100 thousand
    • For loans up to 5 years – 4% per annum
    • Over 5 years up to 10 years – 6% per annum

    Personal Loan Financing Schedule

    THE BEST PERSONAL LOAN WITH BAI AL-EINAH KOPERASI PERSONAL FINANCING MONTHLY REPAYMENT SCHEDULE LOAN YEAR (4%)

    To get the repayment schedule of Bai Al-Einah personal financing with interest as low as 4%, please click on the jadual bayar balik coopusma koperasi usm

    https://koperasi.kk.usm.my

    Hashtag / Keywords

     #pinjamanperibadi #personalloan #pembiayaanperibadi #personalfinancing #koperasi #KoperasiWargaUSMKelantanBerhad #COOPUSMA 

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    Customer Reviews about Personal Loan COOPUSMA Koperasi Warga USM Kelantan Berhad Reviews

    Personal Financing Loan

    Koperasi Warga USM Kelantan Berhad COOPUSMA offers personal loans with interest as low as 4% and max financing of RM100,000. Click here for more info

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  • Pinjaman Peribadi Koperasi Warga USM Kelantan Berhad COOPUSMA

    Pinjaman Peribadi Koperasi Warga USM Kelantan Berhad COOPUSMA Personal Loan

    Pinjaman Peribadi Koperasi Warga USM Kelantan Berhad COOPUSMA Personal Loan

    About Koperasi Warga USM Kelantan Berhad

    Koperasi Warga USM Kelantan Berhad (COOPUSMA) ditubuhkan pada 12 Jun 2000 (No. pendaftaran D-3-0261). Mesyuarat agung permulaan telah dilaksanakan pada 16 Nov 2000 iaitu merupakan Mesyuarat Agung Pertama adalah dalam tempoh 6 bulan dari tarikh koperasi ditubuhkan. Pada awal penubuhan COOPUSMA di daftar dengan nama Koperasi Kakitangan Universiti Sains Malaysia (USM) dan dipinda nama kepada Koperasi Warga USM Kelantan Berhad pada tahun 2002.

    Pada tahun 2000 hingga 2016, fungsi utama koperasi adalah memberi KEMUDAHAN KREDIT dan telah dipinda kepada fungsi PERKHIDMATAN dalam Mesyuarat Agung Khas pada 29 November 2016. Keanggotaan terbuka kepada semua staf Universiti Sains Malaysia (USM) Kampus Kesihatan Kubang Kerian, Kelantan sahaja. Bilangan anggota seramai 3086 orang anggota sehingga 2019.

    Ahli Lembaga Koperasi (ALK) terdiri daripada staf USM yang mempunyai semangat koperasi yang tinggi dan lebih mementingkan kebajikan daripada keuntungan serta berdedikasi dan sangat berpengalaman dalam mentadbir urus. Koperasi Warga USM Kelantan Berhad terus bergerak maju untuk menjadikan Koperasi Warga USM Kelantan Berhad sebagai koperasi yang paling berdaya saing di Malaysia dalam usaha untuk memenuhi kehendak anggota dan para pelanggan Koperasi.

    Koperasi Warga USM Kelantan Berhad terdiri daripada 170 orang staf yang di pimpin oleh seorang pegawai eksekutif yang berkaliber.

    Perkhidmatan Yang Ditawarkan

    MISI

    “Komited untuk menjadikan koperasi sebagai peneraju dalam sektor pelancongan, penjagaan diri & kesihatan kearah kesejahteraan masyarakat melalui pembangunan modal insan, pertanyaan intelektual, kreativiti, inovasi dan penyebaran ilmu”

    VISI

    “ Melahirkan koperasi yang berdaya saing, global dan beretika serta menjadikan autoriti melalui tranformasi koperasi dalam bidang Keberhasilan Ekonomi Utama (EPP) Pelancongan, Kesihatan dan Penjagaan Diri.”

    Koperasi Warga USM Kelantan Berhad dimiliki sepenuhnya oleh kaum Bumiputera dan secara keseluruhannya menawarkan perkhidmatan seperti berikut:

    • Kemudahan Kredit (Pinjaman Bai Al-Einah)
    • Coop Mart (Peruncitan)
    • Kopitiam Lestari (Makanan)
    • Kompleks Perkembangan Kanak-kanak (ECCE)
    • Perkhidmatan Kesihatan (Ambulan, Sports Rehab & Home Care)
    • Penyewaan Bangunan
    • Kilang Air Osmosis Lestari
    • Kays Exclusive Motel
    • E-Coopmart (E-Dagang)
    • Hartanah
    • Penyewaan Bangunan
    • Subsidiari
    • Pusat Dialysis Lestari (Subsidiari Milik Penuh COOPUSMA)
    • Farmasi Lestari Sdn. Bhd (Subsidiari Milik Penuh COOPUSMA)
    • Telipot Medical Centre (TMC) Sdn. Bhd. (51% milik COOPUSMA)
    • Pelaburan Modal
    • Pusat Dialisis Nephrolife (Pelaburan Modal 49% koperasi 51% perseorangan)

    • Berapakah interest rate pinjaman peribadi Koperasi Warga USM COOPUSMA ini?

      Interest rate bagi pembiayaan peribadi Koperasi Warga USM COOPUSMA ini adalah hanya 4% sehingga tahun ke-5 (flat rate) manakala 6% adalah pembiayaan hingga tempoh maksima 10 tahun (flat rate). Mohon pembiayaan peribadi anda sekarang di sini.

    Pembiayaan Peribadi

    Pihak Koperasi Warga USM Kelantan Berhad COOPUSMA menyediakan pakej pinjaman peribadi terbaik untuk ahli/ anggota memohon. Berikut adalah terma dan syarat-syaratnya adalah seperti berikut:-

    • Maksima pinjaman ialah RM 100 ribu
    • Untuk pinjaman sehingga 5 tahun – 4% setahun
    • Lebih 5 tahun sehingga 10 tahun – 6% setahun

    Jadual Pembiayaan Peribadi

    JADUAL PEMBAYARAN BALIK BULANAN PEMBIAYAAN PERIBADI BAI AL-EINAH KOPERASI
    PINJAMAN TAHUN (4%)

    Untuk mendapatkan jadual pembayaran balik pembiayaan peribadi Bai Al-Einah dengan interest serendah 4% ini, sila klik jadual bayar balik coopusma koperasi usm

    https://koperasi.kk.usm.my

    Hashtag / Keywords

    #pinjamanperibadi #personalloan #pembiayaanperibadi #personalfinancing #koperasi #KoperasiWargaUSMKelantanBerhad #COOPUSMA 

    Pinjaman Peribadi Koperasi Warga USM Kelantan Berhad COOPUSMA Reviews

    Customer Reviews about Pinjaman Peribadi Koperasi Warga USM Kelantan Berhad COOPUSMA

    Malaysia Digit

    Koperasi Warga USM Kelantan Berhad COOPUSMA menawarkan pinjaman peribadi dengan interest serendah 4% dan max pembiayaan RM100,000. Klik untuk info

    Mohd Azwan

    Best Car Reviews Malaysia: Price | Specs

    Contact Pinjaman Peribadi Koperasi Warga USM Kelantan Berhad COOPUSMA

    • Whatsapp: 019-2983056
    • Tel: 019-2983056 / 09-765 6224
    • Bangunan 2, Timur Belakang Hospital USM Kubang Kerian, Tingkat 2,
      16150 Kota Bharu Kelantan
    • info@personalfinancingloan.com



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  • Personal Loans Koperasi UNIKEB Berhad

    Personal Loans Koperasi UNIKEB Berhad

    Pinjaman Peribadi Koperasi UNIKEB Berhad Personal Loan

    About Koperasi UNIKEB Berhad

    Starting in 2010, the growth and development of Koperasi UNIKEB Berhad’s business is increasing and it is an era that has made history in its life. Year after year made a proud history. In 2016, Koperasi UNIKEB Berhad was recognized by the Malaysian Cooperative Commission (SKM) as the Best Cooperative in the Selangor Wholesale & Retail Sector. The latest has been recognized as the 17th Best Cooperative in the list of the 100 Best Malaysian Cooperatives Index 2018.

    Based on this position, Koperasi UNIKEB Berhad is the best #1 in Selangor and #1 among Local Public University cooperatives. This is thanks to the efforts and cooperation given by Members, Cooperative Board Members (ALK), Management and employees to continue to develop and support cooperative activities towards greater excellence.

    Product And Services

    At Koperasi UNIKEB Berhad we provide several services not only for members but also non -members can enjoy our services.

    • Health Shoes and Vehicle Insurance
    • Personal loan with financing up to rm150K special for members only
    • Seminar and training room

    We also provide specialized training modules for anyone who is interested. We also have a self -service laundry in Bandar Puteri Bangi and have 1 umart at wisma unikeb, 3 umart at Tuanku Muhriz UKM Chancellor’s Hospital and 1 umart at UKM Kuala Lumpur Campus.

    Koperasi Unikeb Berhad Financing Unit

    The Koperasi Unikeb Berhad Financing Unit for 2019 continues to be a major contributor to overall profits. The Financing Unit consists of 3 main components namely Money Financing, Goods & Services Financing and Salary Deduction Services.

    To meet the needs and requirement of members, the offering of financing products has been diversified. The products available in the Financing Unit are:

    • Bai Al Inah financing is guaranteed
    • Bai Al Inah financing without guarantor
    • Guaranteed Express Financing
    • Express financing without guarantor
    • School Financing
    • Gold Financing
    • Aidilfitri financing
    • Financing of Goods & Services

    The Guaranteed Express Financing Product is a product that is in high demand among members. This financing offers a maximum financing of RM 20,000 managed to record a high number.

    We are deeply concerned with the needs of our members in dealing with the rising and challenging cost of living. School Funding was first offered in December 2015 specifically to assist members in addressing their children’s schooling needs.

    Starting in 2016, we offer Gold Financing for the convenience of members to have gold in the Gold Shop. Throughout 2019, members have used this facility to own gold offered at the Gold Shop at a salary deduction

    We also offer special Aidilfitri Financing to help ease the financial burden of members so that they can celebrate Eid more happily with their families. We are planning to diversify our funding facilities to meet the needs of our members.

    • Why is KOPERASI UNIKEB BERHAD the choice?

      1. Has a health shoe sales facility
      2. Have a discount for vehicle insurance The insurance provided is Etiqa, Takaful Malaysia, Takaful Ikhlas
      3. Various types of financing up to RM150K only for Members
      4. Seminar and training room facilities

    https://unikeb.com

    Hashtag / Keywords

    #pinjamanperibadi #personalloan #pembiayaanperibadi #personalfinancing #koperasi #KoperasiUNIKEBBerhad 

    Personal Loans Koperasi UNIKEB Berhad Reviews

    Customer Reviews about Personal Loans Koperasi UNIKEB Berhad

    Malaysia Digit

    Personal Loans Koperasi UNIKEB Berhad is offerings Bai Al Inah personal financing, express loan with and without guarantor. Click here to find out more

    Mohd Azwan

    Best Car Reviews Malaysia: Price | Specs

    Contact Personal Loans Koperasi UNIKEB Berhad

    • Whatsapp: 019-2983056
    • Tel: 019-2983056 / +60389252540
    • Aras 4, Wisma Unikeb,
      43600, Bangi, Selangor
    • Opening Hours:
      8.30am-5pm (Monday-Friday)
    • info@personalfinancingloan.com



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  • KoBPM Koperasi Kakitangan Bank Pertanian Malaysia Berhad

    Personal Loans Koperasi Kakitangan Bank Pertanian Malaysia Berhad (KoBPM)

    Personal Loans KoBPM Koperasi Kakitangan Bank Pertanian Malaysia Berhad

    About KoBPM Koperasi Kakitangan Bank Pertanian Malaysia Berhad

    Koperasi Bank Pertanian Malaysia Berhad was established on 20 November with registration number 4981. This co-operative society is governed by the Co-operative Societies Act 1993. On 27 June 2009, koperasi changed its name to Koperasi Kakitangan Bank Pertanian Malaysia Berhad (KoBPM).

    VISION : To Be a Dynamic, Progressive And High Performance Cooperative To Improve The Socio-Economic Status of Members
    MISSION : To provide The Best, High Quality And Comprehensive Services To Members.

    TPPK Investments

    GOOD NEWS TO KOBPM MEMBERS :

    Start your first TPPK investment today or add an existing investment with the transfer of your co-operative fee. You can now transfer up to RM5,000 (Max). Open to all KoBPM Members The size of the Investment Fund has also been increased to RM50,000 Let’s seize the Investment Opportunity (Ar-Rahnu X’Change) with us.

    High dividend yield and compilation. If you need assistance and enquiries regarding this matter, please contact Financing Unit at 03-8733 2597 (Admin) or email to admin@koopbpm.com.my

    • What are personal loans packages from KoBPM Koperasi Kakitangan Bank Pertanian Malaysia Berhad?

      Personal loans packages from KoBPM Koperasi Kakitangan Bank Pertanian Malaysia Berhad are credit financing, personal financing, personal loans special, consumer financing, vehicle financing, Peka I and Peka II Special Introduction. Click here for more info.

    Exclusive Scheme

    THE SCHEME IS EXCLUSIVELY FOR Koperasi Kakitangan Bank Pertanian Malaysia Berhad @ KOBPM MEMBERS (SPOUSES AND CHILDREN) ONLY

    BENEFITS SCHEME

    1. Death Benefit @ Permanent Disability (Ordinary)
    2. Death Benefit @ Permanent Disability (Accident)
    3. Benefits of Partial Permanent Disability
    4. Hospitalisation Benefit (WARD)
    5. Khairat Member’s Death
    6. Khairat Death of Spouse and Children

    ENTRY REQUIREMENTS

    This Scheme is Exclusive to Koperasi Kakitangan Bank Pertanian Malaysia Berhad @ KoBPM Members (together with Spouse and Children) only. The application requirement is open to all KoBPM Members (still working with Agrobank as well as former Agrobank Staff).

    • Members and Spouses must be between the ages of 18 and 60 years old.
    • For admission, children must be between 30 days and 18 years old only.

    LOW MONTHLY CONTRIBUTIONS

    Apart from Takaful And Savings Protection, the benefits of this scheme are also due to low monthly contributions. For Members who are interested in participating in the Group Takaful Protection Scheme together with savings, download the form (click here)

    The completed form can be emailed to admin@koopbpm.com.my / aida@koopbpm.com.my.

    For any enquiries, please contact Pn.Aida at 03-8733 2597.

    Credit Financing (Personal Loans)

    Personal / User

    Fast processing and competitive profit rates.

    Community Facilities

    Agrobank and Ar-Rahnu Agents

    Professional

    Office / building laundry tender

    KoBPM Koperasi Kakitangan Bank Pertanian Malaysia Berhad offers various types of credit processing for co-operative societies in need. With the guarantee of a short process period and competitive profit rates the co-operative members now have more types of credit financing to choose from.

    Personal Financing

    Personal Loans KoBPM Koperasi Kakitangan Bank Pertanian Malaysia Berhad terms and conditions are as follows:-

    • RM10,000*-RM50,000** Maximum
    • 7-14 Days Process Duration
    • 2 Persons Guarantor (In the event of Insufficient Fees)
    • 5* Year 10** Year Financing Period
    • 5.75% Profit Rate* For Members Less than 3 Years**For Members Over 3 Years
    • Bai Al Inah Financing Rules (Personal)
    • Bai Al-Inah Form (Personal)

    Personal Loans Special

    Personal Loans KoBPM Koperasi Kakitangan Bank Pertanian Malaysia Berhad Special criterias are as follows:-

    • RM5,000 Maximum
    • 2 Days Process Duration
    • 2 Persons Guarantor (In the event of Insufficient Fees)
    • 2 Years Financing
    • Tenure 5 @ 5.75% Profit Rate* For Members Less than 3 Years**For Members Over 3 Years
    • Bai Al Inah Financing Rules (Personal)
    • Bai Al-Inah Form (Special)

    Consumer Financing

    Personal Loans KoBPM Koperasi Kakitangan Bank Pertanian Malaysia Berhad for Consumer Financing

    • RM10,000*-RM20,000** Maximum
    • 7-14 Days Process Duration
    • 2 Persons Guarantor (In the event of Insufficient Fees)
    • 5* Year 7** Year Financing Period
    • 5.75% Profit Rate
    • * For Members Less than 3 Years
    • **For Members Over 3 Years
      Bithaman Ajil Financing Rules (User)
      Bithaman Ajil Form (user)

    Vehicle Financing

    Personal Loans KoBPM Koperasi Kakitangan Bank Pertanian Malaysia Berhad for Vehicle Financing

    • RM50,000 Maximum
    • 7-14 Days Process Duration
    • 2 Persons Guarantor (In the event of Insufficient Fees)
      Terms of Financing Tenure 3.2% Profit Rate
    • Perodua New Vehicles Only

    Bithaman Ajil Financing Rules (Vehicles)
    Bithaman Ajil Form (Vehicles)

    Peka I (Special Introduction)

    Personal Loans KoBPM Koperasi Kakitangan Bank Pertanian Malaysia Berhad for Peka I (Special Introduction)

    • RM25,000 Maximum
    • 7 Days Process Duration
    • None Guarantor
    • 1 Year Financing Period
    • 3.00% Profit Rate
    • Secured 80%
    • Fee Does Not Become Guarantor No Co-operative Financing
      PeKA I Financing Rules
      PeKA I Financing Form
      Consent Letter

    Peka II (Special Introduction)

    Personal Loans KoBPM Koperasi Kakitangan Bank Pertanian Malaysia Berhad for Peka II (Special Introduction)

    1. RM50,000 Maximum
    2. 7 Days Process Duration
    3. None Guarantor
    4. 1 Year Financing Period
    5. 3.00% Profit Rate
    6. Secured 80%
    7. Fee Does Not Become Guarantor No Co-operative Financing
      PeKA II Financing Rules PeKA II Financing Form
      Consent Letter

    https://koopbpm.com.my

    Hashtag / Keywords

    #pinjamanperibadi #personalloan #pembiayaanperibadi #personalfinancing #koperasi #KoperasiKakitanganBankPertanianMalaysiaBerhad #KoBPM 

    Personal Loans Koperasi Kakitangan Bank Pertanian Malaysia Berhad (KoBPM) Reviews

    Customer Reviews about Personal Loans Koperasi Kakitangan Bank Pertanian Malaysia Berhad (KoBPM)

    Malaysia Digit

    Exclusive Personal Loans from KoBPM Koperasi Kakitangan Bank Pertanian Malaysia Berhad with Bai Al Inah and Bithaman Ajil Financing Rules. Click to apply

    Mohd Azwan

    Best Car Reviews Malaysia: Price | Specs

    Contact Koperasi Kakitangan Bank Pertanian Malaysia Berhad

    • Whatsapp: 019-2983056
    • Tel: 019-2983056 / 03-8733 2597
    • Koperasi Kakitangan Bank Pertanian Malaysia Berhad
      No 12 A , Jalan TTDI GROVE 1/2
      Taman TTDI Grove, Kajang,
      43700, Selangor
    • info@personalfinancingloan.com



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  • UitmKoop Koperasi Kakitangan UiTM Berhad

    Personal Loan UitmKoop Koperasi Kakitangan UiTM Berhad

    Pinjaman Peribadi Koperasi Kakitangan UiTM Berhad UitmKoop Personal Loan

    Mengenai Koperasi Kakitangan UiTM Berhad UitmKoop

    The Objective

    Koperasi Kakitangan UiTM Berhad UitmKoop was established to increase the economic interests of its members in accordance with the principles of cooperatives. In addition, cooperatives were also established to assist UiTM staff who are members of cooperatives. Therefore, the cooperative has provided a network of activities that allow each of its members to enjoy facilities and services in the form of welfare or simple dependents.

    Function

    The main function of this cooperative is to carry out activities:-

    • Credit
    • Users
    • Services

    Principle

    The principles of membership are: –

    • Voluntary and open membership
    • Democratic control by members
    • Economic involvement by members
    • Autonomy and freedom
    • Education, training and information
    • Cooperation between cooperatives
    • Caring for the community

    Benefits

    The benefits obtained by members are:-

    1. Creating savings for savings and investment purposes.
    2. Keep a portion of the income and give loans for beneficial purposes and bring profit to the members.
    3. Carrying out business and trade activities / including consumer functions.
    4. Buying, selling, transferring ownership, erecting, renting, pledging, leasing, mortgaging and owning movable and immovable property.
    5. Invest excess money in matters permitted under section 54 of the Act.
    6. Participate in joint ventures with cooperatives or private companies and become a member of other Cooperatives.
    7. Carry out insurance activities for members and non -members

    Cooperative Membership

    Cooperative Membership

    Open to UiTM staff fixed paid salary and cooperative staff including staff in its subsidiaries

    Membership Requirements

    Must be a Malaysian citizen, resident in the cooperative’s area of ​​operation, no conviction and mental ability.

    Application and Payment

    Entrance fee is charged at RM 10.00 and former members who apply to become members again are charged RM 50.00.

    • What is the type of personal loan offered by UitmKoop Koperasi Kakitangan UiTM Berhad

      There are 5 types of personal loans offered by UitmKoop  Koperasi Kakitangan UiTM Berhad as follows:-

      1. Guaranteed cash financing
      2. Consumer financing
      3. Cash financing 90% contribution
      4. IPT financing
      5. Emergency financing

    Guaranteed Cash Financing

    This Guaranteed Cash Financing requires a guarantor consisting of eligible members of the Cooperative to guarantee subject to the conditions set by the Cooperative.

    UiTM Berhad UitmKoop Staff Cooperative Personal Loan Eligibility

    For Guaranteed Cash Financing, the eligibility for UiTM Berhad UitmKoop Staff Cooperative Personal Loan is 25 months basic salary or RM150,000.00 whichever is less, subject to the member’s existing deduction not exceeding 60% of basic salary, interest rate is 4% and 5% and maximum financing reached RM 150,000.00.

    Consumer Financing (Goods)

    Consumer Financing (Goods) requires a guarantor consisting of eligible members of the Cooperative to the conditions set by the Cooperative.

    Funding Eligibility

    For Consumer Financing (Goods), the eligibility for Koperasi Kakitangan UiTM Berhad Staff Personal Loan is 25 months basic salary or RM150,000.00 whichever is less, subject to the member’s existing deduction not exceeding 60% of basic salary, interest rate is 4% and 5% and the maximum financing reaches RM 150,000.00.

    Cash Financing 90% Contribution

    Cash Financing 90% Contribution does not require a guarantor but the Koperasi Kakitangan UiTM Berhad UitmKoop Staff Personal Loan guarantee is up to the member’s contribution. Subject to the conditions set by the cooperative.

    Funding Eligibility

    • For Cash Financing 90% Accumulated Contribution, the eligibility is 90% of the total accumulated contribution.
    • Interest rates 4% and 5%
    • Calculation of Eligibility = Total Contribution x 90% = Eligibility

    Pinjaman IPT

    This Koperasi Kakitangan UiTM Berhad UitmKoop IPT Personal Loan is provided for members or dependents who wish to continue their studies at institutions of higher learning. Subject to the conditions set by the cooperative

    Funding eligibility

    • For IPT financing, the eligibility to apply is up to RM2,500.00.
    • Each member is eligible to apply once for one child only.
    • Interest rate 4% per annum.

    Pinjaman Kecemasan Koperasi Kakitangan UiTM Berhad

    The Board may immediately approve the Personal Loan Koperasi Kakitangan UiTM Berhad UitmKoop Staff emergency loan application to members who apply provided that the financing does not exceed RM1,000.00 per year. Approval of the application is based on tangible evidence supported by valid documents.

    https://uitmkoop.my

    Hashtag / Keywords

    #pinjamanperibadi #personalloan #pembiayaanperibadi #personalfinancing #koperasi #KoperasiKakitanganUiTMBerhad #UitmKoop 

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    Selected video from Youtube about Koperasi Kakitangan UiTM Berhad

    Personal Loan UitmKoop Koperasi Kakitangan UiTM Berhad Reviews

    Customer Reviews about UitmKoop Koperasi Kakitangan UiTM Berhad

    Malaysia Digit

    UitmKoop or Koperasi Kakitangan UiTM Berhad is offering staff personal loan with interest rate as low as 4% and max RM150,000 or 25x gross salary. Click here

    Mohd Azwan

    Best Car Reviews Malaysia: Price | Specs

    Contact UitmKoop Koperasi Kakitangan UiTM Berhad

    • Whatsapp: 019-2983056
    • Tel: 019-2983056 / +603 5519 5912 / +603 5510 4512 / +603 5512 0689
    • Fax: +603 5513 0540
    • B-13, Worldwide@7,
      Jalan Lazuardi 7/29, Seksyen 7,
      40000 Shah Alam, Selangor Darul Ehsan, MALAYSIA.
    • Opening Hours:
      8am-5pm (Monday to Friday)
    • info@personalfinancingloan.com



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  • KIMB Koperasi Islah Malaysia Berhad

    Personal Loan KIMB Koperasi Islah Malaysia Berhad

    Pinjaman Peribadi Koperasi Islah Malaysia Berhad (KIMB)

    About Koperasi Islah Malaysia Berhad (KIMB)

    Koperasi Islah Malaysia Berhad (KIMB) is a national cooperative. Member involvement is not limited to one organization only, but it is open to all Malaysians in general.

    Koperasi Islah Malaysia Berhad (KIMB) is a Cooperative established with the aim of promoting a culture of saving and entrepreneurship for welfare purposes and improving the socio -economic status of members in particular and Muslims in general, in line with the demand to “cooperate in matters of goodness and piety”

    Koperasi Islah Malaysia Berhad was approved for registration on 21 January 1994 under the Suruhanjaya Koperasi Malaysia  (SKM) with Koop Nasional registration number No 15.

    Vision

    Becoming a Superior National Cooperative Based on Sharia

    Mission

    1. Encourage a culture of saving and entrepreneurship among members
    2. Involve cooperatives in profitable business and investment activities
    3. Provide quality services through trustworthy and competent management.

    Retail Financing

    Koperasi Islah Malaysia Berhad (KIMB) Personal Loan is a flat rate personal financing.

    Financing Margin

    Based on the personal loan eligibility limit and subject to a minimum amount of RM 1,000 and a maximum amount of RM 100,000

    Personal Loan Payment Period

    • Amount RM 1,000 – RM 5,000: Maximum 24 months (2 years)
    • Amount RM 5,001 – RM 100,000: Maximum 60 months (5 years)

    Profit Rate

    A flat rate personal loan of 8% per annum for all who qualify.

    *This rate is subject to change depending on the terms and conditions, will be notified via offer letter if the application is approved.

    Eligibility for Personal Loan Application

    1. Has been a member of KIMB for at least six (6) months.
    2. Applicants must be 18 years of age or older.
    3. Has a confirmed position and has a fixed income.
    4. Have a guarantor.
    5. Required documents
    6. Completed application form.
    7. Information disclosure consent form.
    8. A copy of identity card.
    9. 3 months latest salary slip.
    10. Latest job confirmation letter.
    11. And at least one of the following documents:
    12. Latest EPF statement; or
    13. Latest income statement (Form BE/eBE/EA/EC); or Latest bank statement for 3 months (salary crediting)
    14. Any supporting documents if necessary.

    Payment method

    There are 2 payment methods for personal loan payment of Koperasi Islah Malaysia Berhad as follows:-

    1. Salary cut.
    2. Standing instructions from other banks.

    Benefits Of Applying For A Personal Loan With Us

    • No hidden charges
    • Selling price – fixed and known.
    • Competitive financing rates.

    *Subject to the terms and conditions.

    • What are the products and services of Koperasi Islah Malaysia Berhad KIMB?

      The products and services offered are Koperasi Islah Malaysia Berhad personal loans, special investment savings, sales products and takaful protection.

    Koperasi Islah Malaysia Berhad Membership Application

    3 easy steps to apply for membership:

    1. Complete the membership application form – Download the member application form or fill in online at borang_permohonan_ahli_kimb_2.0
      Return the form either via:
    2. Post/send to KIMB Office at Lot 300.1, Lorong Selangor, Pusat Bandar Melawati 53100, Kuala Lumpur, or
      Email to customer.service@kimb.com.my, or
      Fax the form to 03-41086319
    3. Make a membership application fee of RM 530 (RM 500 Shares, RM 30 Membership Fee) can be paid in cash or bank-in to the following account in the name of KOPERASI ISLAH MALAYSIA BERHAD:
      Maybank: 5622 0961 8419
      Islamic Bank: 1211 30100 24343
      (Proof of payment can be submitted via email or fax as above, or whatsapp to 011.2078.5903)

    After approval, we will send the approval confirmation letter along with the membership card and the cooperative by-law book to the address given in the membership application form.

    Cooperative Membership Requirements

    Membership is open to:

    • Malaysian
    • Aged 18 years and above
    • Never involved in an offense registered under the “Registration of Criminals and Undisireable Persons Act, 1969 ″.

    Each application must be by filling in the membership application form, Membership Fee RM 30 and a minimum Share Capital of RM 500 (paid within 6 months after membership is registered)

    https://kimb.com.my

    Hashtag / Keywords

    #pinjamanperibadi #personalloan #pembiayaanperibadi #personalfinancing #koperasi #KoperasiIslahMalaysiaBerhad #KIMB 

    Personal Loan KIMB Koperasi Islah Malaysia Berhad Reviews

    Customer Reviews about Personal Loan KIMB Koperasi Islah Malaysia Berhad

    Malaysia Digit

    Apply Personal Loan KIMB Koperasi Islah Malaysia Berhad flat rate interest rate up to RM100,000. No hidden charges. Click for more info and to apply!

    Mohd Azwan

    Best Car Reviews Malaysia: Price | Specs

    Contact Personal Loan Koperasi Islah Malaysia Berhad (KIMB)

    • Whatsapp: 019-2983056
    • Tel: 019-2983056 / 03-4108 6339
    • Fax : 03-41086319
    • Koperasi Islah Malaysia Berhad (KIMB)
      Lorong Selangor, Taman Melawati,
      53100 Ampang, Selangor
    • Opening Hours:
      9am-6pm (Monday-Friday)
    • info@personalfinancingloan.com



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  • Lembaga Kemajuan Wilayah Pulau Pinang (PERDA)

    PERDA – Lembaga Kemajuan Wilayah Pulau Pinang

    Koperasi Lembaga Kemajuan Wilayah Pulau Pinang (PERDA)

    About PERDA – Lembaga Kemajuan Wilayah Pulau Pinang

    KOPERASI PERDA PULAU PINANG BERHAD (KoPERDA) is established on October 28, 2016 with No. List P-5-0778. Mission – To make PERDA Cooperative as an advanced cooperative. Vision – To provide the best services and returns to upgrade the lives of members.  Explore viable business opportunities and give the best returns. Create efficient, progressive, transparent, disciplined and competitive management.

    Corporate Reporting

    Consists of 12 members of the Board of Directors who play a role in formulating and managing the affairs of the cooperative entrusted and jointly improve the economy of its members in accordance with the principles of cooperatives.

    KoPERDA members are now 219 people. The main function of the cooperative is to provide loan schemes and credit facilities to members in addition to carrying out food supply services, services, tourism and supply of building materials as well as welfare and educational activities for the benefit of members.

    PERDA Housing Projects

    Lembaga Kemajuan Wilayah Pulau Pinang has implemented two housing projects, namely Taman Sungai Bakap Perdana Phase 1 located in Seberang Perai Selatan and Projek Perumahan Sejahtera Rakyat (PPSR) Kuala Sungai Pinang located in the Southwest District.

    The Taman Sungai Bakap Perdana Housing Project Phase 1 from the Penang Regional Development Authority consists of a 2 Storey Terrace House with four (4) bedrooms and three (3) bathrooms. It is ranked 5.213447 (Latitude) and 100.501477 (Longitude) and has Permanent Title status.

    The Kuala Sungai Pinang People’s Prosperous Housing Project (PPSR) is located in the Southwest District

    PERDA SMI

    Guidance Factories and Small and Medium Industry (SMI) Factories

    Guidance Factories and Small and Medium Industry Factories (SMIs) were developed by the Penang Regional Development Authority Cooperatives with the aim of creating agro -based industrial activities in a complete and comfortable area and providing space for expansion.

    Is an integrated entrepreneur development program in terms of:

    • Provision of building infrastructure and complete facilities;
    • Human capital development;
    • Product development; and
    • Branding development and promotion.
    • Basic Conditions for SMI Factory Rental Application

    The company produces food / beverage products;

    • Has been in business for at least two (2) years;
    • Bumiputera companies and registered with the Companies Commission of Malaysia (SSM);
    • Priority is given to companies operating in the State of Penang;
    • Have strong financial capability; and
    • Have a good business plan.

    The purpose of providing the premises is to provide opportunities for bumiputera entrepreneurs to increase income and develop the local area.

    The provision of premises is in line with the function which is to develop, encourage, assist and undertake the development of housing, agriculture, industry and trade in areas.

    The premises are rented to the target group with a minimum rental rate.

    PERDA Food Park (PFP)

    PERDA Food Park (PFP) in Kubang Menerong Tasek Gelugor is an initiative to increase the food processing industry based on agricultural products in the state of Penang. To date, 28 units of SMI factory buildings in PFP have been developed for rent on a site of 150 acres.

    PERDA-TECH

    PERDA High Skills Institute or PERDA Advanced Technical Institute (PERDA-TECH) is a Government Institute of Higher Learning (IPTK) registered under the Ministry of Education Malaysia Registered Code P/IPK/39/A [001] and as an Accredited Center under the Development Department Skills with Registration Code K09007.

    PERDA-TECH has started operating as a Training Center since 1987 with an area of ​​88 acres.

    On 16 December 2007, the the Training Center was upgraded to the High Skills Institute (PERDA-TECH) with a restructuring of the courses and fields of study offered. As an institute of study registered with the Ministry of Education Malaysia, PERDA-TECH has also been recognized as an Accredited Center, Skills Development Department of the Ministry of Human Resource Development to issue the Malaysian Skills Certificate and Diploma offering courses recognized by the Malaysian Qualifications Agency (MQA).

    Apart from that, as an added value to the graduates of the programs also received recognition from professional bodies such as CISCO for the field of Information Technology and the Energy Commission for the PW2 Wiring Course for the Electrical Technology Certificate Program.

    https://perda.gov.my

    Hashtag / Keywords

    #pinjamanperibadi #personalloan #pembiayaanperibadi #personalfinancing #koperasi #KoperasiLembagaKemajuanWilayahPulauPinang #PERDA 

    Koperasi Lembaga Kemajuan Wilayah Pulau Pinang Reviews

    Customer Reviews about Koperasi Lembaga Kemajuan Wilayah Pulau Pinang Reviews

    Malaysia Digit

    PERDA or Lembaga Kemajuan Wilayah Pulau Pinang is a co-operative in Malaysia. PERDA-Tech high skill institute. Call/ Whatsapp 0192983056 for loan

    Mohd Azwan

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    Contact Koperasi Lembaga Kemajuan Wilayah Pulau Pinang

    • Tel: +604-314 1100 / 019-2983056
    • Fax: +604-310 3178
    • Lembaga Kemajuan Wilayah Pulau Pinang
      No. 1, Lorong Kampung Gajah 2, Jalan Kampung Gajah,
      12200 Butterworth, Pulau Pinang



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  • Koperasi MBJB Pinjaman Peribadi Majlis Bandaraya Johor Bahru Personal Loan

    Koperasi MBJB Pinjaman Peribadi Majlis Bandaraya Johor Bahru Personal Loan

    Koperasi MBJB Pinjaman Peribadi Majlis Bandaraya Johor Bahru Personal Loan

    About Koperasi MBJB Pinjaman Peribadi Majlis Bandaraya Johor Bahru Personal Loan

    The proposed files to establish the Koperasi MBJB aka Cooperative Johor Bahru City Council were opened as early as 1997 when Tuan Haji Asri bin Amat became the administrative director. The establishment committee was established and he himself has held a series of discussions on it. The proposal was continued by tuan Haji Abdul Ghazali bin Karim when he became the Administrative Director in subsequent years and continued by Puan Haniza binti Hasan, former Assistant Director of Administration.

    The idea of establishing a Koperasi MBJB Cooperative at Johor Bahru City Council was also circulated at the biennial general meeting of the Johor Bahru City Services Association (PPBJB) on 28 June 2007 through a motion brought by Tuan Haji Mohd Siari bin Juraimi and supported by Tuan Haji Wan Azmi bin Ahmad. The main activities proposed are selling computers, office equipment, household needs, real estate, etc. Through this cooperative, PPBJB members are expected to have the opportunity to purchase quality items at affordable prices.

    The motion was debated by members of PPBJB and unanimous meetings mandated the newly appointed PPBJB committee to implement the motion.

    Consemently, PPBJB has formed a cooperative committee where all committees of PPNJN become members of this committee. A series of discussions and meetings were held in conjunction with several previous Cooperative establishment committees. This included drafting the Cooperative By-Laws, Creating several appropriate cooperative names, conducting campaigns to gather members to become members and ultimately holding a general meeting on 18 June 2009 at the JOTiC Johor Bahru Auditorium, attended by 94 prospective members. Efforts to register a Co-operative Society were carried out thereaf afterwards.

    The Co-operative Societies Commission of Malaysia (SKM) has certified the registration of cooperative members of johor Bahru Berhad City Council and its By-laws approved by the initial general meeting on 18 June 2009, subsequently registered as a basic Co-operative Society with limited liability, under subsection 7(1) of the Cooperative Act 1993 on 29 December 2009. Since then, the Cooperative is administered by 15 cooperative board members.

    The establishment of Koperasi MBJB is very significant and certainly a memorable one that will not be forgotten to anyone involved directly or indirectly in producing this Cooperative, which takes approximately 12 years. It fulfilled the original intention of the establishment of the Cooperative in 1997 which was subsequently continued by PPBJB in 2008. Record the appreciation and gratitude to SKM, the administration of MBJB and PPBJB which continue to cooperate and support.

    Congratulations and congratulations to all MBJB members / PPBJB members who have jointly uphold the birth of Cooperative Members of Johor Bahru Berhad City Council.

    Activities Koperasi MBJB

    Goals

    Pursuant to subsection 4(1) of the Act, the aim of the co-operative society is to increase the economic interest of its members in accordance with the principles of co-operative society

    Function

    The main function of the Cooperative is the User

    Koperasi MBJB Activities

    • Sell member’s daily necessities
    • Carry out welfare activities for members, education and business
    • Buy, sell, transfer title, erect, rent, mortgor, lease, pawn and own movable and ived property.
    • Invest excessive money in the permissible item pursuant to section 54 of the Act
    • To subsidiary pursuant to section 19 of the Act with the approval of the Commission
    • Participate in joint ventures and become members of other Co-operatives
    • Conduct other beneficial activities with the approval of general meetings

    *source : mbjb.gov.my

    How To Apply Personal Loan Koperasi MBJB Pinjaman Peribadi Majlis Bandaraya Johor Bahru Malaysia

    To apply Personal Loan Koperasi MBJB Pinjaman Peribadi Majlis Bandaraya Johor Bahru Malaysia, please call/ sms/ whatsapp 019-2983056 now!

    Hashtag / Keywords

    #pinjamanperibadi #personalloan #pembiayaanperibadi #personalfinancing #koperasi  #KoperasiMBJB #MajlisBandarayaJohorBahru 

    Personal Loan Koperasi MBJB Pinjaman Peribadi Majlis Bandaraya Johor Bahru Malaysia Reviews

    Customer Reviews about Personal Loan Koperasi MBJB Pinjaman Peribadi Majlis Bandaraya Johor Bahru Malaysia

    Malaysia Digit

    Dapatkan Pinjaman Peribadi Koperasi MBJB Majlis Bandaraya Johor Bahru dengan rate Personal Loan yang rendah. Overlap ok. Call / SMS / Whatsapp 0192983056.

    Mohd Azwan

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    Contact Personal Loan Koperasi MBJB Pinjaman Peribadi Majlis Bandaraya Johor Bahru Malaysia

    Tel : 07-219 8000 / 019-2983056

    Koperasi Mbjb
    Jalan Ayer Molek, Bandar Johor Bahru, 80000 Johor Bahru, Johor

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