Coshare JCL Personal Loans 6.65%

Loan Tanpa Pengesahan Majikan

About This Packages

Personal Loan Coshare JCL 6.65% is the second loan tanpa pengesahan majikan launched this year. This fund is taken from JCL so this loan is known as Coshare JCL 6.65%. Open to PERMANENT civil servants (federal government employees AG) and police personnel. Please be informed that this financing is a loan tanpa pengesahan majikan and is suitable for those of you who have difficulty obtaining employer’s confirmation.

  • Is There Still Loan Tanpa Pengesahan Majikan?

    Yes now there are Loan Tanpa Pengesahan Majikan offered to government employees (AG) and police personnel. Please whatsapp your latest salary slip to 019-2983056 and we will inform you of this promptly. Or choose one of 3 personal loans package below and let us know via Whatsapp.

  • What are benefits of applying a Personal Loan Coshare JCL 6.65%?

    With this scheme, you can add more money because the financing period can be adjusted to 15 years. Read other benefits here.

Loan Criteria

Here are the loan criteria for Coshare JCL 6.65% so that you get a clear picture before applying.

  • Interest rate 6.65% flat rate (lowest in the market for flat rate).
  • Payout 65% of the loan amount.
  • Processing time 7-10 working days.
  • Minimum loan period of 2 years and maximum of 15 years of financing. (first time loan period is extended)
  • The minimum financing amount is RM10,000.
  • The maximum financing is RM200,000.
  • Unsecured loan
  • Single customer limit is RM200,000.
  • Applicants must be in a permanent position.
  • Serve at least 1 year from the date of appointment.
  • The minimum starting salary is RM1,500.
  • Open to full government staff (AG Only). That means all federal government employees are ELIGIBLE.
  • Police personnels are ELIGIBLE to apply.
  • This promotion is not open to state government employees and statutory bodies (GLC).
  • Financing up to one year before retirement. If the applicant chooses the 60 -year retirement option, we can only calculate until 59 years old.

Important note: Applicants with a high DSR are ELIGIBLE to apply because this personal loan scheme does not see your CCRIS and CTOS records. If the blacklist amount is too high it will be assessed on a case-by-case basis.

Berita Terkini Loan Coshare JCL

Ini berita yang baru kami terima. Interest 6.65% dan tempoh loan 15 tahun hanya ditawarkan bagi pemohon yang ingin OVERLAP loan sediada sahaja.

Bagi kes fresh loan, tempoh pembiayaan maksima 12 TAHUN sahaja dan interest menjadi 8% manakala payout dinaikkan MENJADI 70%.

Information That Must Be Sent Via Whatsapp

To applicants who are interested in this Coshare JCL 6.65% personal loan package, you can download the application form here. You must also fill in your personal details as below and send to our Whatsapp number as below.

1. Nama Penuh :
2. No I/C :
2. Alamat Tetap :
3. Alamat Sekarang :
4. No Tel Bimbit :
5. Bilangan Tanggungan :
6. Taraf Perkahwinan :
7. Bangsa :
8. Agama :
9. Taraf Pemilikan Rumah :
10. Pendidikan Tertinggi :
11. Alamat Email :
12. Nama Ibu :
13. Tempoh Menetap :

1. Nama Majikan :
2. Alamat Majikan :
3. Jawatan :
4. Tarikh Mula Berkhidmat :
5. No. Tel. Pejabat :
6. Gred :
7. Bahagian / Jabatan :

1. Nama Penuh Pasangan :
2. No I/C Pasangan :
3. Tarikh Lahir Pasangan :
4. No Tel. Bimbit :
5. Nama Majikan Pasangan :
6. Alamat Penuh Majikan Pasangan :
7. Gaji Pasangan :
8. Tarikh Mula Berkhidmat :
9. No. Tel Pejabat Pasangan :

1. Nama Penuh :
2. Alamat Tetap :
3. No Tel. Bimbit :
4. Pertalian Dengan Pemohon :

Dengan ini saya bersetuju dengan semua syarat-syarat yang telah diberitahu oleh Pegawai Pemasaran dan mengesahkan semua maklumat yang diberikan adalah benar. Terima kasih.

  • What is the best personal loan you can apply for in this Covid-19 pandemic?

    Many were effected by the high financial burden during Covid-19 pandemic. Therefore, we are pleased to launch the MCO personal loan promotion – Movement Control Order 3.0 for you. There are 3 financing schemes without employer confirmation (loan tanpa pengesahan majikan) that you can apply for, namely Coshare KFH 3.88%, Coshare JCL 6.65%and Coshare JL 7%. Just Whatsapp our hotline number at 019-2983056 to get more information and clarification on this best financing package ever.

    If you are familiar with Yayasan Ihsan Rakyat YIR, you can also apply here because the interest rate and others are the same.

    Remember ‘Protect Yourself … Protect All’ …

Required Documents

Documents required to apply for a Coshare JCL 6.65%personal loan are:

  • IC & police ID (if any) colored have – Whatsapp
  • ANM & HRMIS password (customers have to print their own HRMIS if they are police officers)
  • Copy of payroll bank account (COMPULSORY)
  • Option letter for customer:
    • aged 39 and above (if applying for a 15 year old package)
    • aged 45 and above (if applying for a 10 year package)
  • Confirmation letter* (MANDATORY if applying KFH)

*For JCL, if the employer does not cooperate, you have to ask for a confirmation letter

Please click here to get the details of Coshare KFH JCL Criteria Personal Loan

  • Why Coshare JCL require colored copy of IC?

    Yes a colored copy of IC is required to apply for Coshare JCL 6.65% personal loan. You can WhatsApp a copy of your colored IC to the WhatsApp number as shown. For safety, you are encouraged to draw a small double horizontal line on the top right corner and put remarks such as “For Coshare use only” so that your IC is not misused by others in the future.

Download Personal Loan Form

  • What are the 5 steps to apply for a Coshare personal loan – Kuwait Finance House and JCL (Interest rate 3.88% / 6.65% / 7%)?

    Here are the steps you need to do as follows:-

    Step 1: WhatsApp the latest salary slip to 019-2983056. And state whether you have a high blacklist record or bankruptcy and inform us which packages that suits your financial status.
    Step 2: A calculation will be made to determine if you are eligible or not. We will inform you which package suits you based on your financial situation.
    Step 3: Fill in the applicant’s information and send via WhatsApp to 0192983056.
    Step 4: Download the form in this page, fill it in using a black wet ink pen, sign all places consistently and attach supporting documents as required.
    Step 5: Send us the completed application form.

Coshare KFH 3.88%

Coshare JCL 7%

Hashtag / Keywords

#pinjamanperibadi #personalloan #pembiayaanperibadi #personalfinancing #koperasi #LoanTanpaPengesahanMajikan #CoshareJCL #CoshareKFH


Loan Tanpa Pengesahan Majikan

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