RHB Bank Personal Loan

RHB Bank offers a personal loan for employees in the government, private sectors, and selected GLCs, with financing up to RM150,000 and no guarantor required. Enjoy competitive interest rates, flexible repayment terms, and quick approval. Apply today for a hassle-free loan experience! Click here to apply and secure your financial future.

Personal Financing

For Government Servants

• No advance payment
• Promotion rate as low as 4.20% (flat rate)
• Loans from RM2,000 to RM150,000
• Repayment Tenure from 2 to 10 years

No guarantor needed

*Terms and conditions apply

For Private

Get access to funds, easier and faster. Contact the nearest RHB Bank brachces today for more details.

*source from RHB Bank malaysia website

Amount Capping and Interest

RHB Personal Financing is an option that is convenient and flexible at the same time, with reasonable interest rates for an affordable monthly installment repayment.

Tier 1:

• Financing Amount Capping: RM2,000 RM10,000
• Int Rate (p.a.) 13.45%
• Maximum Financing Tenure 5 Years (60 Months)

Tier 1:

• Financing Amount Capping: RM11,000 RM15,000
• Int Rate (p.a.) 13.45%

Financial Tenure

Tier 2

• Financing Amount Capping: RM16,000 RM50,000
• Int Rate (p.a.) 11.66%
• Maximum Financing Tenure 7 Years (84 Months)

Tier 3

• Financing Amount Capping: RM51,000 RM99,000
• Int Rate (p.a.) 9.91%
• Maximum Financing Tenure 7 Years (84 Months)

Tier 4

• Financing Amount Capping: RM100k RM150k
• Int Rate (p.a.) 8.18%
• Maximum Financing Tenure 7 Years (84 Months)

Private Sector

Eligibility Private Sector Profit Rate

As low as 8.18% p.a. (equivalent to 15% p.a.)

Benefits

• Financing of up to RM150,000
• On-the-spot approval and disbursement
• As low as RM 57.54/month
• Up to 7 years tenure
• Debt consolidation
• Monthly Repayment Method
• Self-payment
• Auto debit instructions
• Instant approval & disbursement

ASNB Financing

Maximise your future savings with ASNB Financing! ASNB units can be yours with high margin of financing, low financing rates and flexible financing tenures.

RHB – ASB Financing Benefits

• High Margin of Financing
• Enjoy a higher loan amount
• Consistent Dividend Returns
• Enjoy stable returns throughout your loan tenure
• Secure Future Financial Plan
• Forward your financial plans with us
• Affordable Repayment Schemes
• Get flexible and affordable monthly repayments
• Optional Insurance Coverage
• Get covered with RHB Insurance

Auto Financing

Eyeing on a new car? With RHB’s Auto Financing, you can now finance your dream car with ease. Our financing package caters to all new, used or unregistered reconditioned motor vehicles. Manage your cashflow effectively as instalments are fixed over the agreed repayment period. Your mobility is our priority. We’ve put together a financing plan to allow you to drive off comfortably.

• Fast Approval: Eliminates the hassle of complicated application process.
• High Margin of Financing: Up to 90% margin of financing.
• Flexible Financing Period: Maximum financing period up to 108 months so you can stay in control of your financial budget.
• Easy Monthly Repayment: Hassle-free repayment via RHB Internet Banking, interbank GIRO, standing instruction facility, Automated Teller Machine (ATM), Cash Deposit Machine (CDM) or over 210 RHB Bank branches nationwide

*Source: RHB Bank official website

Contact Us

Our customer service team is your first point of contact for raising complaints or providing feedback. Talk to our staff at your nearest Branch, or call our Customer Care Centre. We will do our best to help resolve any issue you may have.

• Phone: 03-9206 8118
• Email: customer.service@rhbgroup.com
• For email communications, we appreciate if you can include the following details within your email for us to serve you more efficiently:
  • MyKad Identification Number/Passport Number
  • RHB Account Number
  • Contact Number

Our specialist will work closely with you to resolve any complaint you may have quickly and amicably. If you have a compliment or suggestion, they will ensure your feedback is shared with the relevant teams. Upon received of your complaint/feedback, our customer service officer will contact you within 2 working days and we’ll attempt to resolve it as promptly as possible.

*For Insurance related matters, please call 1300-220-007 from Monday to Thursday (8.45am – 5.4pm) and Friday (8.45am – 5.45pm). Alternatively, visit our RHB Insurance page for more information.