Aeon Credit Service stands out as one of the leading providers of financial solutions in Malaysia. Whether you’re looking for personal finance options, motorcycle financing, easy payment plans, or credit cards, Aeon has you covered. Their seamless services, combined with competitive rates and quick processing times, have made them a go-to choice for many, especially government employees, private-sector workers, and self-employed individuals.
Introduction
Founded in 1996, AEON Credit Service (M) Berhad has grown into one of Malaysia’s most trusted financial institutions. Initially offering easy payment schemes for consumer goods, AEON Credit now provides a wide range of services including credit cards, personal financing, motorcycle and auto hire purchase, and insurance products. With over 58 branches nationwide and a network of more than 7,700 merchant outlets, AEON Credit ensures accessibility for customers across Malaysia. Its digital transformation is highlighted by the AEON Wallet app and the launch of AEON Bank, Malaysia’s first Islamic digital bank, which enhances convenience and financial inclusion.
Services
AEON Credit Service provides credit cards, personal loans, hire purchase financing, and insurance solutions in Malaysia. With AEON Wallet and AEON Bank, it delivers secure, convenient, and rewarding financial services.
Advantages
Aeon Credit Service is well-known for offering premier financial services with a personal touch that resonates with its customers. Let’s dive into some of the reasons why so many people trust Aeon for their financial needs.
Competitive Profit Rates & Quick Processing
Aeon Credit Service offers highly competitive profit rates and an efficient processing time, making it one of the top choices for personal loans in Malaysia. For example, their personal loan flat rates start as low as 0.66% per month, equating to just 7.92% per year (effective rate: 13.57%–14.31% per year).
Their personal loan schemes come with a simple application process that allows you to get approved fast, often on weekends, so you don’t have to wait long to access the funds you need.
Personal Loan Flat Rate (0.66% per month)
Effective Rate: 13.57% – 14.31% per year
Financing Amount: Up to RM100,000
Repayment Tenure: Up to 84 months
Personal Loan Flat Rate (1.50% per month)
Effective Rate: 27.46% – 31.72% per year
Financing Amount: Up to RM100,000
Repayment Tenure: Up to 84 months
High Financing Amount and Flexible Repayment Options
Whether you’re financing a large purchase or covering a financial emergency, Aeon offers financing up to RM100,000. Furthermore, you can choose from a range of repayment tenures that fit your budget, including 6, 9, 12, 15, 18, 24, 30, 36, 48, 60, 72, and 84 months.
Flexible Repayment Plans
Select a tenure that works for you (from 6 to 84 months)
Easy-to-manage monthly payments that suit your financial situation
Hassle-Free Process with Simple Documentation
One of the best aspects of applying for a loan with Aeon is the simplicity of the process. No guarantors, no collateral, and no security deposits are required, which makes it hassle-free for borrowers. All you need to do is submit the necessary documents, and you can be well on your way to getting the financial support you need.
Simple Documentation Requirements
Quick and easy application process
Only basic documents are needed
How to Apply
Applying for an Aeon Credit Service personal loan is straightforward and quick. Here’s a step-by-step guide on how to apply for your loan:
Check Your Eligibility
Ensure that you meet the eligibility criteria for Aeon’s personal loans. If you’re a government employee, the application process will differ from that for private-sector workers.
Submit Your Documents
Prepare the necessary documents, which typically include proof of income, identification, and other financial documents that support your loan application.
Choose Your Loan Amount and Repayment Tenure
Select the loan amount you need (up to RM100,000) and choose a repayment plan that works best for you (6 to 84 months).
Wait for Approval
Once your application is submitted, Aeon will review your details, and you can expect a fast approval process. Sometimes, you may even receive approval and funding on weekends!
Receive Your Funds
Upon approval, you will receive your funds promptly, and you can use them for whatever you need.
Important Information
Please note that the website you’re visiting is exclusively for government employees. If you are a private-sector worker, soldier, trader, or government retiree, the application process for your personal loan will differ.
For those in the private sector or other categories, you should apply through the Aeon Credit Service Personal Loan Financing-I for Private Sector. Please avoid using the hotline number listed on the government employee website, as it is dedicated to public servants.
Additional Services
Apart from personal loans, Aeon Credit Service offers a variety of other financial services that may suit your needs.
Motorcycle Financing
Aeon provides financing options for motorcycles, making it easier for you to get the bike you’ve always wanted.
Credit Cards
Aeon also offers a wide range of credit cards with attractive benefits and features that can help you manage your finances.
Easy Payment Plans
With Aeon’s easy payment options, you can manage your purchases and services without breaking the bank.
Cash Deposit Machines (CDM)
Aeon Credit Service has a network of Cash Deposit Machines (CDM) available nationwide, enabling borrowers to make monthly payments easily. This feature provides convenience for borrowers across Malaysia.
Conclusion
Aeon Credit Service offers an all-in-one financial solution for those looking to take control of their finances in Malaysia. With their competitive profit rates, quick approval times, and flexible loan options, Aeon has built a reputation as one of the most trusted financial institutions in the country.
Whether you’re a government employee or a private-sector worker, Aeon has loan options tailored to your needs. With a hassle-free application process, simple documentation, and nationwide coverage through Cash Deposit Machines (CDMs), Aeon makes it easier than ever to achieve your financial goals.
So, if you’re looking for a reliable, easy-to-work-with financial partner, Aeon Credit Service should be at the top of your list. Don’t wait—apply for your personal loan today and enjoy the benefits of working with a leading financial institution!
Contact Us
Terminal helpdesk and Call Center
Call Center: +603 2719 9999
Terminal Helpdesk:
Call our appointed vendor for enquiries relating to terminal matters at:
CardBiz Payment Services Sdn Bhd: +603-7890 3000 (24 hours)
Revenue Harvest Sdn Bhd: +603-9212 0500 (24 hours)
Ingenico Solutions (Malaysia) Sdn Bhd: +603-7610 2111 (24 hours)
Fass Payment Solutions Sdn Bhd: +603-9212 7900 (24 hours)
mPASS Mobility Sdn Bhd: +603-7890 3003 (24 hours)
Pine Payment Solutions Sdn Bhd: +6012-506 7883 (24 hours)
E-Mail: Email us your inquiries: customer.service@aeoncredit.com.my
Discover Alliance Bank’s personal financing options with the best interest rates in Malaysia. Enjoy flexible repayment terms and quick approval. Apply today for affordable financial solutions tailored to your needs.
Alliance Bank Cashfirst Personal Loan (via Digital Platform)
Exclusive rate at 3.99%p.a.* for Alliance Bank online application only. Apply online for fast approval. Limited time offer.
Benefits
Alliance Bank Personal Financing fulfils your financial needs for personal or business use.
Low Interest/Profit Rate as low as 3.99%* p.a. (flat rate basis).
Low monthly instalments.
Eligibility
Malaysians.
Malaysians working and residing in Malaysia will be considered.
Age requirement: Aged between 21 to 60 years old (upon maturity of Facility).
Income requirement: Minimum gross monthly income of RM5,000 or RM60,000 per annum.
Required Documentation Government Servant / Private Employee
EPF, and
Latest months’ pay slip, and
Latest month bank statement that shows income crediting
Financing Amount: Minimum RM5,000, Maximum RM100,000.
Tenure: From 1 Year (12 months) to 7 Years (84 months).
Interest/Profit Rate: Approximately 3.99% per annum to 14.78% per annum (flat rate). (Effective Interest/Profit Rate: Approximately 7.40% per annum to 24.37% per annum based on 5 Years Financing tenure).
The Alliance Bank Interest/Profit Rate quoted and/or prescribed by the Bank hereunder is subject to the Bank’s right to vary the same at any time and from time to time with prior notice to you.
Total Interest/Profit: Financing Amount (RM) x Interest/Profit Rate (%) x Tenure (Years). Example: Financing Amount: RM20,000, Interest/Profit Rate: 10.68% p.a., Tenure: 5 Years. Therefore, Total Interest/Profit = RM20,000 x 10.68% p.a. x 5 Years = RM10,680.
What other charges do I have to pay for Alliance Bank?
Stamp duty (0.5%) on total approved financing amount, to be deducted from financing amount.
Unless otherwise specified herein, our charges exclude any current taxes and future taxes that may be imposed (including the Sales and Services Tax (“SST”), under the relevant legislation. Upon the effective date of implementation of any such taxes in the future and wherever applicable, we will be entitled to recover such taxes from you.
Alliance Bank Business Loan
Business Finance-i Equipment Financing-i
Take your business further with Alliance Bank Business Loan, the right equipment with the right financing will enable your business to soar.
Competitive rates, minimal administrative and documentation costs and fast turnaround time.
General Working Capital-i
Our offerings provide funds for running your business, such as purchasing of stock, managing overheads and other business activities, in order to fulfil your working capital needs
Business Premises Financing-i
We have a wide range of financing facilities to finance commercial properties or refinance existing properties. We offer flexible financing tenures and high financing margins.
Bridging Finance-i
We offer bridging financing/facility which helps to bridge cashflow issues. A bridging financing helps to bridge developers’ cashflow during construction and pending receipt of sales proceeds from end-purchasers and their end-financiers. This is also to ensure the continuation of the development project till completion.
Palm Oil Plantation Financing-i
A tailor-made product to finance all the needs for an oil palm plantation business from purchase of land and development cost to working capital needs.
Government Assistance Schemes-i
Alliance Bank special funds and financing schemes from the Government for SMEs.
Alliance Bank Mortgage
Alliance Bank Mortgage has two types of mortgages:
Alliance Bank Conventional Home Financing
Alliance Bank Basic conventional home financing
Alliance Bank Conventional Home Financing
Basic conventional home financing.
Optional redraw facility which allows customer to deposit and withdraw excess fund and enjoy interest savings.
No monthly maintenance fee.
With the assistance of the Conventional Home Financing plan, you will be able to get the house of your dreams with flexible financing tenure so you will not have to worry about paying for it immediately.
FEATURES
* Terms and Conditions apply. The features are subject to changes from time to time as deemed required by the bank.
Features
Terms
Interest Rate
Variable rate pegged to Base Rate
Tenure
Up to 35 years / 70 years of age
Age Requirement
21 years old and above
Margin of Financing
• Up to 90% + 5% Mortgage Reducing Term Assurance and/or Financed Entry Cost • Max 70% Overdraft facilities
Effective financing rate or a 30-year home financing of RM350,000.
Product Produk
Financing amount Amaun pembiayaan
Financing tenure Tempoh pembiayaan
Effective financing rate Kadar pembiayaan efektif
Effective date Tarikh efektif
Home Financing Pembiayaan Perumahan
RM350,000
30 years/tahun
3.36% p.a.
15 May 2020
This effective financing rate is subject to change from time to time.
Alliance Bank Commercial Property Conventional Term Financing
Basic conventional term financing.
Redraw facility allows customer to deposit and withdraw excess fund and enjoy interest savings.
No monthly maintenance fee.
With the opportunity to withdraw excess funds, you will be able to upgrade your office to meet your staffing demands and not have to worry about reimbursement with tenures of up to 25 years.
Benefit
Interest rate: Variable rate pegged to Base Rate
Tenure: Up to 25 years / 70 years of age
Age requirement: 21 years old and above
Margin of Financing: Up to 85% + 5% Mortgage Reducing Term Assurance and/or Financed Entry Cost. Max 70% Overdraft facilities
* Terms and Conditions apply. The features are subject to changes from time to time as deemed required by the bank.
Alliance Bank Business Loans
We all need a helping hand sometimes. You can count on Alliance Bank / Alliance Bank Business Loan to give you the full support you need.
Business Loan Products
Equipment Financing
Take your business further with the right equipment and financing. Enjoy competitive rates, minimal administrative and documentation costs and fast turnaround time.
SME Express Cash
Want to obtain financing to fulfil your business needs? With SME Express Cash, you can now get funds to run your business without any collateral!
CGC Portfolio Guarantee Scheme
Financing your business without any collateral.
General Working Capital
We provide funds to run your business to fulfill your working capital needs.
Bridging Finance
We offer bridging loan/facility which helps to bridge cashflow issues. A bridging loan helps to bridge developers’ cashflow during construction and pending receipt of sales proceeds from end-purchasers and their end-financiers. This is to ensure the continuation of the development project until completion.
Get financial backing from us so your construction projects will materialize smoothly. We offer bridging loan/financing facility for commercial, industrial and residential property development projects.
A bridging loan helps to bridge developers’ cashflow during construction while pending receipt of sales proceeds from end-purchasers and their end-financiers. This is also to ensure the continuation of the development project until completion.
Alliance SME Digital Clean Loan- old
ALLIANCE SME EXPRESS FINANCING REQUIRED DETAILS
Is your company turnover over RM500K per annum? *: Yes / No
Is your company established over 3 years? *: Yes / No
Are you one of the director, shareholder or authorized person on behalf of the company? *: Yes / No
Company Name *: (as per SSM)
Company Registration Number *: (as per SSM)
Name of Contact Person*: (e.g. John Smith)
State *:
Mobile No*: (e.g. 0123456789) Example: 0121234567
Preferred Contact Time*:
*By submitting the information above, I hereby declare that the particulars stated herein are true and that the Bank will be contacting me. I have read and understood the Personal Data Protection Act 2010 – Notice and Choice Principal Statement.
Business Premises Financing
We have a wide range of loan facilities to finance your commercial properties or refinance your existing properties. We offer flexible loan tenures and high financing margins.
Expanding your business often requires a surplus amount of funds. Gain the flexibility to refinance or acquire commercial property with us.
Alliance Bank offers a wide range of loan facilities that provide businesses the options to finance commercial properties or even refinance existing commercial properties. A suitable commercial property financing option will allow business owners more control of their business assets and company budget. With packages that range from basic conventional loan facility to flexible loan tenure and daily rest interest loan facility, there is bound to be a loan facility that will suit all categories of business owners.
Key Usage
Acquisition of commercial property
Refinancing of commercial property
Key Features
Basic loan facility with the option of drawdown either in an overdraft, term loan or a combination of both Term Loan, fixed monthly repayment to ease the monitoring of your cash flow.
Overdraft gives you the flexibility to reduce your loan as and when funds are available.
Daily rest interest which helps you to save interest.
No notice/fees conditions for excess payments and withdrawal.
Redraw facility on excess payment, any amount, any time.
Loan tenure up to 25 years.
Financing up to 90% margin.
Financing Entry Cost.
Full flexibility under the Savelink account.
Eligibility Criteria
Business registered in Malaysia.
Business establishment/Management Experience of at least 3 years.
For Sole-Proprietorship, Partnership and Private Limited Companies
Every business has different budgets, capital, plans and strategies. Alliance Bank Business Premises Financing ensures customers have the flexibility to acquire or refinance commercial properties according to business owners’ needs and requirements. We believe in helping customers grow their businesses along the way.
Government Assistance Schemes
Special funds and financing schemes from the Government for SMEs.
Breaking into a large market requires capital, time and effort. In accordance with the Government Assistance Scheme, SMEs can turn to Alliance for the financial banking needed.
In line with government’s various initiatives to support the development of SMEs in the country, Alliance Bank also provides several government assistance schemes to SMEs such as yourself.
BNM’s Fund for SMEs
The BNM’s Fund for SMEs is part of the Government’s continuous effort to ensure that the eligible Small and Medium Enterprises (SMEs) will have access to borrowing at reasonable cost.
Credit Guarantee Corporation Malaysia Berhad (CGC) offers guarantee to improve access to borrowing by SMEs in all economic sectors (other than primary agriculture sector and Micro Enterprises) via Flexi Guarantee Scheme (SME-All Economic Sectors). Application under BNM fund is eligible for low pricing according to the BNM Funding Rate.
Alliance Bank BizJamin/BizJamin-i
Alliance Bank BizJamin/ BizJamin-i is a guaranteed scheme established by Credit Guarantee Corporation (CGC) to assist entrepreneurs who have viable business but lack of collateral to obtain the required financing amount from Financial Institution.
The guarantee cover ranges between 30% and 90%.
Green Technology Financing Scheme (GTFS)
The Government has established a Green Technology Financing Scheme (GTFS) to promote green technology by making available the guarantee in the amount of the Guarantee Cover as defined under the Principal and Supplementary Management Agreement to the Approved Companies.
The objective of the Scheme is to promote investments in Green Technology which refers to products, equipment, or systems.
2% of the lending / financing rate subsidised by the Government.
Palm Oil Plantation Financing
A tailor-made product to finance all the needs for an oil palm plantation business from purchase of land and development cost to working capital needs.
Crafted especially for the needs of the palm oil industry, Alliance Bank believes that our financing covers all possible angles to ensure your project development goes smoothly.
By understanding your unique business needs as a company within the palm oil industry, Alliance Bank has specially developed a product to finance the cost of land purchase, development cost and working capital of your palm oil plantation. If you have an existing palm oil plantation, the Bank can also provide refinancing and cash out packages for your business needs.
Key Usage
Land Purchase/Acquisition
Development cost e.g. land clearing, road and terrain
Working capital e.g. upkeep and maintenance of the plantation and fertiliser cost
Expansion of the existing plantation business
Key Features
Land Purchase/Acquisition
Development cost e.g. land clearing, road and terrain
Working capital e.g. upkeep and maintenance of the plantation and fertilizer cost.
Expansion of the existing plantation business
Eligibility Criteria
Business registered in Malaysia
Business establishment/Management Experience of at least 3 years.
For Sole-Proprietorship, Partnership and Private Limited Companies
Contact Alliance Bank Personal Loan
If you need assistance or have any inquiries, Citibank offers a range of contact numbers and support hours to ensure you get the help you need. Here’s how to reach the right department:
Customer Service & Enquiries Tel: 03-5516 9988 (Malaysia) Available daily from 8:00 am to 10:00 pm
Scam Reporting Hotline Tel: 03-5516 9800 Available 24 hours a day, 7 days a week
Business Banking Tel: 1-300-80-3388 (Malaysia) Tel: +603 5624 3888 (Overseas) Available from 9:00 am to 6:00 pm (Monday to Friday) Closed on Saturdays, Sundays, and public holidays
Customer Collection & Recoveries Tel: 03-5516 9000 Tel: 03-5516 9200 Available 8:45 am to 5:45 pm (Monday to Thursday) Available 8:45 am to 4:45 pm (Friday) Closed on Saturdays, Sundays, and public holidays
Human Resource Contact & Medical Support Tel: 03-2604 1212 Available 8:45 am to 5:45 pm (Monday to Thursday) Available 8:45 am to 4:45 pm (Friday) Closed on Saturdays, Sundays, and public holidays
Address Alliance Bank Menara Multi-Purpose @ CapSquare 8, Jalan Munshi Abdullah 50100 Kuala Lumpur
For any inquiries, don’t hesitate to contact the relevant department during their operating hours!
Alliance Bank Personal Financing: Summary
Article Title: Alliance Bank Personal Financing
Category: #Bank #AllianceBank #PersonalLoan
Purpose: #Promotion
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Live a brighter life with Maybank Islamic’s personal loan. Get up to RM100K with no document stamping, no processing fees, and fast approval. Apply now for flexible and hassle-free financing options.
Introduction
Founded in 1960, Malayan Banking Berhad (Maybank) has grown into the largest financial services group in Malaysia and one of the most influential banks in Southeast Asia. Headquartered in Kuala Lumpur, Maybank operates across ASEAN, Greater China, the Middle East, and global financial centres, serving millions of customers through retail, corporate, investment, and Islamic banking. Its Islamic banking arm, Maybank Islamic Berhad, is the largest in ASEAN, reflecting the group’s commitment to inclusive financial solutions. Guided by its ROAR30 strategy, Maybank focuses on sustainable growth, digital innovation, and community empowerment, making it a trusted name in regional finance.
Personal Financing
Maybank Islamic Personal Financing-i (MIPF-I)
Live a brighter life with Maybank Personal Loan.
Benefits
Monthly installment payment as low as RM102.78* per month
No documents stamping
No processing fee
Fast Approval
Features
Fixed monthly installment
Financing Amount:
Minimum Financing amount RM5,000
Maximum Financing amount RM100,000
Tenure:
Minimum tenure 2 year
Maximum tenure 6 years
Profit Rate:
Financing amount RM5,000 to RM20,000 (8% per annum fixed rate)
Financing amount RM20,001 to RM50,000 (7% per annum fixed rate)
Financing amount RM50,001 to RM100,000 (6.5% per annum fixed rate)
Maybank Personal Loan Benefits
Monthly installment payment as low as RM102.78* per month
Step 2: Click “Apply” and scroll to select Personal Loan/Personal Financing-i
Step 3: Fill in details and complete application
Mobile App
Step 1: Launch your Maybank Mobile App
Step 2: Click “Apply” and select “Apply Personal Loan/Personal Financing-i”
Step 3: Fill in details and complete application
For customers without Maybank2u access:
Maybank2u
From the Maybank2u Informational Site, scroll down to:
Step 1: Get A Loan/Financing-i
Step 2: Select I am interested in Personal Loan/Financing-i
Step 3: Click Apply Now Loan/Financing-i tab to commence the Online Application
Mobile App
Step 1: Download the Mobile Application
Step 2: Register for Maybank2u access
Step 3: Choose Apply Online
Step 4: Select Apply for a Personal Loan/Financing-i.
Fees & Charges
No processing or stamping fees
Late payment Charges: 1% p. a on the amount in arrears, calculated from overdue date till date of full monthly payment
Early settlement fees: RM200 or a sum equivalent to 3% of the outstanding balance of the loan whichever is higher. Only applies for settlement within the first half of a tenure.
Home Loans
Maybank London Residential Home Financing
Financing the purchase of your property for investment
Financing Package
Margin of Advance
Interest Rate
Up to 80%
Cost-of-fund +1.25% p.a.
Up to 60%
Cost-of-fund +1.00% p.a.
This is a Non-Free Moving Cost package i.e. costs pertaining to legal documentation, disbursements, valuation fees and other relevant costs will be borne by applicants.
Features
Type of Facility: Term Loan
Currency: GBP only
Financing Amount:
Minimum loan: £100,000.00
Maximum loan: £5,000,000.00
Opening of Rent Collection Account: Borrower(s) shall open a Rent Collection Account with Maybank London branch. The net rental proceeds from the mortgage property will be assigned to this account and thereafter your housing loan repayment will be collected from this account.
Margin of Financing: Maximum of up to 80%.
Fees & Charges
Processing Fee: £500.00 upon submission and £500.00 upon acceptance (both non-refundable).
Early Repayment Fee:
3 months’ notice or by paying 3 months interest in lieu of notice for part prepayment.
3% of the loan limit if the loan is redeemed within one (1) year from the date of disbursement.
Portfolio Landlords (if applicable)
Additional Information Required (for clients with more than 4 properties globally) **
Customer’s experience in BTL market – to provide documentary evidence.
Business plan supporting merits of new borrowing(s).
Documentation showing portfolio of properties and outstanding mortgages.
Summary of asset and liabilities including tax liabilities for the existing property portfolio.
Historical and future expected cash flows on the property to be declared to the Branch.
** Disclaimer: The interest rate for Portfolio Landlords differs from the above standard rate, which is subject to approval.
Maxihome Flexi Loan
A flexible mortgage to finance your dream home. A 3-in-1 account that integrates your home loan and your deposits account. So you can:
Earn Interest
Enjoy flexible repayments
Shorten your loan tenure
Any savings placed in your Flexi loan account will automatically reduce the oustanding principal amount of your home loan.
Benefits
Enjoy the flexibility of deciding how much to pay into your home loan.
Own your dream home faster : the more you pay, the more interest you save and the sooner the loan will be settled.
Integration of home loan, savings and current accounts into one account.
Cash Deposits go immediately towards reducing the outstanding principal loan amount. Competitive interest rates.
Margin of financing up to 90%.
Loan tenure of up to 35 years or age 70, whichever event occurs first.
Deposit any amount at any time.
Withdraw excess payments anytime with no extra charges.
No commitment fees.
Checking facility for your convenience.
Other Benefits:
Financing provided for all types of residential properties whether completed and under construction.
MRTA, legal fees and valuation fees may be financed.
Free Personal Accident cover of up to RM50,000 and free medical expenses of up to RM3,000 with a minimum credit balance of RM1,000.
Earn interest of up to 1.85% pa for credit balances above RM5,000.
Interest is computed on a daily basis for immediate savings on interest.
Maybank Maxihome Loan
A flexible home loan with different packages
Benefits
Flexible repayment options that take into account your present and future needs.
Flexible choice of facility. Choose from a term loan, an overdraft or a combination of both. Under the combination option, the ratio of the term loan to overdraft is flexible and only subject to a minimum amount of RM10,000 for each facility type.
Higher loan eligibility: Longer repayment period of up to 35 years or until the age of 70, whichever event occurs first. Higher loan margin of up to 95% of the value of the house (including capitalisation of related expenses such as MRTA premium).
Enjoy MRTA coverage, which settles your outstanding mortgage and transfers the title deed to your family in the event of death or total and permanent disability.
Flexibility to revise monthly installments to suit your financial situation. A choice to service the interest portion or have monthly installments commence immediately instead of upon full loan disbursement Easy installment payment via MBB branches, ATMs, Phone Banking, and online via Maybank2u.com Flexibility to redraw advance/additional payments made in excess of the normal monthly repayment amount.
Redrawing via M2U (for conventional loan only) or over-the-counter (for Conventional & Islamic financing) is subject to a RM25 fee per transaction.
Competitive financing rates
A unique personal loan facility : We offer different packages to meet your personal investment needs or contingencies including children’s education or home improvements.
Refinancing
Refinance your home loan with us and enjoy savings with attractive refinancing features. Add a top up facility on top of your redemption sum for renovations, educational expenses, etc for a total financing of up to 90% of the current market value of your house.
Re-mortgage
Re-mortgage a house that has been fully paid for or is free from encumbrances to release cash from your largest fixed asset without having to sell.
Redraw
If you have had a housing loan with Maybank for more than 6 months, you may opt for additional financing at any time. The total loan amount (e.g. current loan outstanding plus additional financing) can be up to 90% of the current market value of your house.
MaxiHome Ezy
Malaysia’s favourite drink, teh tarik is easily available and affordable. Similarly, with Maxihome Ezy, owning a house becomes easier & more affordable as you can “tarik” your cash flow further with lower monthly payments.
Procedure
MaxiHome Ezy is a stepped-up easy repayment scheme where you have the option of starting low on their monthly repayments for the first 5 years.
In summary, you only need to service the interest/profit portion of your loan for the 1st 5 years. Full instalment payment commences only from the 6th year onwards.
Other Benefits
Financing provided for all types of residential properties whether completed and under construction.
MRTA, legal fees and valuation fees may be financed.
Free Personal Accident cover of up to RM50,000 and free medical expenses of up to RM3,000 with a minimum credit balance of RM1,000.
Earn interest of up to 1.85% pa for credit balances above RM5,000.
Interest is computed on a daily basis for immediate savings on interest.
RHB Bank offers a personal loan for employees in the government, private sectors, and selected GLCs, with financing up to RM150,000 and no guarantor required. Enjoy competitive interest rates, flexible repayment terms, and quick approval. Apply today for a hassle-free loan experience! Click here to apply and secure your financial future.
Personal Financing
For Government Servants
No advance payment
Promotion rate as low as 4.20% (flat rate)
Loans from RM2,000 to RM150,000
Repayment Tenure from 2 to 10 years
No guarantor needed
*Terms and conditions apply
For Private
Get access to funds, easier and faster. Contact the nearest RHB Bank brachces today for more details.
*source from RHB Bank malaysia website
Amount Capping and Interest
RHB Personal Financing is an option that is convenient and flexible at the same time, with reasonable interest rates for an affordable monthly installment repayment.
Tier 1:
Financing Amount Capping: RM2,000 RM10,000
Int Rate (p.a.) 13.45%
Maximum Financing Tenure 5 Years (60 Months)
Tier 1:
Financing Amount Capping: RM11,000 RM15,000
Int Rate (p.a.) 13.45%
Financial Tenure
Tier 2
Financing Amount Capping: RM16,000 RM50,000
Int Rate (p.a.) 11.66%
Maximum Financing Tenure 7 Years (84 Months)
Tier 3
Financing Amount Capping: RM51,000 RM99,000
Int Rate (p.a.) 9.91%
Maximum Financing Tenure 7 Years (84 Months)
Tier 4
Financing Amount Capping: RM100k RM150k
Int Rate (p.a.) 8.18%
Maximum Financing Tenure 7 Years (84 Months)
Private Sector
Eligibility Private Sector Profit Rate
As low as 8.18% p.a. (equivalent to 15% p.a.)
Benefits
Financing of up to RM150,000
On-the-spot approval and disbursement
As low as RM 57.54/month
Up to 7 years tenure
Debt consolidation
Monthly Repayment Method
Self-payment
Auto debit instructions
Instant approval & disbursement
ASNB Financing
Maximise your future savings with ASNB Financing! ASNB units can be yours with high margin of financing, low financing rates and flexible financing tenures.
RHB – ASB Financing Benefits
High Margin of Financing
Enjoy a higher loan amount
Consistent Dividend Returns
Enjoy stable returns throughout your loan tenure
Secure Future Financial Plan
Forward your financial plans with us
Affordable Repayment Schemes
Get flexible and affordable monthly repayments
Optional Insurance Coverage
Get covered with RHB Insurance
Auto Financing
Eyeing on a new car? With RHB’s Auto Financing, you can now finance your dream car with ease. Our financing package caters to all new, used or unregistered reconditioned motor vehicles. Manage your cashflow effectively as instalments are fixed over the agreed repayment period. Your mobility is our priority. We’ve put together a financing plan to allow you to drive off comfortably.
Fast Approval: Eliminates the hassle of complicated application process.
High Margin of Financing: Up to 90% margin of financing.
Flexible Financing Period: Maximum financing period up to 108 months so you can stay in control of your financial budget.
Easy Monthly Repayment:Hassle-free repayment via RHB Internet Banking, interbank GIRO, standing instruction facility, Automated Teller Machine (ATM), Cash Deposit Machine (CDM) or over 210 RHB Bank branches nationwide
*Source: RHB Bank official website
Contact Us
Our customer service team is your first point of contact for raising complaints or providing feedback. Talk to our staff at your nearest Branch, or call our Customer Care Centre. We will do our best to help resolve any issue you may have.
Phone: 03-9206 8118
Email: customer.service@rhbgroup.com
For email communications, we appreciate if you can include the following details within your email for us to serve you more efficiently:
MyKad Identification Number/Passport Number
RHB Account Number
Contact Number
Our specialist will work closely with you to resolve any complaint you may have quickly and amicably. If you have a compliment or suggestion, they will ensure your feedback is shared with the relevant teams. Upon received of your complaint/feedback, our customer service officer will contact you within 2 working days and we’ll attempt to resolve it as promptly as possible.
*For Insurance related matters, please call 1300-220-007 from Monday to Thursday (8.45am – 5.4pm) and Friday (8.45am – 5.45pm). Alternatively, visit our RHB Insurance page for more information.
Bank Rakyat Financing-i / Personal Financing-i Public Sector
Bank Rakyat Personal Loan 2021 Promotion is now open to government employees and selected GLCs. Obtaining cash is now easier with Personal Financing-i. Now you can enjoy easy access to the necessary funds.
Concept
Tawarruq
Features
Amount of financing up to RM200,000
Financing tenure up to 10 years
No guarantor
Takaful coverage is optional
Fixed or floating profit rate
Eligibility
Malaysian citizen
Minimum age of 18 years and maximum 60 years old at the end of the financing tenure
Minimum fixed monthly income of RM1,000 including fixed allowances
Service in Public sector, GLC Companies and GLC Subsidiary
Minimum of three (3) months in service
Bank Rakyat Financing Eligibility
Installment method as follow:
INSTALLMENT METHOD
ELIGIBILITY
Salary Transfer to Bank Rakyat
up to RM200,000
Biro Perkhidmatan Angkasa (BPA)
Salary Deduction
Electronic Payment
Based on income multiplier or RM200,000 whichever is lower
INCOME
ELIGIBILITY
RM 1,000 – RM 5,000
5 times monthly gross salary
RM 5,001 – RM 10,000
8 times monthly gross salary
More than RM 10,000
10 times monthly gross salary
Financing Rate
Fixed Rate
PAYMENT TYPE
TENURE
FIXED RATE
Salary Transfer to Bank Rakyat
Biro Perkhidmatan Angkasa
Salary Deduction
Up to 3 years
4.54%
More than 3 – 10 years
4.99%
Electronic Payment
Up to 3 years
5.64%
More than 3 – 10 years
6.26%
*Note :
The profit rate above is for financing with takaful.
Additional profit rate up t.o 0.86% over the current profit rate for financing without takaful
Fee And Charges
TRANSACTION
CHARGE
Wakalah or Agency Fee
Wakalah or agency fee of RM28.30
Stamp duty fee
0.5% of total financing as contained in the Stamp Duty Act 1949.
Early Settlement Fee
Rebate (Ibra’) will be given on the deferred profit
Late Payment Charges
During the financing tenure : 1% per annum on the outstanding amount of the monthly payment
After expiry of financing tenure : Shall not be more than the prevailing daily overnight Islamic Interbank Money Market rate (IIMM) on the outstanding balance
Document Required
DOCUMENTS REQUIRED
NEW APPLICATION
REPEATED/ OVERLAPPING
Copy of MyKad/MyTentera
√
√
Latest 3 months salary slip
√
√
Latest 3 months Bank Statements of salary crediting account
33, Jalan Rakyat, Brickfields 50470 Kuala Lumpur Tel: Tele-Rakyat at 1-300-80-5454
Bank Rakyat: Summary
Article Title: Bank Rakyat
Category: #Bank #PersonalLoan #BankRakyat
Purpose: #Promotion
Best Personal Loan Bank Promotions with Low Interest Rates
Take advantage of the best personal loan promotions from top banks with low interest rates and flexible terms. Enjoy quick approval and easy application processes for all your personal financial needs. Whether it’s to manage debt, purchase your dream items, or plan a vacation, this loan offers the best options to help you achieve your financial goals. Don’t miss out on this amazing opportunity to make your financial dreams come true!
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Citibank is a truly global bank, serving over 200 million customers worldwide. With extra funds, you can do so much more in life! Whether it’s renovating your home, buying new furniture and appliances, continuing your studies, shopping with a personal loan, and much more – the possibilities are endless.
Please note that the website you are currently accessing is exclusively for government employees. Private sector employees are advised not to contact the mobile numbers listed below, as these are dedicated hotline numbers for government staff only. For private sector employees, military personnel, business owners, or retired government employees interested in a personal loan, please click on the Citibank Personal Loan for Private Sector Employees. We appreciate your attention to this matter.
Need more information about this personal financing option? Contact Citibank today!
Whether it is decorating your dream home, pursuing a higher education or your dreams, Citibank Personal Loans lets you fulfill your personal needs. Apply for Citibank Personal Loans Online now and get instant approval* in 5 simple steps!
Benefits at a glance:
Personal loan of up to 8x your gross monthly income(for applicants earning RM5,000 or more).
Loan amount (RM5,000 – RM150,000)
Low flat interest rates of 7.9% – 12.5% per annum
Loan repayment tenure (24 – 60 months)
No processing fee
No collateral / guarantor required
Apply Personal Loan Online
Complete our online application form and get instant approval*.
Complete the 5 simple steps below and be approved* instantly.
Step 1: Fill up your Contact details
Step 2: Fill up your Personal details
Step 3: Fill up your Employment details – In Principle Approval* of your Personal Loan application
Step 4: Confirm loan terms that you wish to apply for
Step 5: Upload your income documents
*The loan amount, tenor and interest rate offered to you is based on your declared income during the online application. It may differ upon actual loan approval which is based on your income documentation submitted. Your loan application hereafter is still subjected to Citibank’s credit assessment.
Please note that by submitting the details above, you are warranting that all information furnished by you are true and accurate. Any incorrect or inaccurate information will affect your loan or other credit facility applications. In accordance with our privacy policy, any details that you submit for the purpose mentioned above will not be shared with third parties.
Contact Citibank
Level 1, Smart Banking Area Citibank Tower 165, Jalan Ampang 50450 Kuala Lumpur Tel: 03-2383 0000
Citibank Berhad Personal Loan: Summary
Article Title: Citibank Berhad Personal Loan
Category: #Bank #Citibank #PersonalLoan
Purpose: #Promotion
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Good news to all government employees and statutory bodies because the personal loans Koperasi Komuja has a package for those who has the problem with CCRIS CTOS Blacklist. Let’s apply Koperasi Komuja cooperative loan without hesitation. High Ctos (low Ctos score credit) and high Ccris are eligible to apply . Let’s look at the loan criteria for a more accurate understanding.
Is a high Ctos Ccris record eligible to apply for a Koperasi Komuja Cooperative personal loans?
To applicants who have a high Ctos and Ccris record as well as a poor Credit Score to apply personal loans bank, you are encouraged to apply for a Koperasi Komuja Cooperative personal loans because so far no other cooperative can match the Koperasi Komuja cooperative approval process. However, all processes and reviews are subject to current conditions.
Criteria of Loan Koperasi
The following are the personal loans criteria of Koperasi Komuja as below:-
INTEREST RATE 12 % FOR 10 YEARS (120 MONTHS).
CTOS AND CRISS BELOW 28K (PAYOUT 70%)
CTOS AND CRISS ABOVE 28 AND BELOW 40K (PAYOUT 65%)
CTOS AND CCRIS ABOVE 40K AND BELOW 50K AND HIT SUMMON & AKPK (PAYOUT 62%) ELIGIBLE TO APPLY
MAX LOAN 150K
WITHOUT GUARANTOR
DEDUCTIONS THROUGH BIRO ANGKASA (BPA)
7 WORKING DAYS PROCESS
Other Cooperative and Bank Personal Loans
Apart from the Koperasi Komuja cooperative personal loans, you are also encouraged to apply for financing with many cooperatives such as Yayasan Ihsan Rakyat with a super express 3 day pass process, Koperasi Gemilang with low interest, Coshare KFH (in collaboration with Kuwait Finance House) and others.
There are also cooperatives that allow loan tanpa pengesahan majikan such as Coshare KFH 3.88% (Kuwait Finance House), Coshare JCL 6.65% and Coshare JCL 7%.
Apart from that, you can also apply with Koperasi Borneo, Kobesi, Koperasi Shamelin and many more cooperatives.
Personal Loans Bank
The popularity of personal loans from Bank Rakyat, Bank Simpanan Nasional (BSN), Public Bank Berhad, Alliance Bank and Kuwait Finance House (KFH) is often on the lips of applicants. You can also apply bank financing with us because we are a one-stop center for all bank financing and cooperatives in Malaysia.
Potongan Biro ANGKASA (BPA)
Usually, all cooperative personal loan deductions are through ANGKASA Bureau (BPA) deductions. You need to get the approval prior submitting Biro ANGKASA form.
Personal Loans Koperasi Komuja: Summary
Article Title: Personal Loans Koperasi Komuja
Category: #Koperasi #KOMUJA #PersonalLoan
Purpose: #Promotion
Personal Loan Promotion: Your Path to Flexible Financial Solutions
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Web Directories
Explore a wide range of information and resources tailored to your interests. Whether you’re looking for travel inspiration, financial tips, hobby ideas, product reviews, or more, our carefully selected links have something for everyone. Click the links above to start your journey toward discovering new experiences and expanding your horizons. Your next adventure is just a click away!
Discover how our OCBC Bank products (OCBC Bank Personal Loans)- Deposits, Financing, Investment and Takaful – can help you grow your personal wealth and assist you when you need it most, regardless of which life-stage you are in. OCBC Personal Financing Loan that all you needs. Overseas Bank with caters all local requirements. Please stay on the line for the new announcement with great offers.
OCBC Al-Amin offers simple and easily accessible Shariah compliant personal loan/financing service that have your best interest in mind. The suite of products give you advance cash at affordable rate and monthly payment to lighten your financial burden.
Everything you need, and nothing you don’t
Our tailor-made cash financing solutions give you:
Fast approval. Fast cash.
No collateral. No guarantor.
Financing amount of up to RM150,000.
Fixed monthly instalments from as low as RM100 per month.
Extended financing tenure up to 10 years.
Pledge Your Assets for Extra Cash
Get standby funds up to the approved credit limit
Access extra cash
Interest is charged only on amount used, depending on collateral pledged
Contact OCBC Bank
Please call us at 603-8314 9310 for further details
Hotlines
Personal Banking: Telephone: 03 8314 9310
Business Banking: 1300 88 0255 (or 603-83149090 if you are calling from overseas)
OCBC Bank Personal Loans Interest Rates
Interest rates are dependent on the collateral pledged. Call us at 03 8317 5000 for more information.
Talk to Us to Find Out More
Consult our customer service officers and get free advice for your education loan needs with no obligations.
Call us at 03 8317 5000.
OCBC Bank: Summary
Article Title: OCBC Bank
Category: #Bank #OCBC #PersonalLoan
Purpose: #Promotion
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OMG! Pinjaman Peribadi Public Bank dengan MCCM Resources menawarkan personal loan terhebat. Interest rendah, payout 97%. Max pembiayaan 200k. Mohon sekarang!
Pinjaman Peribadi Maybank Berhad adalah personal loan terbaik untuk penjawat awam dan swasta. Shariah compliant. Apply koperasi dana MBB. Klik untuk mohon
Explore a wide range of information and resources tailored to your interests. Whether you’re looking for travel inspiration, financial tips, hobby ideas, product reviews, or more, our carefully selected links have something for everyone. Click the links above to start your journey toward discovering new experiences and expanding your horizons. Your next adventure is just a click away!
Whether it is to celebrate life’s big moments or exploring life’s opportunities or start something meaningful, our RHB Bank Personal Financing-i Loan can assist you in achieving your dreams. In fact, you can also consolidate your debts with us to better manage your finances and provide for your loved ones’ needs.
Eligibility
Private Sector
Profit Rate
As low as 8.18% p.a. (equivalent to 15% p.a.)
Benefits
Financing of up to RM150,000
On-the-spot approval and disbursement
As low as RM 57.54/month
Up to 7 years tenure
Debt consolidation
Monthly Repayment Method
Self-payment
Auto debit instructions
Instant approval & disbursement
RHB Personal Financing is an option that is convenient and flexible at the same time, with reasonable interest rates for an affordable monthly installment repayment.
RHB Bank Personal Financing-i Loan Repayment Table
Repayment Table
Please click here to view the RHB personal loan repayment table
Get RHB Personal Financing for an ideal lifestyle! For as low as RM57.54* per month, get RM2,000 and more! Sign up now to enjoy these key benefits:
Stretch it out to 7 years
Repayment period from 1 to 5 years
Financing amount from RM2,000 to RM150,000
Financing amount capping and Interest Rates as below
*The rates stated above are based on a flat rate and vary according to the repayment period from 12 months onwards.
Tier 1: from 13.45%p.a. flat that is equivalent to EIR 24% p.a;
Tier 2: from 11.66% p.a. flat that is equivalent to EIR 21% p.a.;
Tier 3: from 9.91% p.a. flat that is equivalent to EIR 18% p.a.;
Tier 4: from 8.18% p.a. flat that is equivalent to EIR 15% p.a.
The EIR (effective interest rate) may be higher if the monthly payment is not reqular.
RHB Bank Personal Financing for Government Servants
Loan : RHB Bank Personal Financing for Government Servants/ Pinjaman Peribadi RHB Bank untuk kakitangan kerajaan
No advance payment
Promotion rate as low as 4.20% (flat rate)
Loans from RM2,000 to RM150,000
Repayment Tenure from 2 to 10 years
No guarantor needed
*Terms and conditions apply
RHB Bank Personal Financing-i for Private Sector
Get access to funds, easier and faster. Contact the nearest RHB Bank brachces today for more details.
RHB Bank Customer Care Centre
Our customer service team is your first point of contact for raising complaints or providing feedback. Talk to our staff at your nearest Branch, or call our Customer Care Centre. We will do our best to help resolve any issue you may have.
For email communications, we appreciate if you can include the following details within your email for us to serve you more efficiently:
MyKad Identification Number/Passport Number
RHB Account Number
Contact Number
Our specialist will work closely with you to resolve any complaint you may have quickly and amicably. If you have a compliment or suggestion, they will ensure your feedback is shared with the relevant teams.
Upon received of your complaint/feedback, our customer service officer will contact you within 2 working days and we’ll attempt to resolve it as promptly as possible.
*For Insurance related matters, please call 1300-220-007 from Monday to Thursday (8.45am – 5.4pm) and Friday (8.45am – 5.45pm). Alternatively, visit our RHB Insurance page for more information.
RHB Bank Personal Financing-i Loan Tiers
Tier 1:
Financing Amount Capping: RM2,000 RM10,000
Int Rate (p.a.) 13.45%
Maximum Financing Tenure 5 Years (60 Months)
Tier 1:
Financing Amount Capping: RM11,000 RM15,000
Int Rate (p.a.) 13.45%
Maximum Financing Tenure 5 Years (60 Months)
Tier 2
Financing Amount Capping: RM16,000 RM50,000
Int Rate (p.a.) 11.66%
Maximum Financing Tenure 7 Years (84 Months)
Tier 3
Financing Amount Capping: RM51,000 RM99,000
Int Rate (p.a.) 9.91%
Maximum Financing Tenure 7 Years (84 Months)
Tier 4
Financing Amount Capping: RM100k RM150k
Int Rate (p.a.) 8.18%
Maximum Financing Tenure 7 Years (84 Months)
Contact RHB Bank
Ground Floor, RHB Centre, 426, Jalan Tun Razak, Kelab Golf di Raja Selangor, 50400 Kuala Lumpur Tel: 1-300-88-8742
RHB Bank: Summary
Article Title: RHB Bank
Category: #Bank #RHB #PersonalLoan
Purpose: #Promotion
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Take advantage of the best personal loan promotions from top banks with low interest rates and flexible terms. Enjoy quick approval and easy application processes for all your personal financial needs. Whether it’s to manage debt, purchase your dream items, or plan a vacation, this loan offers the best options to help you achieve your financial goals. Don’t miss out on this amazing opportunity to make your financial dreams come true!
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OMG! Pinjaman Peribadi Public Bank dengan MCCM Resources menawarkan personal loan terhebat. Interest rendah, payout 97%. Max pembiayaan 200k. Mohon sekarang!
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Explore a wide range of information and resources tailored to your interests. Whether you’re looking for travel inspiration, financial tips, hobby ideas, product reviews, or more, our carefully selected links have something for everyone. Click the links above to start your journey toward discovering new experiences and expanding your horizons. Your next adventure is just a click away!
UOB Bank is the best personal loan with low monthly installment. Get extra money to do more. Max RM100,000 as low as RM124.96*. More info
About UOB Bank Personal Financing
Whether it’s for new house’s downpayment, a lucrative business opportunity or investment, further education or even home renovation you’ve been planning, regardless of reasons UOB Bank Personal Loan lets you have the extra money and freedom to do more.
Monthly Income
Monthly Income
Interest Rate
Salaried
Self-Employed
11.99% p.a.
RM2,000 < RM4,000
RM3,000 < RM6,000
10.99% p.a.
RM4,000 < RM7,000
RM6,000 < RM8,000
9.99% p.a.
RM7,000 and above
RM8,000 and above
0.83% is rounded to the nearest 1 decimal point from 0.833%, based on interestrate at 9.99% p.a.
Loan Amount: up to RM100,000
You can choose from a minimum loan of RM5,000 up to a maximum of RM100,000 cash (50,000 for self-employed applicants).
It gives you the flexibility to opt for a loan tenure that suits your financial style. Our flexible repayment loan tenure options are:
Loan Tenure (in months)
12
18
24
30
36
42
48
54
60
months
UOB Bank Monthly Installment Plan
UOB Bank Personal Financing with low monthly installment. Enjoy low monthly installment as alow as Rm124.96*. For repayment schedule, please scroll to the bottom of the page.
No Processing Fee, No Guarantor and No Collateral
UOB Personal Loan is hassle-free as you do not have to pay Processing Fee and there is no guarantor or collateral requirement.
Hassle-Free Application
Application for UOB Personal Financing is hassle-free. You simply do not require collateral or a guarantor. Just submit your application form with supporting documents and we will do the rest.
Interest Rate
9.99% p.a.
RM5,000
RM25,000
RM50,000
RM75,000
RM100,000
12 months
458.29
2,291.46
4,582.92
6,874.38
9,165.83
24 months
249.96
1,249.79
2,499.58
3,749.38
4,999.17
36 months
180.51
902.57
1,805.14
2,707.71
3,610.28
48 months
145.79
728.96
1,457.92
2,186.88
2,915.83
60 months
124.96
624.79
1,249.58
1,874.38
2,499.17
Interest Rate
10..99% p.a.
RM5,000
RM25,000
RM50,000
RM75,000
RM100,000
12 months
462.46
2,312.29
4,624.58
6,936.88
9,249.17
24 months
254.13
1,270.63
2,541.25
3,811.88
5,082.50
36 months
184.68
923.40
1,846.81
2,770.21
3,693.61
48 months
149.96
749.79
1,499.58
2,249.38
2,999.17
60 months
129.13
645.63
1,291.25
1,936.88
2,582.50
Interest Rate
11.99% p.a.
RM5,000
RM25,000
RM50,000
RM75,000
RM100,000
12 months
466.63
2,333.13
4,666.25
6,999.38
9,332.50
24 months
258.29
1,291.46
2,582.92
3,874.38
5,165.83
36 months
188.85
944.24
1,888.47
2,832.71
3,776.94
48 months
154.13
770.63
1,541.25
2,311.88
3,082.50
60 months
133.29
666.46
1,332.92
1,999.38
2,665.83
**Based on RM5,000 loan amount on 5 years repayment period
Contact UOB Bank
Menara UOB Bank Jln Raja Laut, Kuala Lumpur City Centre, 50350 Kuala Lumpur Tel: 03-2612 8121
UOB Bank: Summary
Article Title: UOB Bank
Category: #Bank #UOB #PersonalLoan
Purpose: #Promotion
Best Personal Loan Bank Promotions with Low Interest Rates
Take advantage of the best personal loan promotions from top banks with low interest rates and flexible terms. Enjoy quick approval and easy application processes for all your personal financial needs. Whether it’s to manage debt, purchase your dream items, or plan a vacation, this loan offers the best options to help you achieve your financial goals. Don’t miss out on this amazing opportunity to make your financial dreams come true!
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Pinjaman Peribadi Maybank Berhad (MBB) Pinjaman peribadi Maybank Berhad adalah terbaik untuk penjawat awam dan swasta. Menepati prinsip Shariah. Mohon juga koperasi dana MBB sekarang!…
Explore a wide range of information and resources tailored to your interests. Whether you’re looking for travel inspiration, financial tips, hobby ideas, product reviews, or more, our carefully selected links have something for everyone. Click the links above to start your journey toward discovering new experiences and expanding your horizons. Your next adventure is just a click away!
*Source: Maklumat Agen and UOB Bank official website
Frequently Asked Questions (FAQs) About LOREM
Find answers to all your questions in our comprehensive FAQ. Learn about key features, discover practical usage tips, and get all the essential information you need in one place.
Soalan Lazim (FAQ) Mengenai LOREM
Dapatkan jawapan kepada semua maklumat penting disini. Pelajari tentang ciri-ciri utama dan cara penggunaan yang praktikal, semuanya pada satu tempat.
Dapatkan jawapan kepada semua maklumat penting disini. Pelajari tentang ciri-ciri utama dan produk serta perkhidmatan yang disediakan, semuanya pada satu tempat.
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RHB Bank is providing the best personal loans to government servants and private sector. Max RM150,000. Instant approval. Apply now!
About Pinjaman Peribadi / Personal Loan
Whether it is to celebrate life’s big moments or exploring life’s opportunities or start something meaningful, our personal financing can assist you in achieving your dreams. In fact, you can also consolidate your debts with us to better manage your finances and provide for your loved ones’ needs.
Eligibility
Private Sector
Profit Rate : As low as 8.18% p.a. (equivalent to 15% p.a.)
Benefits : Financing of up to RM150,000
On-the-spot approval and disbursement
As low as RM 57.54/month
Up to 7 years tenure
Debt consolidation
Monthly Repayment Method
Self-payment
Auto debit instructions
Instant approval & disbursement
RHB Personal Financing is an option that is convenient and flexible at the same time, with reasonable interest rates for an affordable monthly installment repayment.
Get RHB Personal Financing for an ideal lifestyle! For as low as RM57.54* per month, get RM2,000 and more! Sign up now to enjoy these key benefits:
Stretch it out to 7 years
Repayment period from 1 to 5 yearsFinancing amount from RM2,000 to RM150,000
Financing amount capping and Interest Rates as below
*The rates stated above are based on a flat rate and vary according to the repayment period from 12 months onwards.
Tier 1: from 13.45%p.a. flat that is equivalent to EIR 24% p.a;
Tier 2: from 11.66% p.a. flat that is equivalent to EIR 21% p.a.;
Tier 3: from 9.91% p.a. flat that is equivalent to EIR 18% p.a.;
Tier 4: from 8.18% p.a. flat that is equivalent to EIR 15% p.a.
The EIR (effective interest rate) may be higher if the monthly payment is not reqular.
RHB Bank Personal Financing for Government Servants
This is the criteria for pinjaman peribadi RHB Bank
No advance payment
Promotion rate as low as 4.20% (flat rate)
Loans from RM2,000 to RM150,000
Repayment Tenure from 2 to 10 years
No guarantor needed
*Terms and conditions apply
RHB Bank Personal Financing-i for Private
RHB Bank Personal Financing-i for Private is only for you. Get access to funds, easier and faster. Contact the nearest branches today for more details.
Customer Care Centre
Our customer service team is your first point of contact for raising complaints or providing feedback. Talk to our staff at your nearest Branch, or call our Customer Care Centre. We will do our best to help resolve any issue you may have.
Phone: 03-9206 8118
Email: customer.service@rhbgroup.com
For email communications, we appreciate if you can include the following details within your email for us to serve you more efficiently:
MyKad Identification Number/Passport Number
RHB Bank Account Number
Contact Number
Our specialist will work closely with you to resolve any complaint you may have quickly and amicably. If you have a compliment or suggestion, they will ensure your feedback is shared with the relevant teams.
Upon received of your complaint/feedback, our customer service officer will contact you within 2 working days and we’ll attempt to resolve it as promptly as possible.
*For Insurance related matters, please call 1300-220-007 from Monday to Thursday (8.45am – 5.4pm) and Friday (8.45am – 5.45pm). Alternatively, visit our RHB Bank Insurance page for more information.
Contact RHB Bank
Ground Floor, RHB Bank Centre, 426, Jln Tun Razak, Kelab Golf di Raja Selangor, 50400 Kuala Lumpur Tel: 03-9206 8118 (Customer Service) / 03-9281 3030 (Center)
LOREM: Summary
Article Title: Bankruptcy
Category: #Bank #BSN #PersonalLoan
Purpose: #GeneralInformation #Promotion
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Take advantage of the best personal loan promotions from top banks with low interest rates and flexible terms. Enjoy quick approval and easy application processes for all your personal financial needs. Whether it’s to manage debt, purchase your dream items, or plan a vacation, this loan offers the best options to help you achieve your financial goals. Don’t miss out on this amazing opportunity to make your financial dreams come true!
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OCBC Bank is given on top of your housing loan. Get the maximum of RM150,000 for your own personal use as you like. Click to apply
Discover how our products – Deposits, Financing, Investment and Takaful – can help you grow your personal wealth and assist you when you need it most, regardless of which life-stage you are in.
OCBC Personal Loan that all you needs. Overseas Bank with caters all local requirements. Please stay on the line for the new announcement with great offers.
OCBC Al-Amin offers simple and easily accessible Shariah compliant personal loan/financing service that have your best interest in mind. The suite of products give you advance cash at affordable rate and monthly payment to lighten your financial burden.
Everything you need, and nothing you don’t
Our tailor-made cash financing solutions give you:
Fast approval. Fast cash.
No collateral. No guarantor.
Financing amount of up to RM150,000.
Fixed monthly instalments from as low as RM100 per month.
Extended financing tenure up to 10 years.
Credit Facility (Home Xtra)
Credit Facility (Home Xtra) is given on top of your housing loan
Maximum of RM150,000*
For your own personal use, as you like*
No lock-in period*
Daily rest interest calculation
Term can be as long as 7 years
No processing fee
Easy loan application
*Terms & conditions apply
Life Insurance Financing for Home Loans
Life Insurance Financing for Home Loans Get your annual premium life insurance policy (to be used to cover your outstanding mortgage) financed
No initial out-of-pocket cost
Best for those that have had to pay large down-payments, renovations or other expenses to purchase a home
Minimum period financed is 5 years
For whole-life & term life policies underwritten by Great Eastern
Not applicable to Syariah-based loans
Contact OCBC Bank
Menara OCBC No. 18 Jalan Tun Perak 50050 Kuala Lumpur Tel: 603-8314 9310 (Al-Amin) / 03 8317 5000
OCBC Bank: Summary
Article Title: OCBC Bank
Category: #Bank #BSN #PersonalLoan
Purpose: #GeneralInformation #Promotion
Best Personal Loan Bank Promotions with Low Interest Rates
Take advantage of the best personal loan promotions from top banks with low interest rates and flexible terms. Enjoy quick approval and easy application processes for all your personal financial needs. Whether it’s to manage debt, purchase your dream items, or plan a vacation, this loan offers the best options to help you achieve your financial goals. Don’t miss out on this amazing opportunity to make your financial dreams come true!
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Explore the Hong Leong Bank Personal Loan (HLB) offering low interest rates, flexible repayment terms, and quick approval. Whether you need funds for debt consolidation, home renovations, or personal expenses, HLB’s personal loan provides the perfect solution. Apply today and enjoy a seamless loan application process with competitive rates to meet all your financial needs.
Hong Leong Bank Personal Loan (HLB): Flexible Financing with Low Interest Rates
Hong Leong Bank Personal Loan HLB is offering you the best financing at your convenient. Apply now with the best bank in Malaysia!
Features and Benefits
20% Cash Back on interest
Monthly instalments as low as RM130*
Fast approval within 48 hours**
Flexible repayment tenure of up to 5 years
Minimum income eligibility of only RM24,000 per annum
No guarantor and no collateral
5-minute loan approval at am:pm Convenient Banking**
Eligibility
Malaysian citizens only, aged between 21 to 60 years old
Earn a minimum annual income of RM24,000 per annum
* Based on a financing tenure of 5 years for RM5,000, and during Cash Back Period.
** 48 hour loan approval is subject to terms and conditions.
Take advantage of our Hong Leong Bank 4.38% p.a. low flat rate
Other terms and conditions apply.
Repayment Table
Refer to Hong Leong Bank Personal Loan HLB RePayment Table below:-
Loan (RM)
Int Rate (p.a.)
Monthly Instalment (RM)
Monthly Instalment During Cash Back Period (RM)
2 Years
5 Years
2 Years
5 Years
5,000
12.50%
265
140
245
130
50,000
11.00%
2,545
1,295
2,365
1,180
100,000
10.00%
5,000
2,500
4,670
2,395
150,000
9.00%
7,375
3,625
6,925
3,345
Note:
Flat interest rate ranges from 9.00% per annum to 12.50% per annum, depending on loan amount, income, and tenure.
Effective Interest Rate ranges from 12.38% to 22.42% per annum.
The above table serves as an illustration, assuming the customer has a minimum monthly income of RM4,000 and above.
Actual monthly instalments will be rounded up to the nearest RM5.
Fee and Charges
Refer to the table below for the Fees and Charges applicable to Hong Leong Bank Personal Loan (HLB).
Description/Service
Charges/Fees
Stamp Duty Fee
0.50% of the disbursed facility amount for every approved facility
IBG Fee
A nominal fee of RM2.00 will be charged on every Interbank Giro (IBG), if any
Late Payment Charge (Applicable to Personal Loan)
1% p.a. on the arrears of outstanding for each facility (daily rest basis)
Early Settlement
No charges/fees to be imposed provided 3 months’ written notice is given to the Bank prior to the early settlement. Otherwise, payment of 3 months’ interest on the amount redeemed is applicable.
(For Personal Financing-i, payment in lieu of notice is not applicable – customers are required to provide 3 months’ written notice should they opt for early settlement)
Compensation Charges (Applicable to Personal Financing-i)
For default payment during facility tenure = 1% p.a. on the overdue instalment amount
For default payment causing the facility to be terminated or brought to court = 1% p.a. on the outstanding balance (outstanding principal plus accrued profit)
For default payment after expiry of facility tenure = BNM Islamic Interbank Money Market (“IIMM”) rate on the outstanding balance (outstanding principal plus accrued profit)
For default payment post judgment = IIMM rate on the basic judgment sum
Description/ServiceCharges/Fees*Stamp Duty Fee0.50% of the disbursed facility amount for every approved facilityIBG FeeA nominal fee of RM2.00 will be charged on every Interbank Giro (IBG), if anyLate Payment Charge (Applicable to Personal Loan)1% p.a. on the arrears of outstanding for each facility (daily rest basis)Early Settlement
No charges/fees to be imposed provided 3 months’ written notice is given to the Bank prior to the early settlement. Otherwise, payment of 3 months’ interest on the amount redeemed is applicable.
(For Personal Financing-i, payment in lieu of notice is not applicable – customers are required to provide 3 months’ written notice should they opt for early settlement)
Compensation Charges (Applicable to Personal Financing-i)For default payment during facility tenure = 1% p.a. on the overdue instalment amount For default payment causing the facility to be terminated or brought to court = 1% p.a. on the outstanding balance (outstanding principal plus accrued profit) For default payment after expiry of facility tenure = BNM Islamic Interbank Money Market (“IIMM”) rate on the outstanding balance (outstanding principal plus accrued profit) For default payment post judgment = IIMM rate on the basic judgment sum
*Subject to Government Tax, if applicable
Contact Hong Leong Bank
Hong Leong Damansara City Main Branch Level 1 Menara Hong Leong No. 6, Jalan Damanlela Bukit Damansara, 50490 Kuala Lumpur, Malaysia Tel: 03 7626 8899 / 03 2777 1778
Hong Leong Bank: Summary
Article Title: Hong Leong Bank
Category: #Bank #HLB #PersonalLoan
Purpose: #Promotion
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Get fast and flexible personal loans from CIMB Bank with approval in just 24 hours. Everyone is eligible to apply for a loan. Apply now and enjoy hassle-free financing solutions tailored to your needs.
Cimb Bank Personal Loan Xpress Cash Financing-i
Enjoy fast and flexible financing up to 8X your gross monthly income (basic + fixed income) with Cimb Bank Personal Loan to make your dream a reality. It’s easy and hassle free! Individuals aged 21 to 60 years old*
Minimum Monthly Gross Income Eligible with a minimum monthly gross income of RM800 (including variables, e.g. overtime and allowances).
Eligibility for Pinjaman Peribadi Individuals aged 21 to 60 years old*, Malaysian citizen, No joint applications allowed. Minimum monthly gross income of RM800 (including variables, e.g. overtime and allowances).
At least 6 (six) months of employment or business establishment. Minimum financing amount offered is RM3,000 with Maximum RM50,000 or up to 8X gross monthly income (whichever is lower).
*Maximum 65 years old upon maturity of loan tenure
TF-i ASB based on the concept of Commodity Murabahah-Tawarruq which is secured by ASB Certificate, helps you to grow your wealth and achieve your financial goals.
Malaysian Bumiputera only
Profit rate of BR + 1.55% p.a.
Enjoy a stable Profit Rate throughout your financing tenure; of which is being capped at Ceiling Profit Rate (CPR) of 10.75%.
PNB’s Disclaimer
The Master Prospectus of funds of ASNB dated 30 June 2017 and supplementary prospectuses dated 15 December 2017, 1 April, 9 July, 14 September 2018 and 2 January 2019 (“Prospectuses”), have been registered with the Securities Commission Malaysia. Please read and understand the content of the Prospectuses together with the Product Highlights Sheets which are available at ASNB website, branches and agents. Units will be issued upon receipt of the registration form referred to and accompanying the Prospectuses. Before investing, please consider the risks of investing as well as the fees and charges involved.
Unit prices and distribution payable, if any, may go down as well as up. Past performance of a fund should not be taken as indicative of its future performance.
Where unit trust financing is available, investors are advised to read and understand the contents of the unit trust financing risk disclosure statement before deciding to borrow to purchase units.
Important Notes BR as at 15 May 2019: 4.00%
Fees and Charges
Products/Items
Charges
Documentation Fee:
ASB Certificate Lien Fee
Nominal Stamp Duty
– RM 50 payable to Amanah Saham Nasional Berhad (ASNB)
– RM 10
Financing Tenure From 5 years up to a maximum of 35 years or 65 years of age (whichever is earlier).
Financing Amount Minimum RM10k; Maximum RM200k
High Margin of Financing (MOF) Up to 100% MOF + 5% Takaful coverage
Cimb Bank Personal Loan – Conventional Loan
Cimb Bank Cash Plus Personal Loan
An unsecured, hassle-free term loan to fulfill your dreams. No collaterals. No guarantors. Convenient repayment tenure up to 7 years and loan amount up to RM300,000 is only applicable for Existing to Bank customers. (Subject to eligibility criteria)
Individuals aged 21 to 58 years old*
As low as 6.88% per annum* Fixed interest rates from as low as 6.88% to 16.88% fixed per annum which is equivalent to Effective Interest Rates of 12.31% to 26.65% per annum.
Eligibility Pinjaman Peribadi Conventional LoanIndividuals aged 21 to 58 years old*, Malaysian citizen, Minimum monthly gross income of RM2,000, In employment for more than 6 consecutive months, For self-employed, business to be active for more than 24 months
Fees & Charges Late payment penalty: 1.0% p.a. on the instalment amount in arrears from overdue date.
Early settlement Fee: Nil
No additional fees No processing fees, no early settlement fees, no lock-in period and no stamp duty
Loan tenure of up to 7 years Flexible payment period for up to 7 years
Note:
Loan tenure of 6 & 7 years is only applicable for Existing to Bank Customers. Additional criteria to be entitled for loan tenure of 6 & 7 years is age ≥30 years with a monthly gross income of ≥RM3,000.
New to Bank Customers and Existing to Bank Customers who do not fulfill the above criteria are entitled to a loan tenure of up to 5 years.
Loan Tenure
Fixed Interest Rate
Equivalent to Effective Interest Rate (Fixed interest rate, reducing balance, daily rest. Subject to customer remaining until end of tenure)
2 to 5 Years
6.88% p.a.
12.31% p.a.
9.88% p.a.
17.09% p.a.
11.88% p.a.
20.13% p.a.
14.88% p.a.
24.15% p.a.
6 to 7 Years
6 Years
7 Years
7.88% p.a.
13.72% p.a.
13.51% p.a.
10.88% p.a.
18.26% p.a.
17.92% p.a.
12.88% p.a.
21.15% p.a.
20.71% p.a.
16.88% p.a.
26.65% p.a.
26.03% p.a.
*Please note the the final approved Fixed Interest Rate and Effective Interest Rate are subject to the Bank’s approving criteria.
CIMB Bank Secured Overdraft Facility
A Facility that is made available in your CIMB Bank Current Account by pledging a collateral to the Bank.
Individuals aged 21 to 70 years old
Acceptable Collaterals : You can use collaterals you already have with CIMB Bank to secure an Overdraft Fixed Deposit, Selected Structured Products/FRNID and Selected Unit Trust Funds* Or you can use these collaterals instead- Amanah Saham Bumiputera Unit from Amanah Saham Nasional Berhad
*Please refer to our Sales Representative for latest acceptable Investment Product & Unit Trust Funds
More Savings
Enjoy Cimb Bank greater savings with interest charged only for the amount used.
Financial Liquidity
Manage your cash flow better with no minimum/fixed monthly repayment schedule.
Eligibility for Secured Overdraft
Individuals aged 21 to 70 years old
Malaysian or residents with PR status residing in Malaysia
Owner of the collateral (free from any encumbrance)
Minimum collateral of RM10,000-00
Overdraft limit dependent on collateral pledged
Contact CIMB Bank
You may contact us via these channels:
Location and Address
CIMB EzBank HQ Kuala Lumpur 11, Jln Raja Laut, Kuala Lumpur City Centre, 50350 Kuala Lumpur, Federal Territory of Kuala Lumpur
Cimb Bank Customer Service
83, Jalan Medan Setia 1, Bukit Damansara, 50490 Kuala Lumpur, Wilayah Persekutuan Kuala Lumpur
Call Center: 03-6204 7788
Premier Credit Card Call Centre: 03-62047799
Business Call Centre: +60322973000
E-Mail: cru@cimb.com
CIMB Bank Personal Loan: Summary
Article Title: CIMB Bank Personal Loan
Category: #Bank #CIMB #PersonalLoan
Purpose: #Promotion
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Bank Simpanan Nasional Berhad (BSN) Personal Financings
Still looking for the right home financing package or personal loan financing plans? With our competitive rates and packages, you’ll find what you need here at BSN Bank Simpanan Nasional Berhad.
Vehicle Financing: MyAuto-i, MyAuto-i UsedCar, High Ranking Officials Scheme
BSN MyRinggit-i (Public Sector)
Shariah Concept
Based on the Shariah concept of Tawarruq which comprises of Bai Murabahah and Wakalah contracts using the commodity (underlying asset) provided by the approved commodity provider.
Personal Loan Conditions
Malaysian citizen aged 21 years old to 60 years old (subject to retirement age at the end of financing tenure).
Works in government sector / GLA / GLC / organizations which has the facility of salary deduction through BPA.
Minimum income of RM1,500 per month.
Permanent employee who has been employed for 3 months and above.
Our Bank Simpanan Nasional Berhad BSN MyRinggit-i Eksekutif-1 is exclusively designed to help you meet your personal financing needs at affordable rates.
Based on the Shariah concept of Tawarruq.
Financial Terms
Malaysian citizen aged 21 years old to 55 / 60* years old (subject to retirement age at the end of the financing tenure).
Open to permanent & contract officers and staff that have minimum one year of working experience.
Offered only to employees of Premier Developer Panel, Private Hospital, Telecommunication Company, Licensed Financial Institution, Multinational Company, PETRONAS Group of Companies, Selected Private University & College, Statutory Body, Government Link Company, Selected Public Listed Company in Main Market Bursa Malaysia (Financial, Plantation, Property, Technology,Trading / Service, Industrial Product, Consumer Sectors only) and Professionals (Doctor, Architect, Lawyer, Accountant and other certified Professionals).
Minimum gross income of RM3,000 per month (permanent staff) & RM10,000 (contract staff).
BSN GIRO/i Account holders.
Note: *Subject to employer confirmation
Personal Financing Info
Int Fixed Rate
Loan Floating Rate
Profit Rate
6.00% to 8.50%
BR + 5.00%
Profit Rate Without Takaful
Additional 1% from the above profit rate
Financing Limit
Income
Financing Limit
RM3,000 to RM5,000
5x of monthly gross income
> RM5,000 to RM10,000
7x of monthly gross income
> RM10,000
10x of monthly gross income/ maximum RM200,000 whichever is lower
Financing Tenure
Minimum: 2 years Maximum: 10 years
Method of Payment
BSN Standing Instruction
Terms & conditions apply.
Private Sector Loan BSN MyRinggit-i PRIMA
BSN MyRinggit-i PRIMA is specially tailored to help medical practitioners secure the personal financing they need. No guarantor is required.
Shariah Concept
This Bank Simpanan Nasional personal financing is based on the Shariah concept Tawarruq which comprises of Bai Murabahah and Wakalah contracts, using the commodity (underlying asset) from Bursa Suq al Sila’.
Terms and Conditions
Malaysian citizens aged from 21 years old to 65 years old (for Medical Doctors) 50 years old (for Medical Officers)
Minimum gross income of RM3,000.00 per month.
Bank Simpanan Nasional BerhadGIRO/i account holder.
Contact Bank Simpanan Nasional Berhad (BSN)
Bank Simpanan Nasional Wisma BSN, 117, Jalan Ampang 50450 Kuala Lumpur Tel: +6 03 2162 3222 Fax: +6 03 2613 1888
Bank Simpanan Nasional Berhad (BSN): Summary
Article Title: Bank Simpanan Nasional Berhad (BSN)
Category: #Bank #BSN #PersonalLoan
Purpose: #Promotion
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Get Quick Funds with a Personal Loan from Bank Simpanan Nasional (BSN)
Looking for fast access to funds? Bank Simpanan Nasional (BSN) offers personal loans that are affordable and flexible, specially designed to meet your financial needs. Apply now for a personal loan with BSN and enjoy competitive rates and customized solutions.
Personal Financing Facilities: ASB Loan (SPD ASB) With Floating Rate
ASB Loan is another form of term loan to purchase ASB unit trust.
Product Eligibility
All qualified ASB investors under the ASNB guidelines. Aged 18 to 60 years old at the end of the loan tenure. Permanent Employee or Self-employed.
Document Required
For Permanent Employee:
One (1) copy of NRIC (front and back). One (1) copy of ASB passbook. One (1) copy of latest two (2) months pay slip.
For Self-Employed:
One (1) copy of NRIC (front and back). One (1) copy of ASB passbook. One (1) copy of latest three (3) months bank statement.
Note: All document copies to be certified by BSN’s officer.
Personal Loan BSN Limit/ Amounts
Loan amount will be in multiple of RM1, 000 and subject to the following limit :
Minimum
Maximum
RM10,000
RM200,000 (Excluding other charges)
Financing Rates
Tenure
Interest Rate
5 – 30 years or subject to the maximum age of 60 years, whichever is earlier.
BLR – 1.65% for Government’s servants who own BSN’s salary account (Installment through Standing Instruction)
BLR – 1.60% for other categories of customers (Private or Government sector)
Late Payment Charge
Monthly installments in Arrears × 1% × Number of Days Overdue/ 365
Personal Loan BSN Executive-1
An exclusive personal loan package catered especially for executives. Applicant Eligibility must be Malaysian citizen aged 21 to 55 / 60* years old at the end of the loan tenure. The application is dedicted to permanent & contract officers and staff that have minimum three (3) years of working experience.
Offered only to Employees of Premier Developer Panel, Private Hospital, Telecommunication Company, Licensed Financial Institution, Multinational Company, PETRONAS Group of Companies, Selected Private University & College, Statutory Body, Government Link Company, Selected Public Listed Company in Main Market Bursa Malaysia (Financial, Plantation,Property, Technology,Trading / Service, Industrial Product, Consumer Sectors only) and Professionals (Doctor, Architect, Lawyer, Accountant and other certified Professionals).
Minimum gross income of RM3,000 per month (permanent staff) & RM10,000 per month (contract staff) and BSN GIRO / GIRO-i Account holders.
Note: *Subject to employer confirmation.
Documents Required
A copy of latest three (3) months’ Salary Slips
A copy of your NRIC (both sides)
Latest EPF Statemen
Confirmation Letter by Employer stating the below such as Name and NRIC, Designation and Employment Status, Monthly salary and Date of Employment OR
Latest EA / EC Statement and latest e-filing form or any verified documents by the Inland Revenue Board (LHDN).
Note: *Subject to the current Terms & Conditions.
Product Features
Mode of payment is via standing Instruction from other Financial Institutions where the customer salary account is credited. BSN Standing Instruction. ATM/CDM and IBG (Interbank Giro).
Personal Loan BSN Limit / Rate
No
Income
Interest Rate
Loan Limit
Tenure
1
RM3,000 to RM5,000
7.50%
Five (5) times of monthly gross income
Minimum: 2 years Maximum: 10 years
2
> RM5,000 to RM10,000
6.50%
Seven (7) times of monthly gross income
3
> RM10,000
5.50%
Ten (10) times of monthly gross income / maximum RM200,000 whichever is lower
Minimum Loan: RM10,000
Late Payment Charge
Monthly Instalments in Arrears×1%× Number of Days Overdue⁄ 365.
Exec-1 Personal Loan BSN with Floating Rate
An exclusive personal loan package offered only to employees of Premier Developer Panel, Private Hospital, Telecommunication Company, Licensed Financial Institution, Multinational Company, PETRONAS Group of Companies, selected Private University & College, Statutory Body, Government Link Company, selected Public Listed Company in Main Market Bursa Malaysia (Financial, Plantation, Property, Technology, Trading / Service, Industrial Product, Consumer Sectors only) and Professional (Doctor, Architect, Lawyer, Accountant, and other certified Professionals).
The best package for executive out there. Apply now and enjoy the benefit. All application must be subject to employer confirmation
The minimum gross salary require with great benefit to enjoy. See product eligibility below
Product Eligibility
Malaysian citizen. Aged 21 to 55 / 60* years old (subject to the retirement age). Open to Executive and above that has been employed ≥ 1 year. Minimum Gross Income: RM3,000 and above- Permanent Employee, RM10,000 and above – Contract Employee and BSN GIRO / GIRO-i account holder.
Note: *Subject to employer confirmation.
Documents Required
One (1) copy of NRIC (front and back);» One (1) copy of latest three (3) months pay slip;» Latest EPF statement; AND» Confirmation Letter by Employer stating the below:- Name- NRIC- Designation- monthly Salary- Date of Employment
OR
Latest one (1) year EA / EC statement and e-filing form or any verified documents by the Inland Revenue Board (LHDN).
Note: » All document copies to be certified by BSN’s officer.
Personal Loan BSN Limit (Minimum and Maximum)
No.
Income
Loan Limit
1.
RM3,000 to ≤ RM5,000
Five (5) times of monthly gross income
2.
> RM5,000 to ≤ RM10,000
Seven (7) times of monthly gross income
3.
> RM10,000
Ten (10) times of monthly gross income / maximum RM200,000 whichever is lower
Financing Rates
Tenure
Interest Rate
Minimum: 2 years Maximum: 10 years Subject to: i. The retirement age, whichever is earlier. ii. Customer qualification
BLR + 2% (monthly basis) Current BLR: 6.85% (effective as at 22nd July 2014)
Late Payment Charge
Monthly installments in Arrears × 1% × Number of Days Overdue / 365.
BSN SPD ATM (Personal Loan for Army)
This personal loan BSN offer exclusively to Malaysian Armed Force Personnel. Malaysian citizen. Aged 21 to ≤ 60 years old (subject to retirement age during completion of the loan).
Malaysian Armed Force (MAF) staff- Lieutenant or equivalent and above only. Permanent employee who has been employed for ≥3 months.
Minimum gross income (basic salary + fixed allowance) of RM3,000 per month. Monthly salary payment MUST be through BSN e-Payment System. BSN GIRO/ GIRO-i account holder.
Document Required
A certified copy of latest 2 months salary slips.»A certified copy of your NRIC (both sides).
Confirmation letter from your employer with the below details: –
Name/ NRIC No.
Designation / Status
Monthly Gross Income
Date of Employment
Date of Retirement / Tarikh Tamat Perkhidmatan (TTP).
Letter of Consent and Undertaking for Salary Account Deduction.
Proof of having GIRO / GIRO-i account.
Loan Limit Min. and Max.
Min. 5k and max is RM200,000
Interest Rate
1 to 10 years: 4.5%
The rate on the principal balance of the Facility shall be changed to the Default Rate (6.50%) if you commit any of the following events:
early retirement from MAF services
quit or resign from MAF services
terminated by MAF
change BSN Salary Account to other bank or financial institutions
fail to pay any of the Instalments in accordance with the repayment schedule as stipulated by the Bank
Default Rate (6.50%) will remain unchanged until end of the loan tenure.
Charge (Late Payment)
Monthly Installments in Arrears × 1% × Number of Days Overdue ⁄ 365.
Contact Bank Simpanan Nasional Berhad (BSN)
Bank Simpanan Nasional Wisma BSN, 117, Jalan Ampang 50450 Kuala Lumpur Tel: +6 03 2162 3222 Fax: +6 03 2613 1888
Bank Simpanan Nasional (BSN): Summary
Article Title: Bank Simpanan Nasional (BSN)
Category: #Bank #BSN #PersonalLoan
Purpose: #Promotion
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Bank Muamalat Malaysia Berhad (BMMB) Personal Loan Financing-i
Discover the exclusive personal financing options by Bank Muamalat Malaysia Berhad (BMMB) for Armed Forces personnel, government employees, and selected GLC staff. Enjoy attractive offers with competitive rates tailored to meet the financial needs of our nation’s heroes and public service members. Apply now for Bank Muamalat Personal Financing-i for Armed Forces and more!
Bank Muamalat Personal Financing-i For Armed Forces
For Armed Forces Financing products:
Products / Items
Investment and Refinancing (Armed Forces)
Purpose
Settlement of Debt and Investment
Who Can Apply
Malaysia Armed Forces
Tenure
Minimum: 3 years, Maximum: 10 years*
Financing Amount
Minimum: RM 5,000.00
Maximum: RM 100,000.00
Profit Rate
Flat: 5.5% p.a
Floating: BFR+1.8% (capping rate 11%)
Mode of Payment
Auto Debit net salary via BMMB Current/Saving Account
Wasiat/Will – writing
Optional
Takaful
Compulsory
Guarantor
Not available
Documents Required
•
Copy of BATC10/MyTentera (front and back)
•
Latest 1 month Salary Slip (Flat Rate)
•
Latest 2 months Original Salary Slip (Floating Rate)
•
BMMB Current/Saving Account passbook
•
Latest Settlement Statement
•
Investment Statement (if applicable)
Applicant’s Eligibility
a) Age:
•
Lain‐lain Pangkat (LLP):
–
Maximum: 52 years
•
Pegawai:
–
Maximum: 65 years
Note:
Customer’s not a Bankruptcy during apply BMMB financing
2) Terms and conditions apply
Government & Related Agencies Staff
Government & Related Agencies Staff
Bank Muamalat Financing products:
Products / Items
Pembiayaan Pengurusan Kewangan – PPK Invesment and Refinancing
Civilian
Purpose
Settlement of Debt and Investment
Who Can Apply
All Federal / State Government/Government. Link Company/Selected Organizations staff
Tenure
Minimum: 3 years. Maximum: 10 years
Financing Amount
Minimum: RM 5,000.00. Maximum: RM 100,000.00
Profit Rate
Flat: Without Ju’alah: 5.5% p.a, With Ju’alah: 5.7% p.a. Floating: BFR+1.8% (capping rate 11%)
Mode of Payment
a) Auto Debit net salary via BMMB Current/Saving Account or. b) Salary deduction At Source by employer
Wasiat/Will – writing
Optional
Takaful
Compulsory
Guarantor
Not available
Documents Required
•
Copy of NRIC (front and back)
•
Latest 1 month Salary Slip (Flat Rate)
•
Latest 3 months original Salary Slip (Floating Rate)
•
Employment Confirmation Letter
•
Latest Settlement Statement
•
Investment Statement (if applicable)
Applicant’s Eligibility
•
Employment:- Non Gov’t: PERMANENT & CONFIRMED staff with minimum 3 yrs service.- Gov’t: CONFIRMED staff
•
Repayment Capacity: i) Determine by NDI & DSR
Note:
Customer’s not a Bankruptcy during apply BMMB financing
Terms and conditions apply
Selected Organizations Staff
Products / Items
Investment and Refinancing (Civilian – Selected Organization)
Flat: Without Ju’alah: 5.5% p.a, With Ju’alah: 5.7% p.a. Floating: BFR+1.8% (capping rate 11%)
Mode of Payment
a) Auto Debit net salary via BMMB Current/Saving Account or b) Salary deduction At Source by employer
Wasiat/Will – Writing
Compulsory
Takaful
Compulsory
Guarantor
Not available
Documents Required
•
Copy of NRIC (front and back)
•
Latest 1 month Salary Slip (Flat Rate)
•
Latest 3 months original Salary Slip (Floating Rate)
•
Employment Confirmation Letter
•
Settlement Statement
•
Investment Statement (if applicable)
Note:
Customer’s not a Bankruptcy during apply BMMB financing
Terms and conditions apply
Contact Bank Muamalat Malaysia Berhad (BMMB)
Bank Muamalat Malaysia Berhad (BMMB) Jalan Melaka, City Centre 50100 Kuala Lumpur Tel: +603 2600 5500 / 1-300-88-8787
LOREM: Summary
Article Title: Bankruptcy
Category: #Bank #BSN #PersonalLoan
Purpose: #GeneralInformation #Promotion
Best Personal Loan Bank Promotions with Low Interest Rates
Take advantage of the best personal loan promotions from top banks with low interest rates and flexible terms. Enjoy quick approval and easy application processes for all your personal financial needs. Whether it’s to manage debt, purchase your dream items, or plan a vacation, this loan offers the best options to help you achieve your financial goals. Don’t miss out on this amazing opportunity to make your financial dreams come true!
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Explore a wide range of information and resources tailored to your interests. Whether you’re looking for travel inspiration, financial tips, hobby ideas, product reviews, or more, our carefully selected links have something for everyone. Click the links above to start your journey toward discovering new experiences and expanding your horizons. Your next adventure is just a click away!
Bank Muamalat offers competitive personal loan financing-i in Malaysia, providing trusted and flexible financial solutions to meet your personal needs. Apply for a loan with ease and benefit from great rates.
About Bank Muamalat Malaysia Berhad (BMMB)
Anti- Bribery & Corruption Statement
Bank Muamalat Malaysia Berhad (“BMMB”) and its subsidiaries are committed to conducting business with transparency, integrity and compliance with regulatory requirements as well as good corporate governance practices.
In line with this commitment, the Bank adopts a ‘zero tolerance’ approach against all forms of bribery and corruption. All members of the Board of Directors, staff and third parties must uphold the highest standard of integrity and accountability in discharging their duties.
The principles of BMMB’s Anti-Bribery and Corruption Policy state:
Bribery
All forms of bribery and corruption in relation to BMMB’s activities are prohibited.
No Gift Policy
The Bank has adopted a “No Gift” policy. It is prohibited to offer or receive any gift that may influence good judgment and decision making.
Entertainment
All employees and directors are allowed to provide or accept entertainment to/from third parties only if for legitimate business purposes.
Donation & Sponsorship
Sponsorship and Donation must be transparent and not used as a subterfuge for bribery.
Product & Services
Muamalat Invest
Muamalat Invest Sdn Bhd (“MISB”) is a wholly-owned subsidiary of Bank Muamalat Malaysia Berhad. Muamalat Invest, a licensed Islamic fund manager, has been a licensed fund management company since 2006, and was accorded the Islamic Fund Management license in September 2010.
Wakaf Muamalat
Economic prosperity through Wakaf Since 2012, Wakaf Muamalat has been active to empower wakaf through various collaborations and synergies for broader outreach. To date, Wakaf Muamalat has collected more than RM 26.7 million. Through Wakaf Muamalat, the needy and underprivileged will be in good hands. Explore wakaf opportunities with us!
Jariah Fund
Jariah Fund is an online crowdfunding platform which aims to assist the underprivileged and contribute to society. The platform eases the donation drive through its transparent features by providing current reports and updates of the amount collected and the state of the intended beneficiaries.
Bank Muamalat Personal Loan Interest Rate / Profit Rate
Financing up to 60 years old or up to retirement age (whichever is earlier)
Malaysian citizen
Government Employees Federal and State Governments Confirmed position or is a permanent staff Minimum Income (salary + fixed allowance) of RM3,000 and above
Newly Employed Civil Servant (NECS) Minimum Income of RM2,000 Employment less than 1 year
Repayment Schedule for Military Veterans & Government Employees 5.50% Fixed Profit Rate
Explore the personal financing repayment schedule from Bank Muamalat with a fixed profit rate of 5.50% for military veterans and government employees. Get flexible and easy loan options tailored to your needs.
JUMLAH PEMBIYAAN (RM)
1 TAHUN
2 TAHUN
3 TAHUN
4 TAHUN
5 TAHUN
6 TAHUN
7 TAHUN
8 TAHUN
9 TAHUN
10 TAHUN
10,000
879
463
324
254
213
185
165
150
138
129
20,000
1,758
925
647
508
425
369
330
300
277
258
30,000
2,638
1,388
971
763
638
554
495
450
415
388
40,000
3,517
1,850
1,294
1,017
850
739
660
600
554
517
50,000
4,396
2,313
1,618
1,271
1,063
924
824
750
692
646
60,000
5,275
2,775
1,942
1,525
1,275
1,108
989
900
831
775
70,000
6,154
3,238
2,265
1,779
1,488
1,293
1,154
1,050
969
904
80,000
7,033
3,700
2,589
2,033
1,700
1,478
1,319
1,200
1,107
1,033
90,000
7,913
4,163
2,913
2,288
1,913
1,663
1,484
1,350
1,246
1,163
100,000
8,792
4,625
3,236
2,542
2,125
1,847
1,649
1,500
1,384
1,292
110,000
9,671
5,088
3,560
2,796
2,338
2,032
1,814
1,650
1,523
1,421
120,000
10,550
5,550
3,883
3,050
2,550
2,217
1,979
1,800
1,661
1,550
130,000
11,429
6,013
4,207
3,304
2,763
2,401
2,143
1,950
1,800
1,679
140,000
12,308
6,475
4,531
3,558
2,975
2,586
2,308
2,210
1,938
1,808
150,000
13,188
6,938
4,854
3,813
3,188
2,771
2,473
2,250
2,076
1,938
160,000
14,067
7,400
5,178
4,067
3,400
2,956
2,638
2,400
2,215
2,067
170,000
14,946
7,863
5,501
4,321
3,613
3,140
2,803
2,550
2,353
2,196
180,000
15,825
8,325
5,825
4,575
3,825
3,325
2,968
2,700
2,492
2,325
190,000
16,704
8,788
6,149
4,829
4,038
3,510
3,133
2,850
2,630
2,454
200,000
17,583
9,250
6,472
5,083
4,250
3,694
3,298
3,000
2,769
2,583
210,000
18,463
9,713
6,796
5,338
4,463
3,879
3,463
3,150
2,907
2,713
220,000
19,342
10,175
7,119
5,592
4,675
4,064
3,627
3,300
3,045
2,842
230,000
20,221
10,638
7,443
5,846
4,888
4,249
3,792
3,450
3,184
2,971
240,000
21,100
11,100
7,767
6,100
5,100
4,433
3,957
3,600
3,322
3,100
250,000
21,979
11,563
8,090
6,354
5,313
4,618
4,122
3,750
3,461
3,229
* Sebarang perubahan pembayaran balik pembiayaan tertakluk kepada terma & syarat.
Bank Muamalat Takaful and Shariah Concepts
Bank Muamalat Personal Financing-i (Tawarruq) is a financing facility that is designed to provide cash financing to the customers for personal consumption/ use which does not contravene with the Shariah principles. Generally, this product is based on Tawarruq as its underlying Shariah concept for provision of financing.
The financing structure under the Tawarruq arrangement involves the combination of Wa’d Mulzim, Murabahah, Wakalah and Bai’ Wadhi’ah contracts.
Tawarruq consists of two sale and purchase contracts where the first involves the sale of an asset by a seller to a purchaser on a deferred basis. Subsequently, the purchaser of the first sale will sell the same asset to a third party on a cash basis.
Murabahah refers to a sale and purchase of an asset where the acquisition cost and the mark-up are disclosed to the purchaser.
Wakalah means a contract in which a party (muwakkil) authorises another party as his agents (wakil) to perform a particular task, in matters that may be delegated, either voluntarily or with imposition of fee. Wa’d refers to an expression of commitment given by one party to another to perform certain action(s) in the future.
Bai’ Wadhi’ah is a sale contract whereby the asset / commodity is sold at lower price than the cost incurred by the Customer.
Contact Bank Muamalat
Location and Address
Bank Muamalat Malaysia Berhad Ibu Pejabat, Menara Bumiputra, 21 Jalan Melaka, 50100 Kuala Lumpur
Call Center
+603-2600 5500
E-Mail
Email us your inquiries to: feedback@muamalat.com.my
Bank Muamalat: Summary
Article Title: Bank Muamalat
Category: #Bank #BMMB #PersonalLoan
Purpose: #Promotion
Best Personal Loan Bank Promotions with Low Interest Rates
Take advantage of the best personal loan promotions from top banks with low interest rates and flexible terms. Enjoy quick approval and easy application processes for all your personal financial needs. Whether it’s to manage debt, purchase your dream items, or plan a vacation, this loan offers the best options to help you achieve your financial goals. Don’t miss out on this amazing opportunity to make your financial dreams come true!
Bank Rakyat Personal Loan Promotion Bank Rakyat Financing-i / Personal Financing-i Public Sector Bank Rakyat Personal Loan 2021 Promotion is now open to government employees…
Citibank Berhad Personal Loan Citibank known as a truly global bank serve more than 200 millions customers worldwide.Do more with your life with the extra…
Pinjaman Peribadi Maybank Pinjaman Peribadi koperasi dengan dana Maybank. Dapatkan pembiayaan Koperasi Kowamas, Ukhwah dan Kogemilang sekarang! Bank terkemuka di Malaysia yang menawarkan pelbagai produk dan…
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Pinjaman Peribadi Maybank Berhad (MBB) Pinjaman peribadi Maybank Berhad adalah terbaik untuk penjawat awam dan swasta. Menepati prinsip Shariah. Mohon juga koperasi dana MBB sekarang!…
Explore a wide range of information and resources tailored to your interests. Whether you’re looking for travel inspiration, financial tips, hobby ideas, product reviews, or more, our carefully selected links have something for everyone. Click the links above to start your journey toward discovering new experiences and expanding your horizons. Your next adventure is just a click away!
Bank Islam, Malaysia’s first Islamic bank, offers a wide range of personal loan options for both government and private sector employees. Benefit from trusted, Shariah-compliant financial solutions with a vast network of banking channels.
UNPARALLELED NETWORK OF ISLAMIC BANKING CHANNELS IN MALAYSIA
Bank Islam is the FIRST Islamic bank in Malaysia and has the widest network of dedicated Islamic banking channels, with more than 144 branches throughout the country.
We are founded to provide banking and financial solutions that are based on the principles of Shariah, which focus on balancing individual and social needs, as well as economic activities that promote justice as well as responsibility to the society and planet.
Over 35 Years of Service
1 July 1983 is a date of historic significance. It was when Bank Islam Malaysian Berhad or Bank Islam, in short, was officially established. The day marked the beginning of Islamic banking not just in Malaysia but also within the ASEAN region.
Bank Islam Personal Financing for Professional Program
Eligibility & Requirements
Applicant must be above 25 years old and not exceeding the retirement age at the end of payment period
Malaysian citizen
Working as a professional in Medical Doctor, Dentist, Accountant, Engineer, Lecturer, Architect, Safety Officer, Pharmacist, Veterinary, Optometrist or Optician, Quantity Surveyor and Actuary
Fixed income earner with a minimum gross income of RM3,500.
Bank Islam Personal Financing-i Non Package
Eligibility
Applicant must be 18 years and not exceeding the retirement age at the end of payment period
Malaysian citizen
Earning a minimum fixed income of RM3,500 per month
Applicant must be a continued employee in any of the following:
Public Listed Companies
Bank Islam Personal Financing-i Package
Eligibility
Applicant must be 18 years and not exceeding the retirement age at the end of payment period
Malaysian citizen
Earning a minimum fixed income of RM2,000 per month
Applicant must be a continued employee in any of the following:
Government Sector
Selected Public Listed Companies
Subsidiaries of Government or Selected Public Listed Company
Other Prominent Private Limited Companies as categorized under package companies listed by Bank Islam
Bank Islam Personal Loan Interest Rate / Profit Rate
Personal Financing for Professional Program
Base Rate (BR) + 1.90%/p.a
Financing Quantum Based on eligibility limit and subject to minimum amount of RM10,000 and maximum amount of RM300,000
Payment Period Maximum of 10 years (120 months) or up to the retirement age, whichever is earlier
Financing Rate Offer with Takaful Coverage Floating Rate 1-3 year: Base Rate (BR) + 1.90% p.a (Profit is calculated on a daily basis based on “Monthly Rest”). 4-10 years : Base Rate (BR) + 2.11% p.a (Profit is calculated on a daily basis based on “Monthly Rest”). Note: Revised BR (effective date 10 July 2020) is 2.52% p.a
Financing Rate Offer Without Takaful Coverage Floating Rate 1-3 year: Base Rate (BR) + 3.38% p.a (Profit is calculated on a daily basis based on “Monthly Rest”). 4-10 years : Base Rate (BR) + 5.28% p.a (Profit is calculated on a daily basis based on “Monthly Rest”). Note: Revised BR (effective date 10 July 2020) is 2.52% p.a
Personal Financing-i Non-Package 4.5% /p.a. (Flat)
Financing Quantum Based on eligibility limit and subject to minimum of RM10,000 and maximum amount of RM150,000
Payment Period Maximum 120 months (10 years) or up to the retirement age, whichever is earlier
Financing Rate Offer With Takaful Coverage Flat Rate 1 – 3 years: 4.5% p.a. (Flat). (Profit is calculated on a monthly basis based on “Sum of Digit”) 4 – 8 years: 4.9% p.a (Flat). (Profit is calculated on a monthly basis based on “Sum of Digit”) 9 – 10 years: 5.50% p.a. (Flat). (Profit is calculated on a monthly basis based on “Sum of Digit”)
Financing Rate Offer Without Takaful Coverage Flat Rate 1 – 3 years: 5.5% p.a. (Flat). (Profit is calculated on a monthly basis based on “Sum of Digit”) 4 – 8 years: 5.9% p.a (Flat). (Profit is calculated on a monthly basis based on “Sum of Digit”) 9 – 10 years: 6.5% p.a. (Flat). (Profit is calculated on a monthly basis based on “Sum of Digit”)
Personal Financing-i Package Base Rate (BR) + 3.38% /p.a
Features Financing Quantum Based on eligibility limit and subject to minimum amount of RM10,000 and maximum amount of RM300,000
Payment Period Maximum of 10 years (120 months) or up to the retirement age, whichever is earlier
Financing Rate Offer with Takaful Coverage Floating Rate (Base Rate [BR]) 1-3 years: Base Rate (BR) + 1.90% p.a. (Profit is calculated on a daily basis based on “Monthly Rest”). 4-10 years: Base Rate (BR) + 2.00% p.a. (Profit is calculated on a daily basis based on “Monthly Rest”). Note: Revised BR (effective date 10 July 2020) is 2.52% p.a
Financing Rate Offer Without Takaful Coverage Floating Rate (Base Rate [BR]) 1-3 years: Base Rate (BR) + 3.38% p.a. (Profit is calculated on a daily basis based on “Monthly Rest”). 4-10 years: Base Rate (BR) + 5.28% p.a. (Profit is calculated on a daily basis based on “Monthly Rest”). Note: Revised BR (effective date 10 July 2020) is 2.52% p.a
Financing Rate Offer with Takaful Coverage Flat Rate 1-10 years: 4.99% p.a. (Profit is calculated on a monthly basis based on “Sum of Digit”).
Financing Rate Offer Without Takaful Coverage Flat Rate 1-10 years: 5.99% p.a. (Profit is calculated on a monthly basis based on “Sum of Digit”).
Personal Financing-i Programme for Medical Practitioner
Financing Quantum
Based on eligibility limit and subject to minimum amount of RM10,000 and maximum amount of RM300,000
Payment Period
Maximum of 10 years (120 months) or up to the retirement age, whichever is earlier
Financing Rate Offer with Takaful Coverage
Flat Rate
1-10 years: 4.99% p.a. (Profit is calculated on a monthly basis based on “Sum of Digit”).
Floating Rate (Base Rate [BR])
1-3 years: Base Rate (BR) + 1.90% p.a. (Profit is calculated on a daily basis based on “Monthly Rest”).
4-10 years: Base Rate (BR) + 2.00% p.a. (Profit is calculated on a daily basis based on “Monthly Rest”).
Revised BR (effective date 12 May 2020) is 2.77% p.a
Financing Rate Offer Without Takaful Coverage
Flat Rate
1-10 years: 5.99% p.a. (Profit is calculated on a monthly basis based on “Sum of Digit”).
Floating Rate (Base Rate [BR])
1-3 years: Base Rate (BR) + 3.38% p.a. (Profit is calculated on a daily basis based on “Monthly Rest”).
4-10 years : Base Rate (BR) + 5.28% p.a.
Revised BR (effective date 12 May 2020) is 2.77% p.a
Contact Bank Islam Malaysia Berhad (BIMB)
Bank Islam e-mail correspondent unit operation hours are from Monday to Friday (9.00am to 6.00pm). We don’t operate on weekends and public holidays.
For any urgent matters especially to report on a lost or stolen card, please immediately call Bank Islam Contact Centre at 03-26 900 900 (24hours/7days a week).
Location and Address
Bank Islam Malaysia Berhad Level 32, Menara Bank Islam No. 22, Jalan Perak 50450 Kuala Lumpur
Best Personal Loan Bank Promotions with Low Interest Rates
Take advantage of the best personal loan promotions from top banks with low interest rates and flexible terms. Enjoy quick approval and easy application processes for all your personal financial needs. Whether it’s to manage debt, purchase your dream items, or plan a vacation, this loan offers the best options to help you achieve your financial goals. Don’t miss out on this amazing opportunity to make your financial dreams come true!
Bank Rakyat Personal Loan Promotion Bank Rakyat Financing-i / Personal Financing-i Public Sector Bank Rakyat Personal Loan 2021 Promotion is now open to government employees…
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Explore a wide range of information and resources tailored to your interests. Whether you’re looking for travel inspiration, financial tips, hobby ideas, product reviews, or more, our carefully selected links have something for everyone. Click the links above to start your journey toward discovering new experiences and expanding your horizons. Your next adventure is just a click away!
Agrobank is Malaysia’s top choice for agriculture financing, offering tailored financial solutions with a strong commitment to Values-Based Banking (VBI). Empowering the agriculture sector with sustainable growth and innovation.
About AgroBank
Established in 1969, Agrobank is actively involved in charting the growth and development of Malaysia’s agriculture industry by offering shariah compliant products and solutions across various customer segments including corporate, commercial, consumer, trade finance and micro financing customers. Agrobank is a full-fledged Islamic bank since 1st July 2015.
As a market driven, customer-centric DFI (Development Financial Institution) with a primary focus on strengthening the agriculture sector in Malaysia, Agrobank strikes an equal balance to its developmental and commercial roles to benefit the agriculture sector.
Agrobank provides a comprehensive repertoire of financing solutions for the agriculture community; that includes upstream activities related to primary food and commodities-based agriculture activities to downstream activities such as processing, marketing and distribution of agricultural products. Agrobank also offers retail banking financing solutions to improve the well-being of the agriculture community.
This is done through its network of 192 customer touch points including 138 branches, 1 agro banking, 1 virtual banking, 10 commercial financing centre, 34 kiosk, 8 agro corners & agro point.
In 2019, Agrobank celebrates its golden jubilee Anniversary, as it marks 50 years of its proud establishment developing the agro industry.
* VBI or value-based intermediation is an initiative by Bank Negara Malaysia (BNM) which aims to improve the products and services offered by Islamic financial institutions towards a better facilitation of entrepreneurship, community well-being, sustainable environment and economic growth, without compromising on shareholders’ returns
Agrobank Consumer Product & Services
Hartani-i (Tawarruq)
Hartani-i provides financing facility to the Government Servant or Private Sector Employees and Stable Income Earner for the purpose to purchase agriculture land.
Purchase of land includes directly purchase from the vendor or through public auction or purchase of land that will be or have been auctioned by Bank Pertanian Malaysia Berhad (Agrobank).
The Bank will only consider the financing if the land to be purchased has the individual title or the land has been sub-divided and/or the land which individual title is to be issued.
Ar-Rahnu
Pembiayaan Ar-Rahnu is a short-term Islamic Pawnbroking Facility that provides customer with instant cash access by accepting gold items as collateral.
AgroCash-i
AgroCash-i is a personal financing facility for customers for the purpose of consumer financing mainly related to agriculture and agro-based activity. The implementation of the product is based on Tawarruq transactions.
Financing Limit
Government Employees: Maximum RM200,000
GLC Staff: Maximum RM200,000
Financing Tenure
10 years maximum
Profit Rates
(Subject to eligibility and current changes)
Description Eligibility Criteria
Profit rate is subjected to eligibility and current conditions changes. Profit rates are as below:
FEDERAL GOVERNMENT
Tenure Profit Rate: Up to 3 years BR + 2.85% p.a ; 4 to 10 years BR + 3.35% p.a
STATE GOVERNMENT/STATUTORY BODY/PIHAK BERKUASA TEMPATAN & GOVERNMENT LINK COMPANY
Tenure Profit Rate Up to 3 years BR + 3.22% p.a ; 4 to 10 years BR + 3.67% p.a
FOR APPLICATION THAT HAS UNSATISFACTORY CREDIT ASSESSMENT
Tenure Profit Rate Up to 10 years BR + 4.25% p.a; Profit rate charged is dependent on the following criteria:
Existing and new customer
Good track record as per CCRIS which not exceed MIA-2 for the past 12 months.
Salary deduction through BPA
No Rescheduling and Restructuring (R&R) status.
No Special Attention Account (SAA)
Ceiling Profit Rate (CPR):- BR + 7.15% p.a or 10% p.a whichever is higher for the calculation of Sale Price
Effective Profit Rate (EPR):- At the current profit rate and did not exceed CPR and calculated based on monthly balance
Note : Current BR is at 3.60%
Fee & Charges
Stamp Duty As per the Stamp Act 1949 (Revised 1989).
Advanced Installment
Advance payment of installments equivalent to three (3) month installment which shall be used as payment of default under the financing.
Advance installments shall be deducted from the financing amount.
Advance payment can only be taken prior to financing is matured or settled.
Brokerage Fee RM 30 per transaction (Subject to Service Tax at rate of 6% (if applicable)
Note: The Bank will notify the Customer at least 21 days’ before effective date should any changes is made to the fees and charges.
Interest Rate / Profit Rate Government Staff Personal Loan BR + 3.35% /p.a
Agrobank Personal Loan Interest Rate / Profit Rate Government Staff Personal Loan BR + 3.35% /p.a
Government Employees Age between 18 to 60 or up to retirement age whichever is earlier
Permanent and have served for at least 6 months (confirmed or under probation)
RM1,000 gross salary per month
Customer is encouraged to take Skim Takaful Kredit
Financing Amount : Maximum RM200,000
Financing Tenure 10 years maximum
GLC Staff Personal Loan BR + 3.67% /p.a
GLC Staff Personal Loan BR + 3.67% /p.a
GLC Staff Age between 21 to 60 or up to retirement age whichever is earlier
Permanent staff and has been confirmed with at least one year of service
RM2,000 gross salary per month
Customer is encouraged to take Skim Takaful Kredit
Financing Amount: Maximum RM200,000
Financing Tenure 10 years maximum
Contact Agrobank Malaysia
Location and Address
Agrobank Malaysia
My office Leboh Pasar Besar, City Centre, 50050 Kuala Lumpur
Best Personal Loan Bank Promotions with Low Interest Rates
Take advantage of the best personal loan promotions from top banks with low interest rates and flexible terms. Enjoy quick approval and easy application processes for all your personal financial needs. Whether it’s to manage debt, purchase your dream items, or plan a vacation, this loan offers the best options to help you achieve your financial goals. Don’t miss out on this amazing opportunity to make your financial dreams come true!
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Explore a wide range of information and resources tailored to your interests. Whether you’re looking for travel inspiration, financial tips, hobby ideas, product reviews, or more, our carefully selected links have something for everyone. Click the links above to start your journey toward discovering new experiences and expanding your horizons. Your next adventure is just a click away!
Are you looking to decorate your home, continue your studies, or pursue your goals? Citibank is here to help you make those dreams come true! With a quick and easy online application process, you can get immediate approval in just three simple steps.
Why Choose Citibank Personal Loan?
When considering a personal loan, Citibank offers several key benefits that stand out:
Loan amounts up to 10x your monthly gross income
Loan amounts from RM5,000 to RM150,000
Interest rate starting from as low as 5.88% per annum
Flexible repayment period from 24 months to 60 months
No processing fees
No guarantor or collateral required
These incredible benefits make it easier for you to access the funds you need without any hassle. Whether it’s for personal use, business investments, or any other purpose, Citibank provides you with the flexibility and support to make it happen.
Eligibility Criteria for Citibank Personal Loan
Before applying for the Citibank Personal Loan, ensure you meet the following eligibility criteria:
Malaysian citizens or Permanent Residents
Age between 21 and 60 years
Minimum monthly income of RM4,000
Currently employed in Malaysia
If you meet these requirements, you’re all set to apply for the loan and enjoy the benefits Citibank has to offer.
How to Apply for Citibank Personal Loan in 3 Easy Steps
The process of applying for a Citibank Personal Loan is simple and straightforward. Here’s a step-by-step guide to getting your application approved quickly:
Step 1 – Fill in Your Contact Details
To start, provide your contact information. This is the first essential step in the application process.
Step 2 – Provide Personal Information & Upload Your IC
Next, submit your personal details and upload a copy of your Identity Card. This will allow Citibank to verify your identity quickly.
Step 3 – Fill in Employment Information
Finally, submit your employment details. This is to confirm your current job and income, which will determine your eligibility for the loan.
Conditional Approval and Final Steps
Once you’ve completed the initial steps, you will move forward with conditional approval. This means your application is in progress, and you’ll need to finalize a few more steps.
Step 4 – Confirm the Loan Terms
Take a moment to review and confirm the loan terms. This ensures that you are clear on the amount, interest rate, and repayment period.
Step 5 – Upload Your Income Documents
Finally, upload documents proving your income. This could be your salary slip, tax return, or other related documents.
Once you’ve completed these steps, your loan will be processed, and the approval will be granted based on the information and documents submitted.
What You Should Know About Citibank Personal Loan Terms
It’s important to note that the loan amount, repayment period, and interest rate you’re offered may differ from the initial estimate. The final terms depend on the documents you provide during the application process.
Ensure that all the information you provide is accurate and truthful. Incorrect or misleading information can impact the outcome of your loan application and your credit history.
Your Privacy Is Our Priority
At Citibank, we are committed to protecting your privacy. Any information you provide will be kept confidential and will not be shared with any third parties, in compliance with our strict privacy policy.
Review the Full Terms & Conditions
Before finalizing your loan application, we encourage you to carefully read the Terms & Conditions and Product Disclosure Sheet. These documents contain important information regarding your loan agreement and obligations.
Apply for Your Citibank Personal Loan Today!
Ready to take the next step? Apply now for your Citibank Personal Loan online and enjoy a quick approval process that’s as easy as 1-2-3. Realize your dreams today with Citibank!
Personal Loan Citibank Quick Cash
CITI Quick Cash
Instant cash from your Citi Credit card. Exclusive for Citi credit cardmembers. Flexible tenures from 6 up to 60 months. No documents needed. Quick disbursement within 3 working days.
Citi Quick Cash = Quick fix : Get cash from your credit card whenever you need it.
Citibank Personal Loan: Citi Quick Cash turn your credit into cash.
Get cash quickly when you need it. Get cash amount up to your available credit limit in a few taps.
Cash on your terms.
Apply anytime on your smartphone and repay with plans up to 60 months.*
Simple and Hassle-free.
No documents required and no hidden fees..
*Subject to individuals’ eligibility.
Balance Transfer via Installment Plan
CITI BALANCE TRANSFER VIA INSTALLMENT PLAN: A smarter way to manage your credit card balances Transfer your other credit card balances and repay in affordable monthly instalment. Flexible tenures from 6-36 months. Transfer your balances from other banks’ credit cards to your Citibank credit card and convert them into monthly instalments.
Citibank Debt Consolidation Plan
PERSONAL LOAN CITIBANK CITI DEBT CONSOLIDATION PLAN : Take control of your finances in one manageable loan. Simplify your finances by consolidating your credit cards / loan accounts. Prescribed rates will be at an effective interest rate range of 11.90% – 12.90% per annum. Save up to 2.5% p.a. interest.
DO YOU HAVE CREDIT CARDS OR PERSONAL LOANS WITH OTHER BANKS? LET CITI SIMPLIFY BANKING FOR YOU.
Simplify your finances and gain more control by consolidating up to 5 credit cards and/or loan accounts with Citibank Personal Loans. Better cash flow management from one account, competitive interest rates for immediate savings Up to 60 months loan tenure and easy application process with minimal documentation.
CASH OUT OPTION Take an additional cash loan if you need a little more help.
CitiBank 5.88%
Large flexible funds to make your plans a reality. Low interest rates from as low as 5.88% per annum. Loan of up to 10x your gross monthly income (for applicants earning RM5,000 or more) and loan of up to RM150,000
Citi Flexibill
CITI FLEXIBILL: Turn your credit card bill into easy instalments. Exclusive for Citi credit cardmembers. Minimum conversion amount of RM1,000. Flexible tenures from 6 to 60 months.
Citi FlexiBill : Stretch it. Split your payments and manage your Citi credit card repayments from the safety of your home.
EASE YOUR MIND: Convert your statement into instalments equally every month.
GET IN CONTROL: Choose your repayment plan for up to 60 months. Simple and hassle free.
SIMPLE AND HASSLE FREE: Convert your purchase instantly with your Citi Mobile® App, no documents required.
How others are using Citi FlexiBill
Education: Sam chose to send her son to the best school, even if the expenses are high. She can afford to with Citi FlexiBill. Holidays: Jen finally crossed Japan off her travel list. With Citi FlexiBill, she made it happen and enjoyed her trip to the fullest. Festive buys: Kevin’s bill from festive shopping was high but it was well spent. Plus, he didn’t need to worry about it after he applied for Citi FlexiBill.
Citi Paylite
CITI PAYLITE: Turn any purchase into easy instalments. Exclusive for Citi credit cardmembers. Minimum conversion amount of RM50. Flexible tenures from 6 to 60 months. Turn big purchases into small payments.
Get what you love with ease : Turn big purchases into affordable instalments with zero processing fee.
Shop wherever you like : Works for purchases at any merchant RM50 and above on your Citi credit card.
Simple and hassle-free : Convert your purchases in a few taps on your Citi Mobile® App. No documents required.
citibank personal loan – Select Quick Cash to check your eligible cash amount then get started.
Enter the amount of cash you would like and continue.
Select the repayment plan that works for you.
Select which account you would like the money deposited into.
Bundle multiple purchases
Tap on multiple purchases over RM50 on the ‘Transactions’ page of your Citi Mobile® App to bundle them together into one instalment plan
Split your big purchases
Tap the calendar icon on the ‘Transactions’ page of your Citi Mobile® App to convert a single purchase over RM50 into affordable instalments
Citibank Personal Loan: Summary
Article Title: Citibank Personal Loan
Category: #Bank #Citibank #PersonalLoan
Purpose: #Promotion
Best Personal Loan Bank Promotions with Low Interest Rates
Take advantage of the best personal loan promotions from top banks with low interest rates and flexible terms. Enjoy quick approval and easy application processes for all your personal financial needs. Whether it’s to manage debt, purchase your dream items, or plan a vacation, this loan offers the best options to help you achieve your financial goals. Don’t miss out on this amazing opportunity to make your financial dreams come true!
Bank Rakyat Personal Loan Promotion Bank Rakyat Financing-i / Personal Financing-i Public Sector Bank Rakyat Personal Loan 2021 Promotion is now open to government employees…
Citibank Berhad Personal Loan Citibank known as a truly global bank serve more than 200 millions customers worldwide.Do more with your life with the extra…
Pinjaman Peribadi Maybank Pinjaman Peribadi koperasi dengan dana Maybank. Dapatkan pembiayaan Koperasi Kowamas, Ukhwah dan Kogemilang sekarang! Bank terkemuka di Malaysia yang menawarkan pelbagai produk dan…
OCBC Bank Personal Loans Discover how our OCBC Bank products (OCBC Bank Personal Loans)- Deposits, Financing, Investment and Takaful – can help you grow your…
Pinjaman Peribadi Public Bank OMG! Pinjaman Peribadi Public Bank dengan MCCM Resources menawarkan personal loan terhebat. Interest rendah, payout 97%. Max pembiayaan 200k. Mohon sekarang!…
Pinjaman Peribadi Maybank Berhad (MBB) Pinjaman peribadi Maybank Berhad adalah terbaik untuk penjawat awam dan swasta. Menepati prinsip Shariah. Mohon juga koperasi dana MBB sekarang!…
Explore a wide range of information and resources tailored to your interests. Whether you’re looking for travel inspiration, financial tips, hobby ideas, product reviews, or more, our carefully selected links have something for everyone. Click the links above to start your journey toward discovering new experiences and expanding your horizons. Your next adventure is just a click away!
