Bank Simpanan Nasional Berhad (BSN) Personal Financings

Still looking for the right home financing package or personal loan financing plans? With our competitive rates and packages, you’ll find what you need here at BSN Bank Simpanan Nasional Berhad.

1. Personal Financing: Public Sector
2. Private Sector: Executive, Medical Practitioner
3. Pledging Financing: Sandaran SSP
4. ASB Financing: ASB With Floating Rate
5. Property Financing: Residential Property, Commercial Property, Affordable Home (AHB40), Youth Housing Scheme
6. Vehicle Financing: MyAuto-i, MyAuto-i UsedCar, High Ranking Officials Scheme

BSN MyRinggit-i (Public Sector)

Shariah Concept

Based on the Shariah concept of Tawarruq which comprises of Bai Murabahah and Wakalah contracts using the commodity (underlying asset) provided by the approved commodity provider.

Personal Loan Conditions

• Malaysian citizen aged 21 years old to 60 years old (subject to retirement age at the end of financing tenure).
• Works in government sector / GLA / GLC / organizations which has the facility of salary deduction through BPA.
• Minimum income of RM1,500 per month.
• Permanent employee who has been employed for 3 months and above.
• Contract / temporary employee (over 12 months’ service).
• BSN Giro/i account holder.

Documents Required

1. A copy of NRIC (both sides).
2. Confirmation letter from employer; AND
3. Latest 2 months’ salary slip.

Financing Info

Terms & conditions apply.

Private Sector Loan BSN MyRinggit-i (Eksekutif-1)

Our Bank Simpanan Nasional Berhad BSN MyRinggit-i Eksekutif-1 is exclusively designed to help you meet your personal financing needs at affordable rates.

Based on the Shariah concept of Tawarruq.

Financial Terms

1. Malaysian citizen aged 21 years old to 55 / 60* years old (subject to retirement age at the end of the financing tenure).
2. Open to permanent & contract officers and staff that have minimum one year of working experience.
3. Offered only to employees of Premier Developer Panel, Private Hospital, Telecommunication Company, Licensed Financial Institution, Multinational Company, PETRONAS Group of Companies, Selected Private University & College, Statutory Body, Government Link Company, Selected Public Listed Company in Main Market Bursa Malaysia (Financial, Plantation, Property, Technology,Trading / Service, Industrial Product, Consumer Sectors only) and Professionals (Doctor, Architect, Lawyer, Accountant and other certified Professionals).
4. Minimum gross income of RM3,000 per month (permanent staff) & RM10,000 (contract staff).
5. BSN GIRO/i Account holders.

Note: *Subject to employer confirmation

Personal Financing Info

Terms & conditions apply.

Private Sector Loan BSN MyRinggit-i PRIMA

BSN MyRinggit-i PRIMA is specially tailored to help medical practitioners secure the personal financing they need. No guarantor is required.

Shariah Concept

This Bank Simpanan Nasional personal financing is based on the Shariah concept Tawarruq which comprises of Bai Murabahah and Wakalah contracts, using the commodity (underlying asset) from Bursa Suq al Sila’.

Terms and Conditions

1. Malaysian citizens aged from 21 years old to 65 years old (for Medical Doctors) 50 years old (for Medical Officers)
2. Minimum gross income of RM3,000.00 per month.
3. Bank Simpanan Nasional BerhadGIRO/i account holder.

Contact Bank Simpanan Nasional Berhad (BSN)

Bank Simpanan Nasional
Wisma BSN, 117, Jalan Ampang
50450 Kuala Lumpur
Tel: +6 03 2162 3222
Fax: +6 03 2613 1888