Citibank Personal Loan

Are you looking to decorate your home, continue your studies, or pursue your goals? Citibank is here to help you make those dreams come true! With a quick and easy online application process, you can get immediate approval in just three simple steps.

Why Choose Citibank Personal Loan?

When considering a personal loan, Citibank offers several key benefits that stand out:

• Loan amounts up to 10x your monthly gross income
• Loan amounts from RM5,000 to RM150,000
• Interest rate starting from as low as 5.88% per annum
• Flexible repayment period from 24 months to 60 months
• No processing fees
• No guarantor or collateral required

These incredible benefits make it easier for you to access the funds you need without any hassle. Whether it’s for personal use, business investments, or any other purpose, Citibank provides you with the flexibility and support to make it happen.

Eligibility Criteria for Citibank Personal Loan

Before applying for the Citibank Personal Loan, ensure you meet the following eligibility criteria:

• Malaysian citizens or Permanent Residents
• Age between 21 and 60 years
• Minimum monthly income of RM4,000
• Currently employed in Malaysia

If you meet these requirements, you’re all set to apply for the loan and enjoy the benefits Citibank has to offer.

How to Apply for Citibank Personal Loan in 3 Easy Steps

The process of applying for a Citibank Personal Loan is simple and straightforward. Here’s a step-by-step guide to getting your application approved quickly:

Step 1 – Fill in Your Contact Details

To start, provide your contact information. This is the first essential step in the application process.

Step 2 – Provide Personal Information & Upload Your IC

Next, submit your personal details and upload a copy of your Identity Card. This will allow Citibank to verify your identity quickly.

Step 3 – Fill in Employment Information

Finally, submit your employment details. This is to confirm your current job and income, which will determine your eligibility for the loan.

Conditional Approval and Final Steps

Once you’ve completed the initial steps, you will move forward with conditional approval. This means your application is in progress, and you’ll need to finalize a few more steps.

Step 4 – Confirm the Loan Terms

Take a moment to review and confirm the loan terms. This ensures that you are clear on the amount, interest rate, and repayment period.

Step 5 – Upload Your Income Documents

Finally, upload documents proving your income. This could be your salary slip, tax return, or other related documents.

Once you’ve completed these steps, your loan will be processed, and the approval will be granted based on the information and documents submitted.

What You Should Know About Citibank Personal Loan Terms

It’s important to note that the loan amount, repayment period, and interest rate you’re offered may differ from the initial estimate. The final terms depend on the documents you provide during the application process.

Ensure that all the information you provide is accurate and truthful. Incorrect or misleading information can impact the outcome of your loan application and your credit history.

Your Privacy Is Our Priority

At Citibank, we are committed to protecting your privacy. Any information you provide will be kept confidential and will not be shared with any third parties, in compliance with our strict privacy policy.

Review the Full Terms & Conditions

Before finalizing your loan application, we encourage you to carefully read the Terms & Conditions and Product Disclosure Sheet. These documents contain important information regarding your loan agreement and obligations.

Apply for Your Citibank Personal Loan Today!

Ready to take the next step? Apply now for your Citibank Personal Loan online and enjoy a quick approval process that’s as easy as 1-2-3. Realize your dreams today with Citibank!

Personal Loan Citibank Quick Cash

CITI Quick Cash

Instant cash from your Citi Credit card. Exclusive for Citi credit cardmembers. Flexible tenures from 6 up to 60 months. No documents needed. Quick disbursement within 3 working days.

Citi Quick Cash = Quick fix : Get cash from your credit card whenever you need it.

Citibank Personal Loan: Citi Quick Cash turn your credit into cash.

• Get cash quickly when you need it. Get cash amount up to your available credit limit in a few taps.
• Cash on your terms.
• Apply anytime on your smartphone and repay with plans up to 60 months.*
• Simple and Hassle-free.
• No documents required and no hidden fees..

*Subject to individuals’ eligibility.

Balance Transfer via Installment Plan

CITI BALANCE TRANSFER VIA INSTALLMENT PLAN: A smarter way to manage your credit card balances
Transfer your other credit card balances and repay in affordable monthly instalment. Flexible tenures from 6-36 months. Transfer your balances from other banks’ credit cards to your Citibank credit card and convert them into monthly instalments.

Citibank Debt Consolidation Plan

PERSONAL LOAN CITIBANK CITI DEBT CONSOLIDATION PLAN : Take control of your finances in one manageable loan. Simplify your finances by consolidating your credit cards / loan accounts. Prescribed rates will be at an effective interest rate range of 11.90% – 12.90% per annum. Save up to 2.5% p.a. interest.

DO YOU HAVE CREDIT CARDS OR PERSONAL LOANS WITH OTHER BANKS? LET CITI SIMPLIFY BANKING FOR YOU.

Simplify your finances and gain more control by consolidating up to 5 credit cards and/or loan accounts with Citibank Personal Loans. Better cash flow management from one account, competitive interest rates for immediate savings Up to 60 months loan tenure and easy application process with minimal documentation.

CASH OUT OPTION Take an additional cash loan if you need a little more help.

CitiBank 5.88%

Large flexible funds to make your plans a reality. Low interest rates from as low as 5.88% per annum. Loan of up to 10x your gross monthly income (for applicants earning RM5,000 or more) and loan of up to RM150,000

Citi Flexibill

• CITI FLEXIBILL: Turn your credit card bill into easy instalments. Exclusive for Citi credit cardmembers. Minimum conversion amount of RM1,000. Flexible tenures from 6 to 60 months.
• Citi FlexiBill : Stretch it. Split your payments and manage your Citi credit card repayments from the safety of your home.
• EASE YOUR MIND: Convert your statement into instalments equally every month.
• GET IN CONTROL: Choose your repayment plan for up to 60 months. Simple and hassle free.
• SIMPLE AND HASSLE FREE: Convert your purchase instantly with your Citi Mobile® App, no documents required.

How others are using Citi FlexiBill

Education: Sam chose to send her son to the best school, even if the expenses are high. She can afford to with Citi FlexiBill.
Holidays: Jen finally crossed Japan off her travel list. With Citi FlexiBill, she made it happen and enjoyed her trip to the fullest.
Festive buys: Kevin’s bill from festive shopping was high but it was well spent. Plus, he didn’t need to worry about it after he applied for Citi FlexiBill.

Citi Paylite

CITI PAYLITE:Turn any purchase into easy instalments. Exclusive for Citi credit cardmembers. Minimum conversion amount of RM50. Flexible tenures from 6 to 60 months. Turn big purchases into small payments.

• Get what you love with ease : Turn big purchases into affordable instalments with zero processing fee.
• Shop wherever you like : Works for purchases at any merchant RM50 and above on your Citi credit card.
• Simple and hassle-free : Convert your purchases in a few taps on your Citi Mobile® App. No documents required.