Maybank Islamic Personal Financing

Live a brighter life with Maybank Islamic’s personal loan. Get up to RM100K with no document stamping, no processing fees, and fast approval. Apply now for flexible and hassle-free financing options.

Maybank Islamic Personal Financing-i (MIPF-I)

Live a brighter life with Maybank Personal Loan.

Benefits

• Monthly installment payment as low as RM102.78* per month
• No documents stamping
• No processing fee
• Fast Approval

Features

• Fixed monthly installment

Financing Amount:

• Minimum Financing amount RM5,000
• Maximum Financing amount RM100,000

Tenure:

• Minimum tenure 2 year
• Maximum tenure 6 years

Profit Rate:

• Financing amount RM5,000 to RM20,000 (8% per annum fixed rate)
• Financing amount RM20,001 to RM50,000 (7% per annum fixed rate)
• Financing amount RM50,001 to RM100,000 (6.5% per annum fixed rate)

Maybank Personal Loan Benefits

• Monthly installment payment as low as RM102.78* per month
• No documents stamping
• No processing fee
• Fast Approval

Repayment Table

• Click here to get personal-loan-repayment-table

How to Apply

• For Malaysian individuals aged 21 to 60 years old with a minimum income of RM42,000 per annum

Required Documents

• Application form together with:
• Copy of NRIC (both sides) AND
• Latest 1 month salary slip OR
• Latest EA form OR
• Latest EPF Statement OR
• Latest BE form with official tax receipt
• Latest 3 months’ savings account activity/current account statements (optional)

If you are self-employed:

• Copy of NRIC (both sides) AND
• Copy of Business Registration AND
• Latest B form with official tax receipt OR
• Latest 6 months’ Bank Statements

Fees & Charges

• Late payment Charge: 1% p.a on the amount in arrears, calculated from overdue date till date of full monthly payment
• No processing Fees or stamping fees
• No Early settlement fees for early settlement of Maybank Islamic Personal Financing-i

*Terms and conditions apply

Maybank Personal Loan Amount RM50,000

Features and Benefits

Features

• Fixed monthly instalment

Loan Amount:

• Minimum loan amount RM5,000
• Maximum loan amount RM100,000

Tenure:

• Minimum tenure 2 year
• Maximum tenure 6 years

Interest Rates:

• 8% per annum fixed rate for loan amounts of RM5,000 to RM20,000
• 7% per annum fixed rate for loan amounts of RM20,001 to RM50,000
• 6.5% per annum fixed rate for loan amounts of RM50,001 to RM100,000
  

Benefits

• Monthly repayment as low as RM102.78* per month
• No document stamping
• No processing fee
• No guarantor or collaterals required
• Fast Approval
• Personal Care Insurance Protection

For Malaysian individuals aged 21 to 60 years old with a minimum income of RM42,000 per annum.

Required Documents

Document for application form together with:

• Copy of NRIC (both sides) AND
• Latest 1 month salary slip OR
• Latest EA form OR
• Latest BE form with official tax receipt
• Latest 3 months’ savings account activity/current account statements (optional)
• If you are self-employed:
• Copy of NRIC (both sides) AND
• Copy of Business Registration AND
• Latest B form with official tax receipt OR
• Latest 6 months’ Bank Statements

How to Apply via Online Application

For existing customers with Maybank2u access:

Maybank2u

• Step 1: Login to Maybank2u
• Step 2: Click “Apply” and scroll to select Personal Loan/Personal Financing-i
• Step 3: Fill in details and complete application

Mobile App

• Step 1: Launch your Maybank Mobile App
• Step 2: Click “Apply” and select “Apply Personal Loan/Personal Financing-i”
• Step 3: Fill in details and complete application

For customers without Maybank2u access:

Maybank2u

From the Maybank2u Informational Site, scroll down to:

• Step 1: Get A Loan/Financing-i
• Step 2: Select I am interested in Personal Loan/Financing-i
• Step 3: Click Apply Now Loan/Financing-i tab to commence the Online Application

Mobile App

• Step 1: Download the Mobile Application
• Step 2: Register for Maybank2u access
• Step 3: Choose Apply Online
• Step 4: Select Apply for a Personal Loan/Financing-i.

Fees & Charges

• No processing or stamping fees
• Late payment Charges: 1% p. a on the amount in arrears, calculated from overdue date till date of full monthly payment
• Early settlement fees: RM200 or a sum equivalent to 3% of the outstanding balance of the loan whichever is higher. Only applies for settlement within the first half of a tenure.

Home Loans Maybank London Residential Home Financing

Financing the purchase of your property for investment

Financing Package

This is a Non-Free Moving Cost package i.e. costs pertaining to legal documentation, disbursements, valuation fees and other relevant costs will be borne by applicants.

Features

• Type of Facility: Term Loan
• Currency: GBP only
• Financing Amount:
  
  • Minimum loan: £100,000.00
  • Maximum loan: £5,000,000.00
• Opening of Rent Collection Account: Borrower(s) shall open a Rent Collection Account with Maybank London branch. The net rental proceeds from the mortgage property will be assigned to this account and thereafter your housing loan repayment will be collected from this account.
• Margin of Financing: Maximum of up to 80%.

Fees & Charges

• Processing Fee: £500.00 upon submission and £500.00 upon acceptance (both non-refundable).
• Early Repayment Fee:
  
  • 3 months’ notice or by paying 3 months interest in lieu of notice for part prepayment.
  • 3% of the loan limit if the loan is redeemed within one (1) year from the date of disbursement.

Portfolio Landlords (if applicable)

Additional Information Required (for clients with more than 4 properties globally) **

• Customer’s experience in BTL market – to provide documentary evidence.
• Business plan supporting merits of new borrowing(s).
• Documentation showing portfolio of properties and outstanding mortgages.
• Summary of asset and liabilities including tax liabilities for the existing property portfolio.
• Historical and future expected cash flows on the property to be declared to the Branch.

** Disclaimer: The interest rate for Portfolio Landlords differs from the above standard rate, which is subject to approval.

Maybank Housing Loan: Maxihome Flexi Loan

A flexible mortgage to finance your dream home. A 3-in-1 account that integrates your home loan and your deposits account. So you can:

• Earn Interest
• Enjoy flexible repayments
• Shorten your loan tenure

Any savings placed in your Flexi loan account will automatically reduce the oustanding principal amount of your home loan.

Benefits

• Enjoy the flexibility of deciding how much to pay into your home loan.
• Own your dream home faster : the more you pay, the more interest you save and the sooner the loan will be settled.
• Integration of home loan, savings and current accounts into one account.
• Cash Deposits go immediately towards reducing the outstanding principal loan amount.
  Competitive interest rates.
• Margin of financing up to 90%.
• Loan tenure of up to 35 years or age 70, whichever event occurs first.
• Deposit any amount at any time.
• Withdraw excess payments anytime with no extra charges.
• No commitment fees.
• Checking facility for your convenience.

Other Benefits:

• Financing provided for all types of residential properties whether completed and under construction.
• MRTA, legal fees and valuation fees may be financed.
• Free Personal Accident cover of up to RM50,000 and free medical expenses of up to RM3,000 with a minimum credit balance of RM1,000.
• Earn interest of up to 1.85% pa for credit balances above RM5,000.
• Interest is computed on a daily basis for immediate savings on interest.

Maybank Maxihome Loan

A flexible home loan with different packages

Benefits of Maybank Housing Loan

• Flexible repayment options that take into account your present and future needs.
• Flexible choice of facility. Choose from a term loan, an overdraft or a combination of both. Under the combination option, the ratio of the term loan to overdraft is flexible and only subject to a minimum amount of RM10,000 for each facility type.
• Higher loan eligibility: Longer repayment period of up to 35 years or until the age of 70, whichever event occurs first. Higher loan margin of up to 95% of the value of the house (including capitalisation of related expenses such as MRTA premium).
• Enjoy MRTA coverage, which settles your outstanding mortgage and transfers the title deed to your family in the event of death or total and permanent disability.
• Flexibility to revise monthly installments to suit your financial situation. A choice to service the interest portion or have monthly installments commence immediately instead of upon full loan disbursement
  Easy installment payment via MBB branches, ATMs, Phone Banking, and online via Maybank2u.com
  Flexibility to redraw advance/additional payments made in excess of the normal monthly repayment amount.
• Redrawing via M2U (for conventional loan only) or over-the-counter (for Conventional & Islamic financing) is subject to a RM25 fee per transaction.

Competitive financing rates

A unique personal loan facility : We offer different packages to meet your personal investment needs or contingencies including children’s education or home improvements.

Refinancing

Refinance your home loan with us and enjoy savings with attractive refinancing features. Add a top up facility on top of your redemption sum for renovations, educational expenses, etc for a total financing of up to 90% of the current market value of your house.

Re-mortgage

Re-mortgage a house that has been fully paid for or is free from encumbrances to release cash from your largest fixed asset without having to sell.

Redraw

If you have had a housing loan with Maybank for more than 6 months, you may opt for additional financing at any time. The total loan amount (e.g. current loan outstanding plus additional financing) can be up to 90% of the current market value of your house.

Home Loans Maybank MaxiHome Ezy

What is MaxiHome Ezy

Malaysia’s favourite drink, teh tarik is easily available and affordable. Similarly, with Maxihome Ezy, owning a house becomes easier & more affordable as you can “tarik” your cash flow further with lower monthly payments.

MaxiHome Ezy: How?

MaxiHome Ezy is a stepped-up easy repayment scheme where you have the option of starting low on their monthly repayments for the first 5 years.
In summary, you only need to service the interest/profit portion of your loan for the 1st 5 years. Full instalment payment commences only from the 6th year onwards.

Other Benefits:

• Financing provided for all types of residential properties whether completed and under construction.
• MRTA, legal fees and valuation fees may be financed.
• Free Personal Accident cover of up to RM50,000 and free medical expenses of up to RM3,000 with a minimum credit balance of RM1,000.
• Earn interest of up to 1.85% pa for credit balances above RM5,000.
• Interest is computed on a daily basis for immediate savings on interest.
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