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Bank Rakyat Personal Loan 2021 Promotion
Bank Rakyat Financing-i / Personal Financing-i Public Sector
Bank Rakyat Personal Loan 2021 Promotion is now open to government employees and selected GLCs. Obtaining cash is now easier with Personal Financing-i. Now you can enjoy easy access to the necessary funds.
Concept
- Tawarruq
Features
- Amount of financing up to RM200,000
- Financing tenure up to 10 years
- No guarantor
- Takaful coverage is optional
- Fixed or floating profit rate
Eligibility
- Malaysian citizen
- Minimum age of 18 years and maximum 60 years old at the end of the financing tenure
- Minimum fixed monthly income of RM1,000 including fixed allowances
- Service in Public sector, GLC Companies and GLC Subsidiary
- Minimum of three (3) months in service
Question
Answer
Bank Rakyat Financing Eligibility
- Installment method as follow:
| INSTALLMENT METHOD | ELIGIBILITY | ||||||||
|---|---|---|---|---|---|---|---|---|---|
| up to RM200,000 | ||||||||
| |||||||||
| |||||||||
| Based on income multiplier or RM200,000 whichever is lower
|
Financing Rate
Fixed Rate
| PAYMENT TYPE | TENURE | FIXED RATE |
|---|---|---|
| Up to 3 years | 4.54% |
| More than 3 – 10 years | 4.99% | |
| Up to 3 years | 5.64% |
| More than 3 – 10 years | 6.26% |
- The profit rate above is for financing with takaful.
- Additional profit rate up t.o 0.86% over the current profit rate for financing without takaful
Fee And Charges
| TRANSACTION | CHARGE |
|---|---|
| Wakalah or Agency Fee | Wakalah or agency fee of RM28.30 |
| Stamp duty fee | 0.5% of total financing as contained in the Stamp Duty Act 1949. |
| Early Settlement Fee | Rebate (Ibra’) will be given on the deferred profit |
| Late Payment Charges | During the financing tenure : 1% per annum on the outstanding amount of the monthly payment After expiry of financing tenure : |
Document Required
| DOCUMENTS REQUIRED | NEW APPLICATION | REPEATED/ OVERLAPPING |
|---|---|---|
| √ | √ |
| √ | √ |
| √ | |
| √ |
2021 Payment Schedule
Please click below:
2021-Bank-Rakyat-Payment+Schedule+Personal+Financing-i+Public+Floating+Rate
https://pinjamanperibadi2u.com.my
Hashtag / Keywords
#pinjamanperibadi #personalloan #pembiayaanperibadi #personalfinancing #koperasi #BankRakyat
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Contact Bank Rakyat Personal Loan 2021 Promotion
- Whatsapp: 019-2983056
- Tel: 019-2983056 / tele-Rakyat at 1-300-80-5454
- 33, Jalan Rakyat, Brickfields,
50470 Kuala Lumpur - Opening Hours:9am-5pm Monday to Friday
- info@personalfinancingloan.com